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Aura Privacy Policy
Aura Privacy Policy

Privacy Policy

Your privacy is important to us. At Aura (“we”, “us” or “our”), we are committed to protecting the privacy, confidentiality and security of the personal information we collect and hold by complying with the requirements under applicable privacy laws. We are equally committed to ensuring that all our employees and agents uphold these obligations.

This policy explains how we manage personal information within our organisation. It applies to us​ ​and all of our related companies, affiliates and associates.

How do we collect personal information?

We collect personal information from you in the following circumstances: when you register an account with us; order products or services from us; subscribe to our newsletter; or complete any application form to us or submit a query or request to us. In some cases, we may be required by law to collect personal information about you. The personal information will generally be acquired through our channels, but we may however obtain information through a third party, such as representatives, agents or contractors who provide services to us, or third parties whom may refer you to us as they think you may be interested in our products or services.

What information do we collect?

The kinds of personal information that we collect and hold about you may include:

  • identifying information, such as your name, date of birth, identity document, passport, business registration, certificate of incorporation, etc.;
  • contact information, such as your postal address, email address and telephone number;
  • social media profile information that you make available to us or to the public;
  • blockchain identifiers, such as blockchain addresses and public keys;
  • usernames and passwords that you create when registering for an account with us;
  • details of any products or services that we provide to you;
  • information about how you use the products and services we provide; and
  • records of our communications with you, including any messages you send us.

Without this information, we may not be able to provide you with our products or services (or with all of the features and functionality offered by our products or services) or to respond to queries or requests that you submit to us.

What do we use your personal information for?

We use personal data that we collect about you for the following purposes:

  • to verify your identity for the purpose of satisfying our Anti-Money Laundering obligation;
  • to determine your eligibility for any of our products or services;
  • to determine your compliance with the terms and conditions that apply to any of our products or services and applicable law;
  • to enable us to provide our products and services;
  • to improve our website based on your information and feedback;
  • to answer your queries and requests;
  • to comply with our legal and regulatory obligations;
  • to carry out market analysis and research;
  • to monitor use of our products and services;
  • to assess, maintain, upgrade and improve our products and services;
  • to carry out education and training programs for our staff;
  • to manage and resolve any legal or commercial complaints or issues;
  • to carry out planning and forecasting activities and other internal business processes; and
  • to keep you informed about our activities, including by sending out newsletters.

EEA Residents: For individuals who reside in the European Economic Area (including the United Kingdom) or Switzerland (collectively “EEA Residents”), pursuant to Article 6 of the EU General Data Protection Regulation (GDPR) or any equivalent legislation (collectively “EEA Data Protection Law”), we process this personal information based on our contract with you to comply with our legal obligations, to satisfy our legitimate interests as described above and to satisfy on your consent.

Who do we disclose your personal information to?

We may share personal information about you with:

  • your representatives, advisers and others you have authorised to interact with us on your behalf;
  • our staff who need the information to discharge their duties;
  • related entities within our corporate group;
  • our business partners, agents and service providers;
  • payment system operators and financial institutions;
  • prospective purchasers of all or part of our business or shares in our company or a related entity;
  • professional advisers who we engage to provide advice on our business; and
  • government authorities who ask us to disclose that information, or to other people as required by law.

Under this privacy policy, you consent to your personal information being disclosed in such circumstances.

In some cases, the people to whom we disclose your personal information may be located overseas. There may not be in place data protection laws which are substantially similar to, or serve the same purposes as Hong Kong. As such, your personal information may not be protected to the same or similar extent as in Hong Kong.

How do we protect and store your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.We offer the use of a secure server. All personal information provided to us is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our database, which can only be accessed by those with special access rights to our systems, and are required to keep the information confidential. We update these physical and technical security processes and procedures from time to time to address new and emerging security threats that you become aware of.

Do we retain your personal information?

Yes, however your personal data will not be kept longer than required.

We may retain your personal information for a period of at least seven (7) years from the date on which we collect the information until the last transaction is completed with you or our relationship ends (whichever occurs last). At our discretion, we may retain personal data for longer than this period if we consider it necessary or desirable to do so to meet our legal or regulatory obligations.

Can you access and correct your personal information?

Yes. If you want to access any of the personal information that we hold about you or to correct some aspect of it (e.g. because you think it is incomplete or incorrect), please contact us using the contact details set out below. To protect the integrity and security of the information we hold, we may ask that you follow a defined access procedure, which may include steps to verify your identity. In certain cases we may charge you an administration fee for providing you with access to the information you have asked for, but we will inform you of this before proceeding. There may be cases where we are unable to provide the information you request, such as where it would interfere with the privacy of others or result in a breach of confidentiality. In these cases we will let you know why we cannot comply with your request.

Even if you do not request access to and/or correct your personal data held by us, if we are satisfied that, having regard to the reasons for which we hold your personal data, that personal data is inaccurate, incomplete, out-of-date, irrelevant or misleading, we may take reasonable steps to correct that data.

Do we use cookies?

Yes, we use cookies on our website/platform to monitor and observe your use of our websites, compile aggregate data about that use, and provide you with more effective service (which may include customising parts of our websites based on your preferences and past activities on those websites). “Cookies” are small text files created and stored on your hard drive by your internet browser software, in order to hold relevant information and the webpage you are currently viewing. Most internet browsers have a facility that will allow you to disable cookies altogether – please refer to your browser’s help menu to find out how to do this. While you will still be able to browse our websites with cookies disabled on your internet browser, some website functionality may not be available or may not function correctly.

Third party links

Occasionally, at our discretion, we may include links to third party products or services on our website. These third-party sites have separate and independent privacy policies. Further, we do not verify their content. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Your Consent

By using our site, providing personal information and/or using any of our products or services, you agree that you consent to our privacy policy, as updated from time to time.

Changes to our Privacy Policy

We may make changes to this policy from time to time, to take into account changes to our standard practices and procedures or where necessary to comply with new laws and regulations. The latest version of this policy will be available at https://www.hextrust.com/legal-privacy/aura-privacy-policy 

European Economic Area Users & Data

If you are a resident of the European Economic Area (the “EEA”), we are the controller with respect to your personal information. We determine the means and purposes of processing data in relation to e-wallet and cryptocurrency transactions.

Legal basis for processing personal information

Our legal bases for processing under General Data Protection Regulation are described above in the sections entitled “What do we use your personal information for?”. We may process your personal information if you consent to the processing, to satisfy our legal obligations, if it is necessary to carry out our obligations arising from any contracts we entered with you, or to take steps at your request prior to entering into a contract with you, or for our legitimate interests to protect our property, our rights or safety and our customers or others.

Direct Marketing

If you are a current customer residing in the EEA, we will only contact you by electronic means (email) with information about our services that are similar to those which were the subject of a previous sale or negotiations of a sale to you.

If you are a new customer and located in the EEA, we will contact you if you are located in the EU by electronic means for marketing purposes only if you have consented to such communication. If you do not want us to use your personal information in this way, or to pass your personal information on to third parties for marketing purposes, please contact us to opt-out immediately. You may raise such objection with regard to initial or further processing for purposes of direct marketing, at any time and free of charge. Direct marketing includes any communications to you that are only based on advertising or promoting products and services

Individual Rights

EEA users have the following rights, which can be exercised by contacting us:

  • Right to withdraw consent. You have the right to withdraw your consent to the processing of your personal information collected on the basis of your consent at any time. Your withdrawal will not affect the lawfulness of our data processing based on consent before your withdrawal.
  • Right of access to and rectification of your personal information. You have a right to request that we provide you a copy of your personal information held by us. This information will be provided without undue delay subject to some fee associated with gathering of the information (as permitted by law), unless such provision adversely affects the rights and freedoms of others. You may also request us to rectify or update any of your personal information held by us ​that is inaccurate. Your right to access and rectification shall only be limited where the burden or expense of providing access would be disproportionate to the risks to your privacy in the case in question, or where the rights of persons other than you would be violated.
  • Right to delete. You have the right to request deletion of your personal information that: (a) is no longer necessary in relation to the purposes for which it was collected or otherwise processed; (b) was collected in relation to processing that you previously consented, but later withdraw such consent; or (c) was collected in relation to processing activities to which you object, and there are no overriding legitimate grounds for our processing. If we have made your personal information public and are obliged to delete the personal information, we will, taking account of available technology and the cost of implementation, take reasonable steps, including technical measures, to inform other parties that are processing your personal information that you have requested the deletion of any links to, or copy or replication of your personal information. The above is subject to limitations by relevant data protection laws.
  • Right to data portability. If we process your personal information based on a contract with you or based on your consent, or the processing is carried out by automated means, you may request to receive your personal information in a structured, commonly used and machine-readable format, and to have us transfer your personal information directly to another “controller”, where technically feasible, unless exercise of this right adversely affects the rights and freedoms of others. A “controller” is a natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of your personal information.
  • Right to restriction of or processing. You have the right to restrict or object to us processing your personal information where one of the following applies:
    • (a) You contest the accuracy of your personal information that we processed. In such instances, we will restrict processing during the period necessary for us to verify the accuracy of your personal information.
    • (b) The processing is unlawful and you oppose the deletion of your personal information and request the restriction of its use instead.
    • (c) We no longer need your personal information for the purposes of the processing, but it is required by you to establish, exercise or defence of legal claims.
    • (d) You have objected to processing, pending the verification of whether our legitimate grounds of us processing your data override your rights.
  • Restricted personal information shall only be processed with your consent or for the establishment, exercise or defence of legal claims or for the protection of the rights of another natural or legal person or for reasons of important public interest. We will inform you if the restriction is lifted.
  • Notification of deletion rectification and restriction. We will communicate any rectification or deletion of your personal information or restriction of processing to each recipient to whom your personal information has been disclosed, unless this proves impossible or involves disproportionate effort. We will inform you about those recipients if you request this information.
  • Right to object to processing. Where the processing of your personal information is based on consent, contract or legitimate interests you may restrict or object, at any time, to the processing of your personal information as permitted by applicable law. We can continue to process your personal information if it is necessary for the defence of legal claims, or for any other exceptions permitted by applicable law.
  • Automated individual decision-making, including profiling. You have the right not to be subject to a decision based solely on automated processing of your personal information, including profiling, which produces legal or similarly significant effects on you, save for the exceptions applicable under relevant data protection laws.
  • Right to lodge a complaint. If you believe that we have infringed your rights, we encourage you to contact us first at ​ops@hexcustody.com so that we can try to resolve the issue or dispute informally. You can also complain about our processing of your personal information to the relevant data protection authority. You can complain in the EU member state where you live or work, or in the place where the alleged breach of data protection law has taken place. In the UK, the relevant data protection authority is the Information Commissioner's Office.Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF, 0303 123 1113, ​casework@ico.org.uk​.
  • Storage of your personal information. We ​will try to limit the storage of your personal information to the extent that storage is necessary to serve the purpose(s) for which the personal information was processed, to resolve disputes, enforce our agreements, and as required or permitted by law.

Your rights to personal information are not absolute. Access may be denied when:

  • denial of access is required or authorized by law;
  • granting access would have a negative impact on other's privacy;
  • to protect our rights and properties; and
  • where the request is frivolous or vexatious.

Complaints

We try to meet the highest standards in order to protect your privacy. However, if you are concerned about the way in which we are managing your personal data and think we may have breached any applicable privacy laws, or any other relevant obligation, please contact us by using the contact details set out below. We will make a record of your complaint and refer it to our internal complaint resolution department for further investigation. We will deal with the matter as soon as we can, and keep you informed of the progress of our investigation.

If we have not responded to you within a reasonable time or if you feel that your complaint has not been resolved to your satisfaction, you are entitled to make a complaint to the Hong Kong Privacy Commissioner for Personal Data.

Contact details

If you want any further information from us on privacy matters, please contact us at: aura.support@hextrust.com

Aura Master Trading Agreement
Aura Master Trading Agreement

This Master Trading Agreement (this “Master Agreement” or “Agreement”) is made between HT MARKETS (SVG) LIMITED, a company incorporated under the laws of Saint Vincent and the Grenadines having company number 26756 (“HT”) and you (the “Counterparty” and, together with HT, the “Parties”). 

By clicking on “I agree” to accept this Agreement or entering into any one or more Transactions (as defined below), you confirm that you have read, understood, accepted and agreed to be bound by all of the terms and conditions stipulated in this Agreement. If you do not agree to any of the terms and conditions in this Agreement, or any additional applicable terms and conditions, do not enter into Transactions.  If you are entering into this Agreement on behalf of a company or other entity, you represent that you have the authority to bind such entity to this Agreement.  If you do not have such authority, you must not accept this Agreement.

WHEREAS:

  1. The Parties may, from time to time, wish to sell to and purchase from one another quantities of Cryptocurrency during the term of this Master Agreement on a spot and/or forward basis.

  1. The Parties may therefore, from time to time, enter into separate transactions for the sale or purchase of Cryptocurrency by agreeing an Accepted Order that incorporates by reference the general terms and conditions under which such sale and purchase shall take place as recorded in this Master Agreement.

NOW IT IS HEREBY AGREED AS FOLLOWS:

  1. DEFINITIONS AND INTERPRETATION

  1. In this Master Agreement and in the Schedules, unless the context requires otherwise:

Accepted Order” means an Order that has been validly accepted by the Offeree pursuant to Clause 4.2 below.

AML/CFT Requirements” has the meaning given to it in Clause 3.4 below.

"Applicable Laws" means, with respect to any person, any and all applicable treaties, statutes, legislation, laws, regulations, ordinances, codes, rules, rulings, judgments, orders, awards, or any form of decisions, determinations or requirements of or made or issued by, any governmental, statutory, regulatory or supervisory bodies (including without limitation, any relevant stock exchange or securities council) or any court or tribunal with competent jurisdiction, whether in Hong Kong, Dubai, Saint Vincent and the Grenadines or elsewhere, as amended, modified or replaced from time to time, and to which such person is subject.

Authorised Person(s)” means an individual duly appointed by the Counterparty whose name has been submitted to and accepted by HT from Counterparty and is authorised to provide Instructions (as defined herein) to HT. Any change to the Authorised Person(s) shall be made in writing in accordance with the terms set out in Schedule A and will constitute an integral and substantial part of this Master Agreement. 

"Business Day" means a day (other than a Saturday, Sunday or gazetted public holiday) on which commercial banks are open for business in Hong Kong and Dubai.

Collection Account” means the bank account and digital wallet, address, account, or storage device belonging to a Party, the details of which: (a) in the case of the Counterparty, have been submitted to and accepted by HT from Counterparty (which may be amended, modified or supplemented by the Counterparty in writing from time to time in accordance with the terms set out in Schedule A); ​​and (b) in the case of HT, as notified by HT to the Counterparty from time to time.

"Confidential Information" means any information which is proprietary and confidential to HT and the Counterparty including but not limited to the terms and conditions of this Master Agreement, each Order, each Accepted Order, information concerning or relating in any way whatsoever to the HT’s investments or other arrangements, principals, any of the trade secrets or confidential operations, processes or inventions carried on or used by HT, any information concerning the organisation, business, finances, transactions, investments or affairs of HT and the Counterparty, HT’s dealings, secret or confidential information which relates to its business or any of its investee companies’ transactions or affairs, financial statements or information, any information therein in respect of trade secrets and information and material which is either marked confidential or is by its nature intended to be exclusively for the knowledge of the recipient alone.

Confirmation” has the meaning given to it in Clause 4.7.

Confirmation Date” has the meaning given to it in Clause 2.1 below.

Cryptocurrency” means digital tokens or units of other blockchain-based assets, which do not constitute a security or any regulated product or asset under the Securities and Futures Ordinance (Cap. 571) of Hong Kong, or under any similar securities laws or regulations in other jurisdictions including but not limited to the Emirate of Dubai, Saint Vincent and the Grenadines, the United States of America or Singapore.

Cryptocurrency Network” means the peer-to-peer computer network or protocol that governs the transfer of the applicable Cryptocurrency.

Default Interest” has the meaning given to it in Clause 5.4 below.

Due Acceptance” has the meaning given to it in Clause 4.2 below.

Eligible Collateral” means, with respect to a Forward:

 

  1. if the relevant Confirmation provides that “Physical Settlement” is applicable and the Counterparty’s obligation, upon settlement of such Forward, is (subject to any conditions applicable to such settlement) to:

  1. pay the Total Price to HT, USDC, such other stablecoin as HT may specify or USD, in each case as specified by HT; and

  1. to deliver the Relevant Cryptocurrency to HT, such Relevant Cryptocurrency; and

  1. if the relevant Confirmation provides that “Cash or Other Cryptocurrency Settlement” is applicable, USDC, such other stablecoin as HT may specify or USD, in each case as specified by HT; and/or

  1. if any, such other Cryptocurrency, Fiat Currency or other assets specified in the applicable Confirmation. 

"Encumbrance" means any mortgage, assignment of receivables, debenture, lien, hypothecation, charge, pledge, title retention, right to acquire, security interest, option, pre-emptive or other similar right, right of first refusal, restriction, third-party right or interest, any other encumbrance, condition or security interest whatsoever or any other type of preferential arrangement (including without limitation, a title transfer or retention arrangement) having similar effect.

Fiat Funds” has the meaning given to it in Clause 5.11 below.

Fiat Transfer” has the meaning given to it in Clause 5.11 below.

Force Majeure Events” means any material change of circumstance or other event which caused by reasons, in HT’s sole view, beyond HT’s reasonable control (including but not limited to nationalization, expropriation, currency restrictions, acts of state, acts of God, earthquakes, fires, floods, typhoons, tsunami, wars, civil or military disturbances, sabotage, terrorism and cyber-terrorism, virus or hackers attacks, security, integrity, and availability of the Blockchain networks, epidemics, pandemics, riots, interruptions, loss or malfunctions of utilities, computer (hardware or software) or communications service, accidents, labour disputes, regulatory changes, central securities depository and central bank including their regulatory agencies, power failures or breakdowns in communications links or equipment of HT or its agent or service provider.

Foreign Shell Bank” means an organisation that (i) is organized under the laws of a foreign country, (ii) engages in the business of banking, (iii) is recognized as a bank by the bank supervisory or monetary authority of the country of its organization or principal banking operations, (iv) receives deposits to a substantial extent in the regular course of its business, (v) has the power to accept demand deposits, but does not include the Hong Kong branches or agencies of a foreign bank, and (vi) without a physical presence in any country, but does not include a regulated affiliate.

Forward” means a transaction under which a Party (“Party X”) agrees to buy Cryptocurrency from the other Party (“Party Y”) and Party Y agrees to sell such Cryptocurrency to Party X on a future date at an agreed price.

Forward Order” has the meaning given to it in Clause 4.1 below.

Instructions” means the Counterparty’s instruction, request, communication, application or order given to HT in connection with an Order, an Accepted Order and this Master Agreement through a Recognised Communication Channel, and includes any instruction, request, communication or order to revoke, ignore or vary any previous request or order in respect of an Order or an Accepted Order.

Non-Cooperative Jurisdiction” means any country or territory that has been designated as non-cooperative with international anti-money laundering principles or procedures by an intergovernmental group or organization, such as the Financial Action Task Force on Money Laundering (“FATF”), of which Hong Kong is a member and with which designation the Hong Kong representative to the group or organization continues to concur. See <http://www.fatf-gafi.org> for FATF’s list of non-cooperative countries and territories.

OFAC” means the United States Office of Foreign Assets Control. The lists of OFAC prohibited countries, territories, persons and entities can be found on the OFAC website at <http://www.treas.gov/offices/enforcement/ofac/>.

Offeree” has the meaning given to it in Clause 4.1 below.

Offeror” has the meaning given to it in Clause 4.1 below.

Order” means a Sales Order, a Purchase Order or a Forward Order.

Personal Data” means data, whether true or not, about an individual who can be identified from that data or from that data and other information to which HT has or is likely to have access which is treated in accordance with the Personal Data (Privacy) Ordinance (Cap. 486 of the laws of Hong Kong).

Pre-funding” has the meaning given to it in Clause 5.5 below.

Process”, in relation to Personal data, means (i) to carry out any operation or set of operations in relation to Personal Data, and includes recording, holding, organisation, adaptation/alteration, retrieval, combination, transmission and erasure/destruction; and (ii) to copy, use access, display, run, store, review, manage, modify, transform, translate, extract components into another work, integrate or incorporate as part of a derivative work, and (iii) to permit others to do (i) and (ii). “Processing” shall have the corresponding meaning as a noun for the same.

Purchase Order” has the meaning given to it in Clause 4.1 below. 

Recognised Communication Channels” means the communication channels which are recognised for the purposes of communications between the Parties in connection with an Order or an Accepted Order, the details of which are set out in Schedule B (which may be amended, modified or supplemented from time to time in accordance with the terms of Schedule B).

Relevant Cryptocurrency” has the meaning given to it in Clause 4.1(b) below, and “Relevant Cryptocurrencies” shall have the corresponding meaning.

Rectifying Period” has the meaning given to it in Clause 4.3 below.

"Representatives" means, in relation to a Party, its advisers, agents, employees, officers or other representatives.

Sales Order” has the meaning given to it in Clause 4.1 below.

Sanctioned Jurisdiction” means, at any time, a country or territory which is itself the subject or target of any country-wide or territory-wide Sanctions.

Sanctions” means the applicable economic or financial sanctions or trade embargoes imposed, administered or enforced from time to time by relevant Governmental Authorities, including, but not limited to, those administered by the U.S. government through OFAC or the U.S. Department of State, the United Nations Security Council, the European Union or Her Majesty’s Treasury of the United Kingdom.

Settlement Date” means, (a) in respect of a purchase pursuant to a Purchase Order or a sale pursuant to a Sales Order, the date of the relevant Accepted Order (or such other date for settlement of the relevant purchase or sale as the Parties agree in writing) and (b) in the case of a Forward, the date specified as the “Settlement Date” in the relevant Confirmation.

Stablecoin” means only those particular Cryptocurrencies recognised and accepted by HT as “Stablecoins” from time to time, such as USDC.

"Surviving Clauses" means Clauses 1, 7, 8 and 9.

Term” has the meaning given to it in Clause 3.1 below.

Total Price” means the price for selling or purchasing the Relevant Cryptocurrency, which shall be the product of Clauses 4.1 (c) and (d) measured by reference to Stablecoins or by reference to another Cryptocurrency.

Transaction” means each purchase, sale, Forward and/or transfer of Margin under this Agreement.

USD” or “US Dollar” means the United States Dollar, the lawful currency of the United States of America.

USDC” or “USD Coin” means the USD-referencing Stablecoin issued by Circle Internet Financial, LLC.

Withdrawal Request” has the meaning given to it in Clause 5.6 below.

In this Master Agreement, a reference to: the "Master Agreement" includes all amendments, additions, and variations thereto agreed between the Parties and "clauses" are to the clauses of, and the schedules to, this Master Agreement (unless the context otherwise requires); "person" shall include an individual, corporation, company, partnership, firm, trustee, trust, executor, administrator or other legal personal representative, unincorporated association, joint venture, syndicate or other business enterprise, any governmental, administrative or regulatory authority or agency (notwithstanding that "person" may be sometimes used herein in conjunction with some of such words), and their respective successors, legal personal representatives and assigns, as the case may be, and pronouns shall have a similarly extended meaning; and "written" and "in writing" include any means of visible reproduction (including, for the avoidance of doubt, by way of electronic mail).

  1. Unless the context otherwise requires, words importing the singular shall include the plural and vice versa and words importing a specific gender shall include the other genders (male, female or neuter). The Schedules form part of this Master Agreement and have the same force and effect as if expressly set out in the body of this Master Agreement.

  1. Any words following the terms including, include, in particular, for example or any similar expression shall be construed as illustrative and shall not limit the sense of the words, description, definition, phrase or term preceding those terms. Where the context permits, other and otherwise are illustrative and shall not limit the sense of the words preceding them.

  1. All transactions for the sale and purchase of Cryptocurrency are entered into by the Parties in reliance on the fact that the Accepted Order and the Master Agreement together form part of a single agreement between the Parties.
  1. MASTER AGREEMENT

  1. This Master Agreement contains the terms and conditions applicable to the sale and purchase of Cryptocurrency but does not specify any specific terms or details of any transaction (including but not limited to types, prices, quantities of the Cryptocurrency to be delivered and purchased pursuant to such sale and purchase). There shall be no binding commitment to sell and purchase Cryptocurrency unless an Order has been accepted by the Offeree pursuant to Clause 4.2 below. The date on which the Order has been duly accepted by the Offeree is the “Confirmation Date”. The Order shall be irreversible and binding upon acceptance by the Offeree on the Confirmation Date.   

  1. Upon acceptance of the Order, all the terms and conditions in this Master Agreement shall be incorporated by reference into and made a part of the Order.

  1. In the event of any inconsistency between the provisions of this Master Agreement and the terms contained in an Accepted Order, this Master Agreement shall prevail to the extent of such inconsistency.
  1. TERM

  1. This Master Agreement shall be in full force and effect from the date first above written and shall remain in effect unless terminated by either Party in accordance with this Clause 3 (“Term”). The Counterparty may terminate this Master Agreement by giving HT thirty (30) days’ prior written notice via the Recognised Communication Channel. HT may terminate this Master Agreement immediately with or without cause upon giving the Counterparty one (1) Business Day prior written notice via the Recognised Communication Channel.

  1. Either Party (the “Non-Defaulting Party”) may terminate this Master Agreement immediately upon the occurrence of any of the following events or circumstances in respect of the other Party (the “Defaulting Party”):

  1. the Defaulting Party fails to pay any amount payable or deliver any Cryptocurrency deliverable under this Agreement (including any Margin) and/or a Transaction when due;
  2. a breach of any representation, warranty, undertaking or obligations in this Master Agreement or any Accepted Order (other than a breach set out in paragraph (a) above) by the Defaulting Party and the Defaulting Party fails to remedy or rectify the breach, to the reasonable satisfaction of the Non-Defaulting Party, within one (1) Business Day after the Defaulting Party becoming aware of the breach or the Non-Defaulting Party having notified the Defaulting Party of the breach (whichever is earlier);
  3. the Defaulting Party disavowing, disaffirming, repudiating, rejecting in whole or in part, or challenging the validity of, this Agreement, any Confirmation or any Transaction; or
  4. the Defaulting Party (1) is dissolved (other than pursuant to a solvent consolidation, amalgamation or merger); (2) becomes insolvent or is unable to pay its debts or fails or admits in writing its inability generally to pay its debts as they become due; (3) makes a general assignment, arrangement or composition with or for the benefit of its creditors; (4)(A) institutes or has instituted against it, by a regulator, supervisor or any similar official with primary insolvency, rehabilitative or regulatory jurisdiction over it in the jurisdiction of its incorporation or organisation or the jurisdiction of its head or home office, a proceeding seeking a judgment of insolvency or bankruptcy or any other relief under any bankruptcy or insolvency law or other similar law affecting creditors’ rights, or a petition is presented for its winding-up or liquidation by it or such regulator, supervisor or similar official, or (B) has instituted against it a proceeding seeking a judgment of insolvency or bankruptcy or any other relief under any bankruptcy or insolvency law or other similar law affecting creditors’ rights, or a petition is presented for its winding-up or liquidation, and such proceeding or petition is instituted or presented by a person or entity not described in clause (A) above and either (I) results in a judgment of insolvency or bankruptcy or the entry of an order for relief or the making of an order for its winding-up or liquidation or (II) is not dismissed, discharged, stayed or restrained in each case within 15 days of the institution or presentation thereof; (5) has a resolution passed for its winding-up, official management or liquidation (other than pursuant to a consolidation, amalgamation or merger); (6) seeks or becomes subject to the appointment of an administrator, provisional liquidator, conservator, receiver, trustee, custodian or other similar official for it or for all or substantially all its assets; (7) has a secured party take possession of all or substantially all its assets or has a distress, execution, attachment, sequestration or other legal process levied, enforced or sued on or against all or substantially all its assets and such secured party maintains possession, or any such process is not dismissed, discharged, stayed or restrained, in each case within 15 days thereafter; (8) causes or is subject to any event with respect to it which, under the applicable laws of any jurisdiction, has an analogous effect to any of the events specified in clauses (1) to (7) above (inclusive); or (9) takes any action in furtherance of, or indicating its consent to, approval of, or acquiescence in, any of the foregoing acts,

and liquidate, close-out, cancel and/or terminate all Transactions under this Agreement. Any proceeds obtained from the liquidation, closing-out, cancellation or termination of Transactions under this Agreement shall be applied to the discharge of the Defaulting Party’s obligations to the Non-Defaulting Party under this Agreement.

  1. Upon termination pursuant to Clauses 3.1, 3.2 or 3.8, the rights and obligations of each Party under this Master Agreement shall cease, provided that (i) the Surviving Clauses and, to the extent not fully performed, Clauses 3.4-3.7, shall survive the termination and remain in full force; (ii) such termination shall not relieve any Parties from liability for any breach of this Master Agreement or any Accepted Order prior to the termination.

  1. If this Agreement is terminated in accordance with Clauses 3.1, 3.2 or 3.8 (an “Early Termination” and the date of such Early Termination, the “Early Termination Date”), (x) amounts, if any, due from HT to Counterparty but unpaid, or Cryptocurrency, if any, due to be delivered by HT to Counterparty but undelivered, as the case may be, as of the Early Termination Date, including an amount equal to the value of any Margin which has then been transferred to HT (including the liquidated value of any non-cash Margin) will be deemed to be unpaid amounts or undelivered Cryptocurrency due to be paid or delivered from HT to Counterparty; and (y) amounts, if any, due from Counterparty to HT but unpaid, or Cryptocurrency, if any, due to be delivered by Counterparty to HT but undelivered, as the case may be,  as of the Early Termination Date will be deemed unpaid amounts or undelivered Cryptocurrency due to be paid or delivered from Counterparty to HT.

  1. With respect to each Transaction, HT shall calculate, having regard to prevailing market rates and/or prices, the amount of losses or costs that are or would be incurred by HT under then prevailing circumstances (expressed as a positive number) or the amount of gains by HT that are or would be realised by HT under then prevailing circumstances (expressed as a negative number) in replacing, or in providing for HT, the economic equivalent of the material terms of that Transaction, including the payments and deliveries (whether the underlying obligation was absolute or contingent and assuming the satisfaction of each applicable condition precedent) by the Parties in respect of such Transaction that would, but for the occurrence of the relevant Early Termination Date, have been required after that date (the "Close-out Amount"), which amount of losses or costs or amount of gains may be expressed in Fiat Currency or Cryptocurrency. Each Close-out Amount will be determined by HT in good faith and in a commercially reasonable manner as described above.

  1. HT will determine in good faith and in a commercially reasonable manner the amount equal to (a) the sum of (i) the Close-out Amounts determined in accordance with Clause 3.5 plus (ii) any unpaid amount owing to HT under Clause 3.4 minus (b) any unpaid amount owing to Counterparty under Clause 3.4, such amount being denominated in any Fiat Currency or Cryptocurrency (the “Early Termination Amount”).

  1. If the Early Termination Amount is a positive number, the Counterparty shall pay it to HT; if it is a negative number, HT shall pay the absolute value of the Early Termination Amount to the Counterparty. The Parties agree that the amounts recoverable under this Clause 3 are a reasonable pre-estimate of loss and not a penalty. Such amounts are payable for the loss of bargain and the loss of protection against future risks and, except as otherwise provided in this Agreement, neither Party will be entitled to recover any additional damages as a consequence of such losses.

  1. This Master Agreement is subject to and contingent upon the Counterparty having completed HT’s onboarding process to the satisfaction of HT and HT being satisfied in its sole discretion with the compliance with all relevant laws and regulations, including without limitation all anti-money laundering, sanctions and countering the financing of terrorism regulations (“AML/CFT Requirements”), and HT reserves the right to terminate this Master Agreement or any Accepted Order at any time if, at any time, it has reason to believe that the entry into or any transaction contemplated under this Master Agreement will be non-compliant with any AML/CFT Requirements and HT shall not be held liable to the Counterparty for its non-performance of its obligations in this Master Agreement or any Accepted Order.  In addition, if (x) HT is notified by any regulatory authority that any obligation of HT under  this Agreement, including any obligation to receive a payment of any amount or delivery of any Cryptocurrency, is in violation of, or not permitted under, Applicable Law; or (y) any obligation of HT under this Agreement violates Applicable Law, or the performance of which would cause HT to be in violation of Applicable Law, then HT shall have the right, by notice to the Counterparty, to terminate this Agreement and the Transactions entered into between the Parties hereunder.
  1. ORDER

  1. Any Party (“Offeror”) may at any time during the Term deliver to the other Party (“Offeree”) a sales order (“Sales Order”) for the purpose of offering to sell Relevant Cryptocurrency, a purchase order (“Purchase Order”) for the purpose of offering to purchase Relevant Cryptocurrency or an order for the purpose of offering to purchase or sell Relevant Cryptocurrency on a forward basis (“Forward Order”). The Order shall only be delivered in writing or verbally (if and only if it is being recorded by HT), through a Recognised Communication Channel, and include the following:

  1. full name of Offeree and Offeror;

  1. the type of Cryptocurrency (“Relevant Cryptocurrency”) to sell and/or to purchase;

  1. the total number of units of Relevant Cryptocurrencies to sell and/or to purchase; 

  1. the price per unit of Relevant Cryptocurrency (measured by reference to Stablecoins or by reference to another Cryptocurrency) being sold and/or being purchased;

  1. the type of Order (whether the Offeror acts as seller or purchaser);

  1. the expiry time (if any) of the Order (for the avoidance of doubt, if no expiry time is specified, then the Order shall remain valid for acceptance until expressly canceled by the Offeror through a Recognised Communication Channel); 

  1. in the case of a Forward Order, the proposed Settlement Date; and

  1. any other conditions attached to the Order, as an example, including but not limited to setting limit for any maximum or minimum average price per unit or any maximum or minimum order volume.

Each Order may only be accepted within the time (e.g. 30 seconds) as may be set out in the Order by the Offeror (for the avoidance of doubts, if no time is expressly defined or mentioned, the Order will be considered as valid for acceptance until it is being explicitly cancelled by the Offeror or rejected by the Offeree through a Recognised Communication Channel) (“Acceptance Window”).

If the Offeror submits multiple Orders, each and every Order shall be considered valid unless explicitly cancelled through a Recognised Communication Channel. For clarity, if a client submits multiple Orders, the subsequent Orders should not be considered as an amendment or replacement of the prior Orders unless explicitly specified.

  1. The Offeree may accept an Order only by confirmation of acceptance in writing (for the avoidance of doubts, using the words such as ‘accepted’, ‘agreed’, ‘completed’, ‘done’ or other synonyms in responding to an Order would be deemed as ‘confirmation of acceptance’) through a Recognised Communication Channel within the Acceptance Window ("Due Acceptance”), provided that the Offeror who deliver the Order may withdraw the Order through a Recognised Communication at any time prior to the Due Acceptance by the Offeree. Once the Due Acceptance is made by the Offeree, the Order will be deemed to become an accepted Order (“Accepted Order”) and a binding irrevocable transaction between the Offeror and the Offeree will be deemed to have been executed at the time of Due Acceptance, on the terms set forth in the Accepted Order, subject to Clause 4.3 and 4.4 below. The Accepted Order shall be final, irrevocable and binding on the Parties, subject to Clause 4.3 and 4.4 below and/or to mutual agreement in writing by the Parties to amend or terminate the Accepted Order.

  1. Notwithstanding any Accepted Order being made, if HT reasonably determines that (i) an Accepted Order contained an obvious and unmistakably apparent error with respect to the price or amount of Cryptocurrency set forth therein or missing any material terms as set out in Clause 4.1 (a) to (g), (ii) performance of the Accepted Order will be or will become non-compliant with any AML/CFT Requirements or applicable law and regulations, (iii) any Force Majeure Events has occurred or threatened to occur, or (iv) any extreme or abnormal market conditions exist or are imminent, then HT shall have the sole discretionary right to cancel or suspend the Accepted Order by delivering a notice to Counterparty, via Recognised Communication Channels. For the avoidance of doubt and only in respect of Clause 4.3(i) above, HT’s right to cancel or suspend any Accepted Order in this Clause shall be exercised within a reasonable time after the Due Acceptance by the Offeree . For further clarity, there is no time restriction on HT to exercise its rights under Clause 4.3(ii), (iii) and (iv).

  1. Counterparty may, after the making of any Accepted Order, inquire about the execution status of that Accepted Order through a Recognised Communication Channel.  If a portion, and not all, of the Accepted Order has been filled, HT may, in its sole discretion with no obligation to do so, upon the Counterparty’s request through a Recognised Communication Channel, cancel that portion of the Accepted Order that has not yet been filled. 

  1. The terms of use of communications through the Recognised Communication Channels are set out in Schedule B.

  1. The Parties agree that HT shall have the right (but not obligation) to record all telephone calls or any other means of communication via any Recognised Communication Channels relating to this Agreement, the Order and the Accepted Order and all transactions contemplated thereunder.  The Parties agree to accept such recordings and transcripts of such recordings by HT as supporting evidence in any actions, proceedings or disputes between the Parties.  HT may, upon the Counterparty’s written request via a Recognised Communication Channels, provide a copy of such recordings or transcripts to the Counterparty, subject to availability of such recordings and transcripts and the Counterparty shall bear all relevant costs and expenses. For clarity, HT shall not have any obligation to maintain or provide to the Counterparty any copies of such recordings and transcripts unless otherwise required by the applicable law or court order.

  1. After an Accepted Order is concluded, HT shall provide, by email or other means of communication as HT sees fit, the Counterparty a confirmation to record the terms of the transaction under the Accepted Order (a “Confirmation”). The Confirmation may include the information set out in Clause 4.1 (a) to (g) above, the date and time of conclusion of the Accepted Order, the settlement addresses or accounts of the Offeror and the Offeree, and the relevant Settlement Date; provided that Confirmations may be in any form that HT deems appropriate and shall in all cases prevail over the terms of this Agreement and any Order in the event of any conflict or inconsistency between the terms of this Agreement and/or any Order and such Confirmation. The contents of the Confirmation may contain Confidential Information that is private, confidential and privileged, intended only for the Counterparty. The failure by HT to issue a  Confirmation shall not prejudice nor invalidate the terms of any Transaction. Counterparty shall be deemed to have agreed to the terms of any Confirmation if Counterparty has not notified HT of any ambiguity or error in the Confirmation within four (4) hours of receipt of the Confirmation.

  1. Unless specifically contemplated by an Order, this Master Agreement shall not be construed to include in the Relevant Cryptocurrency any additional cryptocurrencies resulting from a Fork that occurs prior to the Settlement Date. For the purpose of this Clause, “Fork” shall mean a change to the protocol of a given cryptocurrency wherein a permanent divergence in the blockchain results in two or more versions of a single cryptocurrency, or an airdrop or any other event which results in the creation of a new token/cryptocurrency.
  1. SALE AND PURCHASE OBLIGATIONS; FORWARDS; MARGIN

  1. Upon or after Due Acceptance of a Sales Order or a Purchase Order, the Counterparty shall immediately on the Settlement Date:

  1. in the event that the Counterparty is the purchaser of the Relevant Cryptocurrency in respect of the relevant Accepted Order, deliver the relevant Total Price to the Collection Account of HT, provided that:

  1. if the Total Price is due to be settled in Fiat Funds as stated in the Accepted Order, the Total Price shall be paid in immediately available cleared and unencumbered Fiat Funds (increased as may be necessary to pay any applicable bank or remittance charges) by electronic transfer to the Collection Account of HT; and

  1. if the Total Price is due to be settled in Cryptocurrency (including Stablecoins) as stated in the Accepted Order, the Total Price shall be paid in immediately available cleared and unencumbered Cryptocurrency on the applicable Cryptocurrency Network.

Notwithstanding the above, upon Due Acceptance of the Purchase Order or Sales Order (as applicable) by HT, HT is authorised and entitled to set off or net, without further notice or consent, the Total Price against any amounts (whether in Stablecoins or Cryptocurrency (as the case may be) previously transferred to HT (including but not limited to the Pre-funding) or owed by HT to the Counterparty, whereupon HT shall have full title and ownership to the Total Price (whether in Stablecoins or Cryptocurrency (as the case may be)).

  1. in the event that the Counterparty is the seller of the Relevant Cryptocurrency in respect of the relevant Accepted Order (other than a Forward Order), transfer and deliver the immediately available cleared and unencumbered Relevant Cryptocurrency under the applicable Accepted Order on the applicable Cryptocurrency Network to the Collection Account of HT.

Notwithstanding the above, upon Due Acceptance of the Purchase Order or Sales Order (as applicable) by HT, HT is authorised and entitled to transfer to itself, without further notice or consent, the Relevant Cryptocurrency out of any Cryptocurrency previously transferred to HT (including but not limited to the Pre-funding) or owed by HT to the Counterparty, whereupon HT shall have full title and ownership to the Relevant Cryptocurrency. 

  1. Upon Due Acceptance of a Purchase Order or Sales Order, and conditional upon the Counterparty having fulfilled (or unless otherwise waived by HT in writing) in full its obligations in Clause 5.1 (a) and/(b) (as the case may be) on the Settlement Date to the satisfaction of HT, HT shall immediately thereafter (or on such other date as the Parties otherwise agreed in writing):

  1. in the event that HT is the purchaser of the Relevant Cryptocurrency in respect of the relevant Accepted Order, transfer and deliver the relevant Total Price to the Collection Account of the Counterparty, provided that:

  1. if the Total Price is due to be settled in Fiat Funds as stated in the Accepted Order, the Total Price shall be paid in immediately available cleared and unencumbered Fiat Funds (net of any bank or remittance charges) by electronic transfer to the Collection Account of the Counterparty, conditional upon the satisfaction of Clause 5.11 to the satisfaction of HT; and

  1. if the Total Price is due to be settled in Cryptocurrency as stated in the Accepted Order, the Total Price shall be paid in immediately available cleared and unencumbered Cryptocurrency on the applicable Cryptocurrency Network; and

  1. in the event that HT is the seller of the Relevant Cryptocurrency in respect of the relevant Accepted Order (other than a Forward Order), transfer and deliver the immediately available cleared and unencumbered Relevant Cryptocurrency under the applicable Accepted Order on the applicable Cryptocurrency Network to the Collection Account of the Counterparty.

  1. In respect of any Accepted Order (other than a Forward Order), in the event that the Counterparty does not satisfy and comply with Clause 5.1 in all respects by the Settlement Date, without prejudice to any other rights or remedies available and the Default Interest applying as per Clause 5.4 below, HT may in its sole and absolute discretion:

  1. waive the requirements under Clause 5.1 in respect of such Accepted Order;

  1. defer the Settlement Date to a date as HT and the Counterparty may agree in writing (and so that the provisions of this Clause 5 shall apply to such completion as so deferred but without prejudice to HT rights and remedies hereunder including but not limited to the entitlement to the Default Interest);

  1. effect completion of such Accepted Order so far as practicable having regard to the defaults which have occurred (without prejudice to HT rights and remedies hereunder);

  1. not effect completion of such Accepted Order (without prejudice to HT  rights and remedies hereunder); or

  1. terminate the Accepted Order, save for the Surviving Clauses and without prejudice to HT rights and remedies hereunder.

  1. Without prejudice to Clause 5.3 and any other remedies available, in the event that the Counterparty does not satisfy and comply with Clause 5.1 or 5.12 (as applicable) in all respects by the Settlement Date and fails to remedy or rectify, to the satisfaction of HT, the breach or non-compliance within one (1) day after the original Settlement Date, the Counterparty shall, to the fullest extent permitted by law, pay a default interest (“Default Interest”) on such unpaid amount (whether in relation to the Total Price or Relevant Cryptocurrency) from the original Settlement Date to the date that the Counterparty having fulfilled to the satisfaction of HT (or otherwise waived by HT) all of the Counterparty’s obligations under Clause 5.1 at a rate equals to the average effective federal funds rate as quoted and published by the Federal Reserve Bank of New York on its website of the five (5) consecutive Business Days preceding the Settlement Date plus 10% per annum (provided if the rate exceeds the maximum rate permitted by the applicable law, the maximum rate permitted by the applicable law shall prevail). Such Default Interest shall be calculated by HT on the normal basis for the currency concerned on a daily basis and shall be payable on demand. The Default Interest is not a penalty but instead is intended by the Parties to be, and shall be deemed, liquidated damages which reflects the estimated loss to HT of being deprived of the use of the Total Price or Relevant Cryptocurrency.

  1. For each Purchase Order or Sales Order, Counterparty shall, unless otherwise agreed by HT to waive the Pre-funding requirement, before delivering or accepting any Order, transfer or deliver available, cleared and unencumbered Cryptocurrency via the applicable Cryptocurrency Network and/or available, cleared and unencumbered Fiat Funds by electronic transfer (as the case may be) (the “Pre-funding”) sufficient to settle the relevant Total Price or Relevant Cryptocurrency to the Collection Account of HT. For the avoidance of doubts, any Pre-funding paid or delivered to HT (a) will occur by way of title transfer meaning that Counterparty will convey the Pre-funding to HT and HT will become the full owner of the Pre-funding, (b) the Pre-funding will not be held by HT on trust for or on the account of the Counterparty, and (c) HT’s obligation to the Counterparty in relation to such Pre-funding will be a contractual obligation to return to Counterparty an equivalent amount of Pre-funding if HT determines such Pre-funding is no longer required.

  1. The Counterparty shall have the right to request for a refund or withdrawal of the Pre-funding by written notice through a Recognised Communication Channel to HT (“Withdrawal Request”), and HT shall return the Pre-funding to the Counterparty’s Collection Account as soon as reasonably possible upon receipt of the Withdrawal Request, provided that HT shall have right to refuse or delay any refund or withdrawal or allow only partial refund of the Pre-funding if HT reasonably considers that (i) the Counterparty does not have sufficient funds (whether in fiat currency or Cryptocurrency) to settle any Orders or Accepted Orders; (ii) HT has obligation to withhold the Pre-funding in accordance with the applicable laws, regulations, rules, orders, warrants or government investigations; (iii) returning of the Pre-funding or complying with the Withdrawal Request will have deemed HT to breach or put HT at risk of breaching any applicable laws, regulations, rules, orders or warrants; or (iv) there is outstanding amount due from the Counterparty to HT. 

  1. The Counterparty agrees, acknowledges, undertakes and warrants to HT that:

  1. any Pre-funding paid or delivered to HT (a) will occur by way of title transfer meaning that Counterparty will convey the Pre-funding to HT and HT will become the full owner of the Pre-funding, (b) the Pre-funding will not be held by HT on trust for, or on the account of the Counterparty, and (c) HT’s obligation to the Counterparty in relation to such Pre-funding will be a contractual obligation to return to Counterparty an equivalent amount of Pre-funding if HT determines such Pre-funding is no longer required;

  1. no interest, dividends or any additional payment in relation to the Pre-funding will be accrued, distributed or paid out to the Counterparty;

  1. HT may at any time and at its sole discretion (but not obligation) return the Pre-funding to the Counterparty’s Collection Account if (i) it has reason to believe that maintaining the Pre-funding will be at risk of non-compliance with any applicable laws and regulations (including but not limited to the AML/CFT Requirements) or due to any other unexpected events that would prevent HT from keeping the Pre-funding or performing its obligations in this Agreement, (ii) no Accepted Order has been concluded within five (5) days after the date of receipt of the Pre-funding; or (iii) for any other reasons as HT sees fit;

  1. the funds used by the Counterparty to pay the Pre-funding were legally and lawfully acquired by the Counterparty which shall not violate any applicable laws or regulations including without limitation to applicable anti-money laundering laws;

  1. at all times comply with all laws and regulations applicable to its respective businesses and jurisdictions, including but not limited to, laws relating to prevention of money laundering, suspicious transaction, AML/CTF and KYC obligations (including any future obligations that may be imposed by laws or regulations, to know its customers, their source and use of funds and/or digital assets, and to monitor for and identify suspicious activity), regulatory filings; and

  1. provide without delay the documentary evidence obtained in the course of carrying out client due diligence measures upon request from overseas or local regulators or otherwise as reasonably required by HT.

  1. Save as otherwise set out herein or otherwise expressly agreed by HT, payments or transfers to be made or payable by the Counterparty to HT under an Accepted Order or pursuant to the Pre-funding requirement as set out in Clause 5.5 above are not subject to any set off or netting against any other amounts due from HT to the Counterparty.

  1. Each payment of any amount owing hereunder shall be for the full amount due, without reduction, withholding or offset for any reason (including, without limitation, any exchange charges, bank transfer charges, any other fees, other than pursuant to any applicable withholding tax obligations).

  1. Save and except for the purpose set out in Clause 5.11, HT does not accept or receive any fiat currency transfer from the Counterparty.

  1. HT may accept fiat currency (“Fiat Funds”) transfer from the Counterparty (“Fiat Transfer”) subject to the following:

  1. the Fiat Funds currency that HT would accept is only limited to United States Dollars or such other currency as HT may agree to accept from time to time; 

  1. the sole purpose of the Fiat Funds is to purchase Cryptocurrency in accordance with this Agreement;

  1. any Fiat Funds under a Fiat Transfer shall be legally and lawfully acquired by the Counterparty which shall not violate any applicable laws or regulations including without limitation to AML/CFT Requirements;

  1. any Fiat Funds under a Fiat Transfer shall be transferred by the Counterparty via electronic transfer from a bank account owned by, and on the name of, the Counterparty constituting a Collection Account of the Counterparty;

  1. if the transfer of any Fiat Funds by HT to any Collection Account of Counterparty is refused by any relevant financial institution, then HT may, in its sole discretion, upon HT’s receipt of the returned funds, convert those funds to USDC (or another USD based Stablecoin selected by HT), and transfer such USD or other USD based Stablecoin to an address for receipt of such Stablecoins which is a Collection Account of Counterparty (net of all applicable fees and charges, including, for the avoidance of doubt, all fees applicable to the purchase of Stablecoins under this Agreement); and

  1. HT shall have sole discretion to reject all or any Fiat Transfer, and (if Fiat Funds have been transferred to HT) return the Fiat Funds to the Collection Account of the Counterparty with or without cause at any time.

  1. On each Settlement Date for a Forward, no later than 5:00 am (Atlantic Standard Time):

  1. if the relevant Confirmation specifies that “Physical Settlement” is applicable:

  1. if HT is the purchaser of Cryptocurrency under the Forward, the Counterparty shall transfer the relevant Cryptocurrency, cleared and unencumbered, on the applicable Cryptocurrency Network, to the Collection Account of HT whereupon HT shall, as soon as practicable but no later than twenty four (24) hours following confirmation of such transfer of Cryptocurrency to the Collection Account of HT, transfer the Total Price to the Collection Account of the Counterparty; or

  1. if the Counterparty is the purchaser of Cryptocurrency under the Forward, the Counterparty shall transfer the Total Price to the Collection Account of HT (in cleared and unencumbered Cryptocurrency on the applicable Cryptocurrency Network or cleared and unencumbered Fiat Funds by electronic transfer, as applicable) whereupon HT shall, as soon as practicable, but no later than twenty four (24) hours following confirmation of the transfer of the Total Price to the Collection Account of HT, transfer the relevant Cryptocurrency to the Counterparty’s Collection Account. 

  1. if the relevant Confirmation specifies that “Cash or Other Cryptocurrency Settlement” is applicable, the buyer or seller of the relevant Cryptocurrency, as applicable, shall pay or transfer the Cash or Other Digital Asset Settlement Amount (as defined in and determined in accordance with the relevant Confirmation) to the other Party’s Collection Account (in cleared and unencumbered Cryptocurrency on the applicable Cryptocurrency Network or cleared and unencumbered Fiat Funds by electronic transfer, as applicable).

  1. HT may, at its sole option, by notice to the Counterparty, require Eligible Collateral from the Counterparty in respect of any Forward.  Upon delivery by HT of such notice, Counterparty shall be obliged to pay or deliver Eligible Collateral to HT in accordance with the terms of this Clause.

  1. The amount of Eligible Collateral required to be transferred by Counterparty to HT in respect of any Forward (“Margin”), shall be determined by HT, acting in a commercially reasonable manner, in its sole and unfettered discretion or as otherwise agreed between the Parties.  One demand for Margin from the Counterparty shall not restrict HT from making further calls for Margin. The Counterparty is responsible for ensuring arrangements are in place at all times to pay or transfer the relevant amount of Margin with respect to a Margin Call Notification (as defined below).

  1. Except for Forwards that have been fully paid by the Counterparty, the Counterparty agrees to transfer Margin (including, without limitation, any liability for initial, original, variation and maintenance Margin together with any additional Margin) upon notification of a Margin call  (each, a “Margin Call Notification”) by HT in accordance with this Agreement.  

  1. A Margin Call Notification shall be deemed to have been validly given by HT to Counterparty upon delivery by HT of such Margin Call Notification through a Recognised Communication Channel. 

  1. No later than twenty four (24) hours after receipt by Counterparty of a Margin Call Notification, the Counterparty shall pay or transfer the required Margin specified in that Margin Call Notification.

  1. If HT determines that additional Margin is required, the Counterparty agrees to pay or transfer such additional Margin upon demand and no later than twenty four (24) hours after receipt by Counterparty of each subsequent Margin Call Notification.

  1. HT may determine the value of any Margin which has been paid or transferred to HT or which is payable or transferrable to HT pursuant to a Margin Call Notification, in its absolute discretion, and may revalue such Margin from time to time, by such means as it, in its discretion, considers appropriate, acting in a commercially reasonable manner.  For the purposes of this Clause, the value of Margin paid or transferred to HT or which is payable or transferrable to HT pursuant to a Margin Call Notification shall be its USD value as of the time HT determines such value.

  1. When HT receives Margin from Counterparty, or from a third party on Counterparty’s behalf, Counterparty agrees that full ownership of such Margin is transferred to HT on a title transfer basis. The Counterparty agrees that all right, title, and interest in and to any Margin which Counterparty transfers to HT shall vest in HT free and clear of any Encumbrances or any other claim or interest Counterparty or any third party may have. The Counterparty acknowledges that the Margin HT receives from the Counterparty will not be segregated from HT’s own assets and that HT is permitted to deal with such Margin as HT’s own. In the event of HT’s default, Counterparty will rank as an unsecured creditor of HT’s for return of such Margin pursuant to this Agreement.

  1. Nothing in this Agreement is intended to create or does create in HT’s favour any mortgage, charge, lien, pledge, encumbrance or other security interest in cash or any property transferred by Counterparty to HT in accordance with this Agreement.

  1. Subject to HT’s rights under this Agreement and the Confirmations, with respect to Margin, HT shall have a contractual obligation only to pay or transfer an equivalent amount of cash and/or Cryptocurrency to the Counterparty when HT determines, in its sole discretion, that (i) such cash and/or Cryptocurrency are no longer required as Margin in relation to any present, future or contemplated Transactions and/or (ii) there are no obligations of Counterparty outstanding under any Transaction or other liabilities of Counterparty under this Agreement.
  1. REPRESENTATION AND WARRANTIES

  1. Each Party hereby represents and warrants to the other Party, as of the date hereof and on each Settlement Date, that:

  1. it is duly organised and validly existing and in good standing under the laws of its place of incorporation or, (if the Party is an individual or acting as a sole proprietorship or a partnership) the Party and each of the partners of the Party (if applicable) is of the age of majority and is not an undischarged bankrupt;

  1. it has full capacity, power and authority to execute and deliver and perform all of its obligations under this Master Agreement and any other agreements to be executed by it hereunder and to consummate the transactions contemplated hereby and thereby;

  1. all actions, conditions and things required to be taken, fulfilled and done (including the obtaining of any necessary consents) in order (i) to enable it lawfully to enter into, exercise its rights and perform or comply with its obligations under, this Master Agreement and any other agreements to be executed by it hereunder and to consummate the transactions contemplated hereby and thereby and (ii) to ensure that those obligations are legally binding and enforceable have been taken, fulfilled and done;

  1. this Master Agreement and any other agreements and instruments of it contemplated hereby shall be the legal, valid and binding agreement of it, enforceable against it in accordance with their terms;

  1. the execution, delivery and performance of this Master Agreement by it will not conflict with its constitution or any law, order, judgment, decree, rule or regulation of any court, arbitral, tribunal or government agency, or any agreement, instrument or indenture to which it or any of its related corporations is a party or by which it is bound;

  1. neither it, nor any Person who controls it or any Person for whom it is acting as an agent or nominee, as applicable (1) bears a name that appears on the List of Specially Designated Nationals and Blocked Persons or Sanctions-related list of sanctioned Persons maintained by OFAC or the U.S. Department of State, by the United Nations Security Council, the European Union or Her Majesty’s Treasury of the United Kingdom from time to time; (2) is a Foreign Shell Bank; or (3) resides in or whose funds or Cryptocurrency are transferred from or through an account in a Non-Cooperative Jurisdiction or a Sanctioned Jurisdiction;

  1. no proceedings have been commenced or are pending for the bankruptcy, winding up, liquidation or reorganisation of it and it is not insolvent;

  1. it has not been the subject of any civil, criminal, arbitration, administrative or other proceeding or government investigations involving a default on its part, and to the best of its knowledge, no fact or circumstance exists which might give rise to such proceedings or investigations; and

  1. with respect to any Relevant Cryptocurrency to be sold or transferred by it to the Counterparty under any Accepted Order, it is the lawful owner of such Relevant Cryptocurrency with good and marketable title thereto, and it has the absolute right to sell, assign, convey, transfer and deliver such Relevant Cryptocurrency and such Relevant Cryptocurrency are free and clear of any and all Encumbrances.

  1. The Counterparty hereby further represents and warrants to HT, as of the date hereof and on each Settlement Date, that:

  1. all statements and information provided by the Counterparty are true, complete and correct and that no material fact has been wilfully withheld;

  1. it has fully complied with all applicable laws or regulations of all relevant jurisdictions in connection with the source of funds or Cryptocurrency used or to be used for the settlement of any Accepted Order, and the Counterparty will not, by reason of acceptance and receipt of such proceeds, be in breach of any applicable law or regulation of any relevant jurisdiction, including but not limited to anti-money laundering laws;

  1. all transactions contemplated under Accepted Orders are for Counterpart’s own account as principal and not as trustee or otherwise on behalf of any other person. If the Counterparty acts on behalf of someone else, HT will not accept that person as an indirect customer;

  1. the Counterparty is qualified and acknowledge and agree to be treated as professional investors pursuant to the Securities and Futures Ordinance (Cap 571 of the laws of Hong Kong) or the Securities and Futures (Professional Investor Rules) (Cap 571D of the laws of Hong Kong), or as institutional investors or accredited investors (where applicable) pursuant to the Securities and Futures Act (Cap. 289 of the laws of Singapore) (as the case may be); and

  1. the Counterparty is the legal and beneficial owner of each of its Collection Accounts, and each of its Collection Accounts is owned and operated solely for the benefit of the Counterparty, and no Person, other than the Counterparty, has any right, title or interest in its Collection Accounts; and it is the legal and beneficial owner of each of its Collection Accounts, and each of its Collection Accounts is owned and operated solely for its benefit, and no person other than it has any right, title or interest in its Collection Accounts.

  1. The Counterparty agrees, understands and acknowledges that:

  1. HT reserves the right to reject or delay executing any Instruction from the Counterparty if any such Instruction is, in its sole determination, unclear, conflicting, incorrect, incomplete, in an unapproved format, unauthorised, fraudulent or not otherwise authentic, or in breach of (or may breach) any of the security procedures of HT and/or any applicable law or regulation;

  1. it shall provide HT at any time with all documents and information as required prior to the establishment of the account or from time to time, as HT considers appropriate (including but not limited to the Counterparty shall make available to HT, within 7 calendar days of HT’s request, all updated financial information, which fairly represents the Counterparty’s financial condition on the dates and for the periods covered by such information);

  1. the Relevant Cryptocurrency will be created and delivered to the Counterparty at the sole risk of the Counterparty on an “as is” basis and no representation or warranty is made in respect of the Cryptocurrency Network applicable to the Relevant Cryptocurrency;

  1. any quote or order prices of any Relevant Cryptocurrency provided by HT need not be quoted or linked to any exchange market, and it needs not represent and may be difficult or impossible to determine a fair or market price, the Counterparty shall familiarise itself with the applicable rules and attendant risks before the Counterparty undertakes such transactions;

  1. the Relevant Cryptocurrency involve significant risks, all of which the Counterparty fully and completely acknowledges and assumes, including, but not limited to, the risk that the Relevant Cryptocurrency may decrease in value over time and/or lose all monetary value;

  1. the Counterparty acknowledges and accepts the risks set out in the Risk Disclosure Statement under Schedule C. The Counterparty agrees that HT shall not be responsible for and the Counterparty shall not hold HT liable for any damages, remedy, refund or compensation in respect of any loss incurred by the Counterparty, regardless of such loss being direct, indirect or incidental, arising from such risks and there may be no remedies available to the Counterparty as a result;

  1. no governmental authority has passed on or made any recommendation or endorsement of this Master Agreement, Accepted Orders or the fairness or suitability of the investment in the Relevant Cryptocurrency, nor has any governmental authority passed upon or endorsed the merits of any offer of Relevant Cryptocurrency under any Accepted Order;

  1. the Counterparty bears sole responsibility for any taxes as a result of the matters and transactions that are the subject of this Master Agreement, Accepted Orders, and any future acquisition, ownership, use, sale or other disposition of any Relevant Cryptocurrency pursuant to any Accepted Orders (each a “relevant matter”) held by or on behalf of the Counterparty. To the extent permitted by law, the Counterparty agrees to indemnify, defend and hold HT and any of its affiliates, employees, officers or agents (including developers, auditors, contractors or founders) harmless on an after-tax basis for any claim, liability, assessment or penalty with respect to any taxes associated with or arising from any relevant matter;

  1. HT engages in the purchase and sale of Cryptocurrency, including any such transaction contemplated by this Agreement, solely on a proprietary basis for investment purposes for its own account and each HT and Counterparty transacts in their capacity as principals and not agents;

  1. if HT transacts with the Counterparty it does so solely on a bilateral basis;

  1. HT is not providing and will not provide any fiduciary, advisory, exchange or other similar services with respect to the Counterparty, any person related to or affiliated with the Counterparty, or any transaction subject to this Master Agreement;

  1. the Counterparty authorises and grants HT the irrevocable consent to make the necessary checks and enquiries on the Counterparty, and obtain from and/or verify with any source and/or disclose or release any information and/or data on the Counterparty to any party or source as HT, may from time to time, deem fit or appropriate, without any liabilities or notice to the Counterparty;

  1. HT has the sole discretion to reject the proposed appointment of the Authorised Person of the Counterparty without assigning any reason;

  1. if any of the representation, warranties or covenants given by the Counterparty ceases to be true or if HT no longer reasonably believes that it has satisfactory evidence as to their truth, HT make take steps to terminate this Master Agreement in accordance with Clause 3 above, report and disclose the identity of the Counterparty to the relevant government authority and the Counterparty shall not have any claims against HT for any form of damages or losses suffered by the Counterparty due to this termination;

  1. all risk of unauthorised instructions, forgery, fraud, misunderstandings, errors and operation failure shall lie solely with the Counterparty;

  1. HT shall be indemnified from and against any and all losses resulting directly or indirectly from and against all claims or losses to the extent any claim or loss is based on (a) the breach of any representation, warranty or covenant of this Master Agreement by the Counterparty or caused by the Counterparty fraud, wilful misconduct or gross negligence; or (b) any communication and/or Instructions issued or purported to be issued by the Counterparty or any of its Authorised Person;

 

  1. HT shall not be held responsible for any non-performance or delay of any of its obligations arising directly or indirectly from any Force Majeure Event; and

  1. the Counterparty further agrees, represents and warrants that the Counterparty is solely responsible for any decision to enter into a transaction subject to this Master Agreement, including the evaluation of any and all risks related to any such transaction and in entering into any such transaction, the Counterparty has not relied on any statement or other representation of HT other than as expressly set forth herein.
  1. CONFIDENTIALITY

  1. Each Party undertakes that it shall (except with the prior written consent of the other Party):

  1. not make or issue, nor permit the making or issuing of, any announcement concerning the existence or provisions of this Master Agreement or all documents entered into pursuant to or in connection with this Master Agreement; and

  1. treat as strictly confidential and not disclose any Confidential Information of the other Party received or obtained as a result of entering into this Master Agreement (or any agreement entered into, pursuant to or in connection with this Master Agreement),

provided that HT may use or disclose the Confidential Information of the Counterparty for market research, business or data analysis or any other activities necessary for its business operation.

  1. The confidentiality obligations under Clause 7.1 shall not apply to any information:

  1. which is in, or becomes available in, the public domain without breach of this Clause 7;

  1. which is required to be disclosed pursuant to any Applicable Laws, provided that the disclosing Party shall, as far as legally permissible and to the extent practicable, inform the other Party in advance of the disclosure to be made, to provide the other Party with the reasonable opportunity to contest such disclosure and to consult with the other Party as to the form, timing, content and manner of such disclosure, and the disclosing Party shall take into account the reasonable comments of the other Party when making such disclosure; and

  1. which is disclosed by a Party to its related corporations, shareholders, affiliates or any of its respective (including prospective) officers, directors, employees, bankers, financiers, financial advisers, consultants and legal or other advisers on a need-to-know basis and solely for the purpose of the subject matter of this Master Agreement, and provided that such disclosure is on the basis that such recipients of the information agree to comply with this Clause.

  1. HT may collect, use and/or Process Personal Data relating to the Counterparty for the purposes of, inter alia, performance of its obligations under this Master Agreement, compliance with any applicable laws, regulations, codes of practice, guidelines, or rules or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority, any other purposes for which the information has been provided for, and any other incidental business purposes related to or in connection with the foregoing.

  1. HT may disclose and/or transfer such Personal Data, including transfer to foreign jurisdictions outside of Saint Vincent and the Grenadines for the purposes of, inter alia, performance of its obligations under this Master Agreement, compliance with any applicable laws, regulations, codes of practice, guidelines, or rules or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority, any other purposes for which the information has been provided for, and any other incidental business purposes related to or in connection with the foregoing. Such Personal Data to be transferred to foreign jurisdictions outside of Saint Vincent and the Grenadines shall be protected at a standard in accordance with Applicable Laws and shall procure the same written undertaking from any third party overseas (if applicable).

  1. The Counterparty shall have the right of access to such Personal Data that is in possession or control of HT as prescribed by Applicable Laws.

  1. HT may retain such Personal Data as may be necessary or desirable to comply with Applicable Laws, and for such period of time as may be reasonably required by HT in accordance with the relevant circumstances, including where required, with third parties appointed by HT under formal agreements to act as custodians of such Personal Data, or for Processing of the same by such third parties, in each case subject to confidential agreements under which HT shall exercise control and require standards as to safekeeping in accordance with Applicable Laws.

  1. HT reserves the rights to update its data protection arrangements including, without limitation, issuing of further notices, guidelines or policies as may be required by it or by law or as may be relevant from time to time. The Counterparty agrees to abide by such updates and, generally, where necessary, agrees to respond promptly to any request for further consents (whether by ad hoc request or by way of such updates) as to the use of such Personal Data as required by HT from time to time.
  1. COMMUNICATIONS

  1. Each and every communication under this Master Agreement, except in relation to an Order or an Accepted Order (for which all communications shall be made through a Recognised Communication Channel), shall be in writing in the English language and delivered either by hand, post, electronic mail, or via the Recognised Communication Channel. Each communication or document to be delivered to a Party shall be sent to that Party at the physical or electronic mailing address (as the case may be) and marked for the attention of the person (if any), from time to time designated by that Party for the purpose of this Master Agreement as set out below in the case of HT and as submitted to and accepted by HT from Counterparty in the case of the Counterparty:

Party

:

HT Markets (SVG) Limited

Address

:

P.O. Box 1510, Beachmont Kingstown, St. Vincent and the Grenadines

Attention

:

HT Markets Trading Execution Desk

E-mail

:

trade@hextrust.com and support@hextrust.com

  1. A demand, notice, or other communication made or given by a Party to another Party in accordance with this Clause 8 shall be effected and deemed to be duly served:

  1. if it is delivered by hand, when left at the address required by this Clause 8;

  1. if it is sent by prepaid post (air-mail, if international), three (3) Business Days after it is posted;

  1. if it is sent by electronic mail, at the time of transmission; or

  1. if it is sent via the Recognised Communication Channel, at the time of transmission.

In proving such service it shall be sufficient to prove that delivery by hand was made, the envelope containing such notice or document was properly addressed and posted as a prepaid mail letter, the electronic mail indicates the transmission was successful, or there was receipt of an electronic confirmation or reply indicating that the electronic transmission was made.

  1. MISCELLANEOUS

  1. Costs: Each Party will pay their own fees and expenses (including legal expenses) related to or arising out of any transactions under this Master Agreement.

  1. Illegality: The illegality, invalidity or unenforceability of any provision of this Master Agreement under the law of any jurisdiction shall not affect its legality, validity or enforceability under the law of any other jurisdiction nor the legality, validity or enforceability of any other provision.

  1. Further Assurance: Each Party shall do and execute or procure to be done and executed all such further acts, deeds, things and documents as may be necessary to give effect to the terms of this Master Agreement.

  1. Entire Agreement: This Master Agreement and any Accepted Order together shall constitute the entire agreement and understanding among the Parties relating to the subject matter contemplated herein, and supersede any previous or contemporaneous written or oral agreements or representations (whether written or oral) affecting the subject matter. Without limiting the generality of the foregoing, this Master Agreement supersedes and extinguishes in its entirety any previously executed master trading agreement however named between the Parties with respect to the subject matter of this Agreement.  Each Party acknowledges that it has not entered into this Master Agreement in reliance upon any representation, warranty or undertaking of any other Party which is not set out or referred to in this Master Agreement. Nothing in this Clause shall however operate to limit or exclude liability for fraud.

  1. Assignment: This Master Agreement shall be binding on and inure to the benefit of the Parties and their respective successors, heirs, personal representatives, and permitted assigns. The Counterparty may not assign or delegate its rights or obligations hereunder without the prior written consent of HT (consent not to be unreasonably withheld).

  1. Variations: No variation of this Master Agreement (or of any of the documents referred to in this Master Agreement) shall be valid unless it is in writing and signed by or on behalf of each Party. The expression "variation" shall include any amendment, supplement, deletion or replacement however effected. Unless expressly agreed, no variation shall constitute a general waiver of any provision of this Master Agreement, nor shall it affect any rights, obligations or liabilities under or pursuant to this Master Agreement which have already accrued up to the date of variation, and the rights and obligations of the Parties under or pursuant to this Master Agreement shall remain in full force and effect, except and only to the extent that they are so varied.

  1. Remedies and Waivers: Any release, waiver or compromise of any obligation or term under this Master Agreement shall be in writing and shall not be deemed to be a release, waiver or compromise of similar or any other obligations or terms in the future. No failure on the part of any Party to exercise, and no delay on its part in exercising, any right or remedy under this Master Agreement will operate as a release or waiver thereof, and any single or partial exercise of any right or remedy shall not preclude any other or further exercise thereof or the exercise of any other right or remedy. Save as expressly provided otherwise, any right of termination conferred upon a Party shall be in addition to and without prejudice to all other rights, claims and remedies available to it and no exercise or failure to exercise such a right of termination shall constitute a waiver of any such other right, claim or remedy.

  1. Independent Advice: The Counterparty confirms that it has received independent legal and financial advice relating to all the matters provided for in this Master Agreement, including the provisions of this Clause, and agrees, having considered the terms of this Clause and this Master Agreement as a whole, that the provisions of this Clause are fair and reasonable.

  1. Cumulative Remedies: The rights and remedies conferred upon each Party under this Master Agreement shall be in addition, and without prejudice, to all other rights and remedies available to it at law, in equity, by statute or otherwise.

  1. Time of Essence: Any date, time or period mentioned in any provision of this Master Agreement may be extended by mutual agreement between the Parties but as regards any time, date or period originally fixed and not extended or any time, date or period so extended as aforesaid, time shall be of the essence.

  1. Surviving Clauses: Notwithstanding the termination of this Master Agreement, the Surviving Clauses shall continue to be binding and in effect unless mutually specifically terminated upon written notice.

  1. Counterparts: This Master Agreement and each Order may be signed or accepted by any number of counterparts, all of which taken together shall constitute one and the same instrument. Any Party may enter into this Master Agreement by and each Order signing or accepting any such counterpart and each counterpart shall be as valid and effectual as if executed as an original.

  1. Contracts (Right of Third Parties) Ordinance: A person who is not party to this Master Agreement has no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623) to enforce any provision of this Master Agreement, but this does not affect any right or remedy of a third party which exists or is available apart from the said Act.

  1. Limitation of liability

  1. Neither Party shall be liable to the other Party whether in tort (including, without limitation, for negligence or breach of statutory duty), contract, misrepresentation, restitution or otherwise for any loss of profits, loss of business, depletion of goodwill and/or similar losses or loss or corruption of data or information, or pure economic loss, or for any special, indirect or consequential loss, costs, damages, charges or expenses however arising under this Master Agreement. 

  1. In no event shall HT, nor any of its officers, directors, employees, or agents, be responsible or liable for any losses incurred by Counterparty in connection with this Agreement, except to the extent that such losses arise directly as a result of the fraud, gross negligence, or wilful default of HT.  

  1. HT’s total aggregate liability (including, without limitation, in negligence, breach of statutory duty, misrepresentation, restitution or otherwise), arising out of or in connection with the performance or contemplated performance of this Master Agreement shall be limited in each instance to the direct losses incurred by the Counterparty and any such liability shall be reduced to the extent that Counterparty’s own negligence has contributed to such losses;

  1. Counterparty acknowledges that in order to perform its obligations under this Agreement, HT may engage the services of certain third-party platforms or providers that allow trading of Cryptocurrency. Counterparty further acknowledges that HT may, by Instruction of the Counterparty or otherwise, need to temporarily either (i) hold Counterparty Cryptocurrency in an account or wallet address in the name of HT or (ii) place Counterparty Cryptocurrency into the custody of such third-party platforms or providers to perform HT’s obligations hereunder. While HT will use commercially reasonable efforts to implement adequate security measures to protect Counterparty Cryptocurrency, or vet any such trading platform or provider for adequate security measures to protect Counterparty Cryptocurrency, Counterparty agrees that HT shall not be responsible for any loss of Counterparty Cryptocurrency that is outside of HT’s reasonable control (including but not limited to a hacking incident or security breach), regardless of how Counterparty Cryptocurrency are held. In the event Counterparty Cryptocurrency are held by a third-party platform or provider, Counterparty Cryptocurrency shall be deemed to have been lost where, through no fault of HT, such platform or provider does not return Cryptocurrency within ninety (90) days of a request made in writing by HT. In such cases, HT will have the right to transfer to Counterparty any claim or portion of a claim it has against such platform or provider as such claim relates to Counterparty’s Cryptocurrency. HT will execute any required paperwork to facilitate such transfer and thereafter Counterparty shall have no right of action against HT for the return of such Cryptocurrency; after such transfer HT will cooperate reasonably with Counterparty to sign any additional documents or provide any requested information to facilitate Counterparty’s claim.

  1. Governing Law: This Master Agreement (including the dispute resolution provisions under this Clause 9) shall be governed by, and construed in accordance with, the laws of Hong Kong, without giving effect to the principles of conflicts of law thereof.

  1. Dispute Resolution: Any dispute arising out of or in connection with this Master Agreement, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre ("HKIAC") in accordance with the arbitration rules of the Hong Kong International Arbitration Centre for the time being in force, which rules are deemed to be incorporated by reference in this Clause, save with the following exceptions to such rules, if in conflict:

  1. Each Party to the arbitration will pay an equal share of the expenses and fees of the arbitrator, administration fees and expenses, the costs of any expert appointed by the Tribunal and of any other assistance reasonably required by the Tribunal;

  1. Arbitration may proceed in the absence of any Party if written notice (pursuant to the HKIAC’s rules and regulations) of the proceedings has been given to such Party;

  1. Each Party shall bear its own attorneys’ fees and expenses;

  1. The Parties agree to abide by all decisions and awards rendered and that all such decisions and awards shall be final and conclusive;

  1. All such controversies, claims or disputes shall be settled in this manner in lieu of any action at law or equity;

  1. Parties may not request the arbitral tribunal for the granting of an injunction or any other interim relief; and

  1. The seat and place of arbitration will be Hong Kong. The arbitral tribunal will consist of one (1) arbitrator to be appointed mutually by the Parties if they can both agree on the same individual or, in the absence of agreement between the Parties, to be appointed by the HKIAC President. The language of the arbitration will be English.

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SCHEDULE A

CHANGES TO PARTICULARS OF THE COUNTERPARTY

Any change of the Counterparty’s Collection Accounts details shall be communicated and confirmed pursuant to the following procedure:

(i) notified in writing by (if the Counterparty is an individual) the Counterparty himself/herself, or (if the Counterparty is a corporation) an Authorised Person of the Counterparty via Recognised Communication Channel to HT; and

(ii) a test transaction of nominal amount (to be determined by HT) shall be sent by HT to the Counterparty’s Collection Account that is subject to change, and the same nominal amount shall be transferred back from the Counterparty’s Collection Account  to HT’s Collection Account as a proof of the said Counterparty’s Collection Account is valid and under the Counterparty’s control (“Whitelisted Counterparty’s Collection Account”). 

The change(s) shall be effective and the Whitelisted Counterparty’s Collection Account shall be deemed to be authentic and duly authorised by the Counterparty subject to HT’s satisfaction of the fulfillment of (i) and (ii) above, and upon confirmation of no objection to or acceptance of the change(s) by HT in writing via email or Recognised Communication Channel. The written confirmation of the change(s) and the Whitelisted Counterparty’s Collection Account shall form an integral part of this Master Agreement. For the avoidance of doubts, upon the change(s) coming into effect, HT may use and rely on the Whitelisted Counterparty’s Collection Account to settle any Accepted Orders without liability on HT’s part.

Any change of the composition or details of the Authorised Persons of the Counterparty shall be communicated and confirmed pursuant to the following procedure: 

(i) notified in writing by (if the Counterparty is an individual) the Counterparty himself/herself, or (if the Counterparty is a corporation) the Counterparty’s authorised signatory of this Agreement or at least two (2) Authorised Persons of the Counterparty via Recognised Communication Channel to HT; and

 

(ii) in case of a change of Recognised Communication Channel details, a test message shall be sent by HT to the Counterparty via the proposed Recognised Communication Channel, and the Counterparty shall confirm receipt of HT’s test message by replying via the same proposed Recognised Communication Channel as a proof of the said Recognised Communication Channel is valid (“Whitelisted Recognised Communication Channel”). 

The change(s) shall be effective and deemed to be authentic and duly authorised by the Counterparty subject to HT’s satisfaction of the fulfillment of (i) and, if applicable, (ii) above, and upon confirmation of no objection to or acceptance of the change(s) by HT in writing via email or Recognised Communication Channel. The written confirmation of the change(s) shall form an integral part of this Master Agreement. For the avoidance of doubts, upon the change(s) coming into effect, HT may communicate with or perform the Instructions provided according to the updated Authorised Persons and the updated Recognised Communication Channel of the Counterparty without liability on HT’s part.

SCHEDULE B

RECOGNISED COMMUNICATION CHANNELS

RECOGNISED COMMUNICATION CHANNELS

Details

Messaging System / Applications

  • EMAIL# 

Group Email Address of HT: 

trade@hextrust.com, and support@hextrust.com

Email Address of Counterparty: 

As submitted to and accepted by HT from Counterparty

If no corporate group email is being specified, an email shall be sent to the email contacts of at least 2 Authorised Persons

  • TELEGRAM# 

Telegram group chat trading execution name: 

1- The name of the chat shall be notified by HT to Counterparty

Telegram group chat Administrator/s*:

Hex Trust Client Operations Team

    +852 7074 0400

    @hextrustsupport

* only HT representatives can be chat administrators and any change of administrator set up shall be communicated via email or other Recognised Communication Channel.

# please check the appropriate box(es) to select the Recognised Communication Channel(s).

Any change of Recognised Communication Channel shall be confirmed in writing by HT and notified in writing via a then existing Recognised Communication Channel. Upon the change(s) becoming effective, it shall form an integral and substantial part of this Master Agreement. 

Terms of use of communications through the Recognised Communication Channels

  1. The Counterparty hereby irrevocably authorises HT and its officers, employees, agents and representatives (collectively, “HT Persons”) to act in accordance with and upon the Counterparty’s Instructions given through any of the Recognised Communication Channels from time to time. Such instructions may be given by any one of the Authorised Person(s) as duly appointed by the Counterparty as listed in Clause 6 below.

  1. The Counterparty acknowledges that the aforesaid method(s) of communication is provided solely on the basis of the Counterparty’s request and at the risk of the Counterparty. The Counterparty further acknowledges and confirms that the Counterparty is aware of the nature of Instructions communicated through the aforesaid method(s) of communication whereby such Instructions may not be received properly or may not be read by the intended recipient and may be read by or be known to unauthorised persons. The Counterparty agrees to assume and bear all the risks involved in respect of such errors and misunderstanding and HT shall not be responsible in any way for the same or breach of confidentiality thereto and shall also not be liable for any loss arising therefrom. For the avoidance of doubt, HT shall not be liable for any loss which the Counterparty may suffer or incur arising from or in connection with HT acting on and/or execution, non-execution or delayed execution of any communications or Instructions from the Counterparty.

  1. The Counterparty acknowledges that the Counterparty is fully aware of and understands the risks associated with communicating Instructions through the aforesaid method(s) of communication including the risk of misuse and unauthorised use of username and/or password by a third party and the risk of a person hacking into any electronic platform or system being used.

  1. The Counterparty accepts full responsibility for the monitoring of its Instructions and safeguarding the secrecy of its username and password and agrees that the Counterparty shall be fully liable and responsible for any and all unauthorised use and misuse of his password and/or username, and also for any and all acts done by any person through using the Counterparty's username or through any of the Recognised Communication Channels in any manner whatsoever.

  1. The Counterparty agrees that the HT Persons may act as aforesaid without inquiry as to: (a) the authority of the person giving or purporting to give any Instruction; or (b) the authenticity of any Instruction, and may treat the same as fully authorised by and binding on the Counterparty, regardless of the circumstances prevailing at the time of the Instruction or amount of the transaction and notwithstanding any error, misunderstanding, lack of clarity, fraud, forgery or lack of authority in relation thereto, and without requiring further confirmation in any form, provided that HT or the officer, employee, agent or representative concerned believed the Instruction to be genuine at the time it was given or the Instruction furnished via the communication channel of the Authorised Persons of the Counterparty provided to HT pursuant to Clause 6 below. Notwithstanding the foregoing, HT may at any time refuse to accept or act on any Instructions communicated by any of the Recognised Communication Channels for any reason and without providing the Counterparty with any reason, including if HT has any doubts as to the authenticity, clarity or completeness of such Instructions.

  1. The authorised persons and Recognised Communication Channel details for HT from time to time will be separately provided by HT to the Counterparty.

SCHEDULE C

RISK DISCLOSURE STATEMENT AND ACKNOWLEDGEMENT 

The intention of this Risk Disclosure Statement is to inform the Counterparty that the risk of loss in relation to the following circumstances may be substantial.  HT will not be responsible for the Counterparty’s loss in those circumstances unless it is directly caused by HT’s gross negligence, fraud and intentional misconduct. 

Fraud, Cyber Attacks and Recognised Communication Channel  Risk

Any part or all of the Cryptocurrencies subject to over-the-counter trading under this Agreement may be exposed or subject to the risk of expropriation and/or theft. Hackers or other malicious individuals, groups or organizations may launch attacks to the transactions, storage processes or other intended uses of such Cryptocurrencies in various forms, including, but not limited to, malware attacks, distributed denial of service attacks, consensus-based attacks, routing attacks, transaction malleability attacks, Sybil attacks, Eclipse attacks, double-spend attacks, majority mining power attacks, selfish-mining attacks, time jacking, smurfing and spoofing. 

The integrity and security of the Recognised Communication Channel cannot be guaranteed over the Internet or any other media. The Counterparty acknowledges that the aforesaid method(s) of communication is provided solely on the basis of the Counterparty’s request and at the risk of the Counterparty. The nature of Instructions communicated through the aforesaid method(s) of communication whereby such Instructions may not be received properly or may not be read by the intended recipient and may be read by or be known to unauthorised persons. The Counterparty agrees to assume and bear all the risks involved in respect of such errors and misunderstanding and HT shall not be responsible in any way for the same or breach of confidentiality thereto and shall also not be liable for any loss arising therefrom. For the avoidance of doubt, HT shall not be liable for any loss which the Counterparty may suffer or incur arising from or in connection with HT acting on and/or execution, non-execution or delayed execution of any communications or Instructions from the Counterparty.

The Counterparty acknowledges the risks associated with communicating Instructions through the aforesaid method(s) of communication including the risk of misuse and unauthorised use of username and/or password by a third party and the risk of a person hacking into any electronic platform or system being used. The Counterparty accepts full responsibility for the monitoring of its Instructions and safeguarding the secrecy of its username and password and agrees that the Counterparty shall be fully liable and responsible for any and all unauthorised use and misuse of his password and/or username, and also for any and all acts done by any person through using the Counterparty's username or through any of the Recognised Communication Channels in any manner whatsoever.

Cryptocurrencies and Blockchain Risk

Any Cryptocurrencies and their creation, development or production thereof may be based on any software, programs, source codes, object codes, algorithms, scripts, protocols, schematics, applications, data, software libraries, databases and/or any other computational language, code, programming or source in any structure or form containing intentional or unintentional or inherent syntax or logic errors, defects or vulnerabilities. The occurrence of any of the above circumstances may hinder, interrupt, disrupt or result in the delay or failure in the operation or performance of any transactions, storage processes or other intended uses of such Cryptocurrencies pursuant to over-the-counter trading under this Agreement or result in the loss of any part or all of such Cryptocurrencies or of the Counterparty’s ability to access or control any or part of such Cryptocurrencies. The Counterparty agrees that HT shall not be responsible for and the Counterparty shall not hold HT liable for any damages, remedy, refund or compensation in respect of any loss incurred by the Counterparty, whether direct, indirect or incidental, resulting from any such occurrence and there may be no remedies available to the Counterparty as a result.

As Cryptocurrencies are based on blockchain technology, any malfunction, breakdown or abandonment of the relevant blockchain may have a material adverse effect on such Cryptocurrencies. Moreover, advances in cryptography, or technical advances in general could present risks to Cryptocurrencies by rendering the cryptographic consensus mechanism underpinning the relevant blockchain on which the particular cryptocurrency is built ineffective. The future of cryptography and security innovations are highly unpredictable, and this may have an adverse impact on the value of Cryptocurrencies.

Transactions in Cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.It is also possible that alternative networks or platforms could be established in an attempt to facilitate services that are similar to those offered by any of the protocols of a particular Cryptocurrency, or alternative networks could be established that utilize the same or similar software, programs, source codes, object codes, algorithms, scripts, protocols, schematics, applications and/or any other computational language, code, programming or source in any structure or form underlying the Cryptocurrencies. In such event, such alternative networks may be able to copy, replicate, change, enhance, reproduce, re-engineer, modify, reprogram or otherwise develop the same software, programs, source codes, object codes, algorithms, scripts, protocols, schematics, applications and/or any other computational language, code, programming or source in any structure or form underlying the Cryptocurrencies. Such alternative networks or platforms may compete with a particular Cryptocurrency, which could adversely impact any value or perceived value of the particular Cryptocurrency.

The software, programs, source codes, object codes, algorithms, scripts, protocols, schematics, applications, data, software libraries, databases and/or any other computational language, code, programming or source in any structure or form on which Cryptocurrencies are built may be open-sourced, such that any member of the public may at any time develop a patch or upgrade without prior permission of any individual party. The acceptance of patches or upgrades by a significant percentage of the blockchain’s users could result in a “fork” in the blockchain. The temporary or permanent existence of forked blockchains could adversely impact the operation of the blockchain or undermine the sustainability of the cryptocurrencies ecosystem, and may destroy or frustrate the ecosystem. While a forked blockchain could possibly be rectified by community-led efforts remerging the two separated blockchain branches, there is no guarantee of success and could take an undetermined amount of time to achieve. The above may have an adverse impact on any value or perceived value of the Cryptocurrencies.

Regulatory Risk

The regulatory status of Cryptocurrencies and distributed ledger technology is unclear or unsettled in many jurisdictions. Numerous regulatory authorities across different jurisdictions have been outspoken about considering the implementation of regulatory regimes which govern Cryptocurrencies and Cryptocurrencies markets in general. It is difficult to predict how or whether regulatory authorities may apply existing regulations to such technology and its applications, including the cryptocurrencies. It is likewise difficult to predict how or whether legislatures or regulatory authorities may implement and enforce changes to the laws and regulations affecting distributed ledger technology and its applications, including the Cryptocurrencies. Regulatory and enforcement actions could negatively impact Cryptocurrencies in various ways, including, that the use or possession of Cryptocurrencies require registration or licensing. Any such possible regulatory developments may be unfavorable to the value or perceived value of Cryptocurrencies.

OTC Transaction, Pricing and Market Risk

Transactions subject to this Agreement will be off-exchange.  While some off-exchange markets are highly liquid, transactions in off-exchange, over the counter or “non-transferable” transactions may involve greater risk than investing in on-exchange transactions because there is no exchange market on which to close out an open position.  It may be impossible to liquidate an existing position, to assess the value of the position arising from an off-exchange transaction or to assess the exposure to risk.  Bid prices and offer prices need not be quoted, and even where they are, they will be established by dealers in these instruments and consequently it may be difficult to establish what is a fair price.  The prices offered by HT in any Orders need not match and are not linked to prices elsewhere (including prices quoted on exchanges) and need not represent a fair price. HT considers a number of factors including but not limited to HT’s risk adjusted return, risk management requirements and costs when determining the prices. You acknowledge that the prices are agreed freely between the Parties based on arm’s length negotiation.  

Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Under certain market conditions, it is difficult or impossible to liquidate a position quickly at a reasonable price. This can occur, for example, when the market for a particular cryptocurrency suddenly drops, or if trading is halted due to recent news events, unusual trading activity, or changes in the underlying cryptocurrency system. The greater the volatility of a particular cryptocurrency, the greater the likelihood that problems may be encountered in executing a transaction. In addition to normal market risks, losses may occur due to one or more of the following: system failures, hardware failures, software failures, network connectivity disruptions, and data corruption.

Acknowledgement

The Counterparty understands and agrees that the brief Risk Disclosure Statement above cannot disclose all the risks and other significant aspects contemplated under this Agreement and the Counterparty should therefore carefully study these risks and aspects before executing this Agreement.  

In particular, the Counterparty understands and acknowledges that:  

  1. the Counterparty has read and understood the nature and contents of the risk disclosures which are contained in this Risk Disclosure Statement;
  2. the Counterparty is acting on its own account, and the Counterparty has made its own independent decision and upon advice from such advisers as the Counterparty have deemed necessary to enter into this Agreement;
  3. the Counterparty confirms that neither HT, nor any of its affiliates, is acting as a fiduciary for, or an adviser or a broker to the Counterparty in respect of any transaction;
  4. the Counterparty is not relying on any communication (written or oral) from HT or from any of its affiliates as investment advice or as a recommendation to enter into any transaction and the Counterparty understands that the information and explanations of the terms of any transaction as contained in any confirmation shall not be considered to be investment advice or a recommendation to enter into such transaction;  and
  5. If HT makes any suggestions, it assumes no responsibility for the Counterparty’s portfolio or for any investment or transaction which the Counterparty has entered into.

No communication (written or oral) received from HT or from any of its affiliates shall be deemed to be an assurance or guarantee as to the expected results of any transaction.  This Risk Disclosure Statement is subject to this Agreement as amended or supplemented from time to time. This Risk Disclosure Statement, together with this Agreement and other Schedules shall form a single agreement between the Counterparty and HT.

Aura Terms of Service
Aura Terms of Service

Aura Terms of Service

These Terms of Service (the “Agreement” or these “Terms”, including all addenda, in each case as amended, supplemented or modified from time to time) are entered into between you (the “User” or “you”) and HT Aura Inc. (“Aura”, “Company”, “we” or “us”). By accessing, using or clicking “I agree” to any of the services (the “Services”) made available by Aura or its affiliate(s) or subsidiary(ies) (together with Aura, the “Service Providers”) through our mobile application software, application programming interfaces and/or any associated websites (together the “Aura Platform”) or through the authorized staff of the Service Providers, you acknowledge that you have read, understood and hereby accept to all of the terms and conditions contained in this Agreement, and you also have read, understood, and hereby accept the personal data and privacy policies adopted by Aura from time to time which is available on the Aura Platform (the “Aura Privacy Policy”), which form part of this Agreement. Aura may act as your agent to facilitate your subscription of certain products (the “Products”) presented on Aura Platform, which are provided by third-party product providers (the “Product Providers”). All Products on Aura Platform shall be subject to these Terms as well as the agreements, terms and conditions set by the Product Providers (the “Product Provider Terms”), if applicable. You may be subject to additional terms and conditions applicable to such Services and Products.

RISK DISCLOSURE

SUBSCRIBING FOR ANY DIGITAL ASSETS RELATED PRODUCTS OR SERVICES INVOLVES A HIGH DEGREE OF RISK. THE VALUE OF DIGITAL ASSETS MAY NOT BE BACKED OR SUPPORTED BY ANY GOVERNMENT. AS SUCH, DIGITAL ASSETS MAY SUFFER SIGNIFICANT VOLATILITY IN VALUE. THE DIGITAL ASSETS RELATED PRODUCTS AND SERVICES ARE NOT PRINCIPAL GUARANTEED AND YOU MAY LOSE A PART OR THE ENTIRETY OF THE PRINCIPAL INVESTED IN SUCH DIGITAL ASSETS RELATED PRODUCTS AND SERVICES. YOU ARE ADVISED TO CAREFULLY CONSIDER THE RISK EXPOSURE AND ACT CAUTIOUSLY. YOU MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE, TOLERANCE AND WILLINGNESS TO BEAR THE RISKS OF ANY DIGITAL ASSETS RELATED PRODUCTS OR SERVICES, AND A POTENTIAL TOTAL LOSS OF THE UNDERLYING ASSETS. A DIGITAL ASSET RELATED PRODUCT OR SERVICES IS NOT SUITABLE FOR EVERY PERSON. PLEASE CAREFULLY REVIEW YOUR FINANCIAL SITUATION AND OBJECTIVES TO DETERMINE WHETHER SUCH PRODUCT OR SERVICES IS SUITABLE FOR YOU. FOR THE PURPOSE OF THIS AGREEMENT, “DIGITAL ASSETS” MEANS ANY ASSET THAT IS ISSUED AND/OR TRANSFERRED USING DISTRIBUTED LEDGER, BLOCKCHAIN TECHNOLOGY OR ANY EQUIVALENT TECHNOLOGIES, INCLUDING, BUT NOT LIMITED TO, ANY DIGITAL AND CRYPTO CURRENCIES, COINS, TOKENS AND ANY FUNCTIONALLY EQUIVALENT DIGITAL SUBJECTS, EXCLUDING ANY FIAT CURRENCY.  YOU ARE RESPONSIBLE FOR DETERMINING WHETHER THE USE OF ANY OF THE SERVICES UNDER THIS AGREEMENT IS LEGAL IN YOUR JURISDICTION AND YOU SHALL NOT USE THE SERVICES SHOULD SUCH USE BE ILLEGAL IN YOUR JURISDICTION. IF YOU ARE UNCERTAIN, PLEASE SEEK INDEPENDENT LEGAL ADVICE. YOU UNDERSTAND AND ACKNOWLEDGE THAT THE REGULATORY STATUS OF DIGITAL ASSETS IS CURRENTLY UNSETTLED, VARIES AMONG JURISDICTIONS AND IS SUBJECT TO SIGNIFICANT UNCERTAINTY. LEGISLATIVE AND REGULATORY CHANGES OR ACTIONS RELATING TO DIGITAL ASSETS AT A STATE OR INTERNATIONAL LEVEL MAY ADVERSELY AFFECT OR RESTRICT, AS APPLICABLE, THE USE, TRANSFER, EXCHANGE AND VALUE OF YOUR DIGITAL ASSETS, AS WELL AS THE PROVISION OF THE SERVICES OR ANY OF THEM. THE VALUE OF DIGITAL ASSETS MAY BE DERIVED FROM THE CONTINUED WILLINGNESS OF MARKET PARTICIPANTS TO EXCHANGE FIAT MONEY FOR THE DIGITAL ASSETS, WHICH MAY RESULT IN PERMANENT AND TOTAL LOSS OF VALUE OF A PARTICULAR DIGITAL ASSET SHOULD THE MARKET FOR IT DISAPPEAR.

  1. AGREEMENT CONDITIONS; RULES OF CONSTRUCTION
    1. Aura reserves the right to modify or change the Terms at any time and at its sole discretion. Any and all modifications or changes to these Terms will be effective immediately upon being announced on the Aura Platform or released to users. As such, your continued use of Services acts as an acceptance of the amended agreements and rules. If you do not agree to any modification to these Terms, you must stop using the Services. Aura encourages you to frequently review the Terms to ensure you understand the terms and conditions that apply to your access and use of the Services.
    2. Unless a contrary indication appears, any reference in this Agreement to:
  1. “including” shall be construed as “including without limitation” (and cognate expressions shall be construed similarly);
  2. a “regulation” includes any regulation, rule, official directive, order, request or guideline (whether or not having the force of law) of any governmental, intergovernmental or supranational body, agency, department or regulatory, self-regulatory or other authority or organization;
  3. a provision of law is a reference to that provision as amended or re-enacted;
  4. captions and headings are for convenience only and shall not be given any legal effect.
  1. Unless a contrary indication appears, the singular includes the plural, and vice-versa, and the masculine includes the feminine and neuter, and vice-versa.
  2. Any addenda, exhibits or schedules to this Agreement form part of this Agreement and shall have effect as if set out in full in the body of this Agreement. Any reference to this agreement includes such exhibits or schedules. 
  1. ELIGIBILITY AND PROHIBITION OF USE
    1. By registering to use an Aura account (an “Account”), you represent and warrant that (a) you are at least 18 years old or of legal age to form a binding contract under applicable law; (b) you are an individual, legal person or other organization with full legal capacity and authority to enter into these Terms; and (c) you have not previously been suspended or removed from using the Services. If you are entering into these Terms on behalf of a legal entity of which you are an employee or agent, you represent and warrant that you have all necessary rights and authority to bind such legal entity and all the information and materials you have submitted, or will submit, to Aura for the purposes of completing the know-your-customer process (the “KYC”) are true and accurate.
    2. By accessing and using the Services, you possess the nationality and residency in a jurisdiction that Aura offers its Services legally and are not on any trade or economic sanctions lists, including, without limitation, the UN Security Council Sanctions List, designated as a “Specially Designated National” by OFAC (Office of Foreign Assets Control of the U.S. Treasury Department) or placed on the U.S. Commerce Department’s “Denied Persons List”. Aura maintains the right to select its markets and jurisdictions to operate and may restrict or deny the Services in certain countries at its discretion.
    3. You acknowledge and agree that Aura may refuse to provide Services to you or cancel your access to the Account or any Services if it determines that you are not eligible to use our Services.
    4. You hereby appoint and authorize Aura as your agent to facilitate your subscription of the Products and entry of other Digital Asset transactions on Aura Platform and do or cause to be done all acts we shall determine to be desirable, necessary, or appropriate to implement and administer your authorization.
    5. You acknowledge and agree that: (a) Aura has not engaged in any solicitation, invitation or sale of any products, services, or activities to you; (b) any transactions, purchases, or activities conducted on the Aura Platform are initiated solely at the discretion of the User;  you are solely responsible for your decisions and actions on the Aura Platform, and Aura disclaims any liability arising from such transactions or activities; and (c) you are not relying on any communication (written or oral) from Aura or from any of its affiliates as investment advice or as a recommendation to enter into any transaction, and you agree to seek professional advice as to investment, legal, tax and other matters before initiating any transaction, purchase or other activity on the Aura Platform.
  2. ACCOUNT TYPE
    1. Individual Account

An “Individual Account” refers to an Account that is owned by only one natural person who is, and will continue to be, the only person authorized to take any action in the Account. By opening an Individual Account, you represent and warrant that you are, and shall at all times continue to be, the sole beneficial owner of the Account and user of all the Services facilitated or generated therefrom.

  1. You acknowledge that your Account is not a deposit or investment account under any laws and will not:

(a)        earn any interest on your Account; or

(b)        be protected by any government-sponsored deposit protection schemes.

  1. You shall not use your Account for any unlawful purposes or any abusive or other activities that Aura may prohibit on the Aura Platform from time to time.
  1. ACCOUNT USAGE AND SECURITY
    1. Aura reserves the right to suspend, freeze or cancel Accounts that are used by persons other than the persons whose names they are registered under. You shall immediately notify Aura if you suspect or become aware of unauthorized use of your Account. Aura will not be liable for any loss or damage arising from any use of your Account by you or by any third party (whether or not authorized by you).
    2. We strive to maintain the safety of user funds entrusted to us and have implemented industry-standard protections for the Services. However, there are risks that may arise from individual user actions. You agree to treat your Account access credentials such as user name and password as confidential information and not to disclose such information to any third party. You also agree that you are responsible for taking necessary safety precautions to protect your own Account and information. You shall be solely responsible for the safekeeping of your Account and password on your own, and you shall be responsible for all activities under your Account.
    3. By creating an Account, you hereby agree that:

(a)        you will notify Aura immediately if you are aware of any unauthorized use of your Account and password by any person or any other violations of the security rules;

(b)        you will strictly observe the security, authentication, dealing, charging, and withdrawal mechanism or procedures as required by Aura;

(c)        you will log out from your Account on the Aura Platform by taking proper steps at the end of every visit; and

(d)        you will apply necessary security and protective measures to the device which you use to access the Account, including, without limitation, (i) updating the device’s browser to the latest version available; (ii) patching the device’s operating systems with regular security updates provided by the operating system provider; (iii) installing and maintaining the latest anti-virus software on the device, where applicable; and (iv) using strong passwords, such as a mixture of letters, numbers and symbols.

  1. LICENSE AND IP RIGHTS
    1. We grant you a limited, non-exclusive, revocable, non-transferable and non-sublicensable license to use the Services pursuant to the terms of this Agreement. Aura and its licensors retain all rights, title and interest in and to the Services, including all source code, object code, data, information, copyrights, trademarks, patents, inventions and trade secrets embodied therein, and all other rights not expressly granted to you hereunder.  You agree not to copy, transmit, distribute, sell, license, reverse engineer, modify, publish, or participate in the transfer or sale of, create derivative works from, or in any other way exploit any of the content related to the Services, including for any purpose competitive to Aura or any commercial purpose, in whole or in part.
    2. All content on the Aura Platform is the property of Aura and is protected by copyright, patent, trademark and any other applicable laws, unless otherwise specified hereby.
    3. The trademarks, trade names, service marks, identifying marks, illustrations, designs and logos of Aura and others used on the Aura Platform (hereinafter the “Trademarks”) are the property of Aura and its respective owners. The software code (whether binary, assembly, source, object, HTML or otherwise), applications, text, images, graphics, data, files, prices, trades, charts, graphs, video and audio materials used on the Aura Platform belong to Aura. The Trademarks and other content on the Aura Platform should not be copied, reproduced, modified, republished, uploaded, posted, transmitted, scraped, collected or distributed in any form or by any means, no matter manual or automated, without prior written consent of Aura. The use of any content from the Aura Platform on any other site or application or a networked computer environment for any other purpose is strictly prohibited. Any such unauthorized use may violate copyright, patent, trademark and any other applicable laws and could result in criminal or civil penalties.
  2. DEPOSITS AND WITHDRAWALS
    1. You may deposit Digital Assets in your Account in accordance with the Aura Account Agreement published by Aura from time to time.
    2. Upon your subscription to a Product or your placement of an order for a Digital Assets transaction, the Digital Assets in the type and amount related to such subscription or transaction will be deducted from your Account for the purposes of settling the subscription or transaction. You shall ensure that you have sufficient Digital Assets in the Account in order to complete a Product subscription or a Digital Assets transaction or settlement. Aura shall not be responsible for any cost, loss or damage that you may incur due to any failure or delay in funding the Account with sufficient Digital Assets by you or any third party.
    3. You shall make sure to use the correct address in the transfer of any Digital Assets. If you used an incorrect address to transfer any Digital Assets, the Digital Assets may be lost permanently, in which case the Company shall not be liable to you for any losses.
    4. In the event you are permitted to use the credit card or bank account to exchange for Digital Assets and deposit into your Account, you will use your credit card or bank account to purchase those Digital Assets at a spot price determined by Aura and you agree that once such purchase is processed, the transaction shall be irreversible and binding on you.
    5. You are solely responsible for any fees charged by your bank, credit card issuer(s) or any intermediary fees or costs (including, but not limited to, any international transaction fees, cash advance fees and transfer to overseas service charges) relating to deposit, transfer or purchase of Digital Assets in connection with your bank accounts or credit cards. You must check the exact amount of fees that may apply to your bank accounts or credit cards in connection with any transactions on your Account if you are not sure of the fee amounts. Certain banks and credit card issuers may treat the purchase of Digital Assets with the credit card as cash advance which may be subject to a high fee or interest rate as compared with other use of credit cards. For the avoidance of doubt, the Company shall not be liable for any such costs or fees under any circumstances.
    6. The Company may also set requirements for your use of any bank account or credit card for transactions on the Aura Platform, and such requirements, including, but not limited to, relevant fees and the maximum or minimum transaction amount limit are available on the Aura Platform and the Company has the right to amend such requirements at any time in its sole discretion without prior notice to you.
    7. The Company reserves the right to refuse to accept any transfer of Digital Assets or purchase of Digital Assets on your Account by delivering Fiat Money to the Company at its sole discretion, in which case you shall be liable for any costs and fees incurred for any return of Fiat Money or Digital Assets by the Company to you.  In this Agreement, “Fiat Money” means any money denominated in a fiat currency, excluding (a) Bitcoins, (b) stable coins and (c) any other Digital Assets that are not directly issued by any governments or central banks as fiat currencies in the relevant jurisdictions.
    8. You acknowledge and agree that only bank account(s) or credit card(s) which are issued to and/or registered in your own name (excluding joint accounts) may be used to effect related loading of Digital Assets to your Account.You may require a withdrawal of the Digital Assets in your Account. We may, at our sole discretion, impose daily, weekly, monthly, or other periodic limits on deposits and withdrawals, which we may implement, eliminate, increase or decrease without advance notice. Your withdrawal requests may be delayed or canceled as part of our compliance program.
    9. Aura shall have the right to sell, pledge, rehypothecate, assign, invest, use, commingle or otherwise dispose of, or otherwise use in its business any Digital Assets you deposit in your Account, free from any claim, charge or encumbrance or any other interest or right of any nature whatsoever of you or any third person. 
    10. You may request to withdraw the Digital Assets in your Account. All fees, costs and charges for the bank transfer and/or blockchain transfer shall be at your expense.
    11. Notwithstanding the preceding clause, you acknowledge and agree that the Company may conduct checks for the purposes of preventing fraud, money laundering, terrorist financing and other financial crimes, and as requested by applicable law. Accordingly, you may be prevented or delayed from withdrawing from your Account until those checks are completed to our reasonable satisfaction in order to comply with our regulatory requirements. You further acknowledge and agree that the Company may also impose other specific rules to limit your withdrawal from your Account in its discretion from time to time.
    12. You acknowledge and agree that any information provided by you in relation to withdrawal instructions of any Digital Assets to the Company is true, and accurately complete and the Company may process the withdrawal in reliance on such information. The withdrawal instructions cannot be canceled or reversed once processed by the Company.
    13. You acknowledge and agree that you are responsible for ensuring the accuracy of any instructions submitted to the Company and that any errors may result in the irreversible loss of your Digital Assets. The Company shall not be responsible for any damage or loss caused by inaccuracy or mistakes in any of your instructions.
    14. The Company will facilitate the withdrawal function. However, due to any events, including, but not limited to, technical reasons, underlying software protocols deficiencies or banking service suspension, the withdrawal may take a longer time or cannot be processed during certain period of time. You acknowledge and agree that the Company is not in any way liable for such delay and failure of withdrawal except for its willful misconduct, gross negligence or fraud.
  3. TRANSACTIONS AND FEES
    1. By clicking “accept”, “agree” or any other words of equivalent meaning to initiate a transaction available to your Account on the Aura Platform, you are authorizing the Company to initiate such transactions and agree to pay the relevant prices, fees and costs in relation to the relevant transactions.
    2. You cannot cancel, reverse, or change any transaction marked as complete or pending. If your payment is not successful, you authorize us, in our sole discretion, to cancel the transaction. You are responsible for ensuring you have sufficient Digital Assets on your Account to conduct any transaction.
    3. Fees and charges on your Account shall be available on the Aura Platform and may be varied by Aura from time to time.
    4. Aura may vary the rate or amount of any charge, fee or interest payable under this Agreement. Should you continue to keep or use your Account, you shall be considered to have accepted the changes.
  4. NO DEPOSIT PROTECTION
    1. No Aura entity is or is regulated as a bank or any other type of depository institution in any jurisdiction. Digital Assets held in your Account are not eligible for any public or private deposit insurance protection or any other protection programs of similar nature.
  5. PAST PERFORMANCE
    1. You acknowledge and agree that:

(a)        the past performance of any Services or Product is not an indication of future performance;

(b)        a Product is manufactured, issued or provided by the relevant Product Provider who shall be your sole counterparty for the purposes of such Product;

(c)        Aura does not guarantee the performance of any Services or Product and does not provide any financial or legal advice to you, notwithstanding any statements by anyone to the contrary. You shall be solely responsible for determining the suitability of the Services or Products for you.

  1. CURRENCY
    1. You shall be aware of the currency to denominate your Account on Aura Platform (the “Default Currency”). You shall be solely responsible to bear any currency exchange risk if you choose a currency other than the Default Currency in and for the purposes of using the Services.
    2. From time to time, we may provide information to you which presents your multi-currency balances in the equivalent value of your Default Currency, using the rates prevailing at the time the information is produced. However, you should note that the balances have not been physically converted and that the presentation of the information in your Default Currency is for information only.
    3. You may see [“USDⓢ”] in your Account or otherwise on Aura Platform. USDⓢ is a unit of account adopted by Aura for bookkeeping purposes. For the avoidance of doubt, it is not a type of Digital Asset or fiat currency. Subject to Aura's approval, when you deposit US dollars (fiat currency) to, or withdraw US dollars (fiat currency) from, Aura Platform, as the case may be, an equivalent amount of USDⓢ will be added to or deducted from your Account accordingly. You may also exchange Digital Assets for USDⓢ or vice versa within Aura Platform according to the then effective prices published by Aura from time to time.
  2. GAPPING
    1. Gapping is a sudden shift in the price of an underlying market from one level to another. Various factors can lead to gapping (for example, economic events or market announcements). When these factors occur, the price of Digital Assets in the underlying market may move fast and drastically, and you may not have the opportunity to sell your instruments or conduct other stop-loss activities. You acknowledge and agree that you are solely responsible for bearing all the relevant risks.
  3. MARKET LIQUIDITY
    1. The market conditions of the Digital Assets and the Products may change significantly fast and drastically. Under certain circumstances, you may not be able to liquidate the Digital Assets or the Products under the desirable terms or timeframe. You acknowledge and agree that you are solely responsible to bear all the relevant risks.
  4. INSOLVENCY
    1. The insolvency or default of any exchanges or brokers involved with the Services and Products may lead to your trading positions being liquidated or closed out without your consent. In certain circumstances, you may lose the entire assets that you have invested.
  5. REGISTRATION AND VERIFICATION
    1. To register for an Account, you must provide all the information required by Aura for the purposes of KYC and accept these Terms and the Aura Privacy Policy. Aura may, at its sole discretion, refuse to open an Account for you. You agree to provide complete and accurate information when opening an Account and agree to promptly update any information you provide to Aura so that such information is complete and accurate at all times. We will collect, use and share this information in accordance with the Aura Privacy Policy.
    2. If there is any reasonable doubt that any information provided by you is wrong, untruthful, outdated or incomplete, Aura shall have the right to send you a notice to demand corrections, remove relevant information directly and terminate all or part of the Services to you. Aura shall not be responsible for any expense or loss incurred by you in such situations.
  6. AML AND CFT COMPLIANCE AND MARKET CONDUCT RULES
    1. All the Services, Products and activities on the Aura Platform are subject to the laws, regulations, and rules of any applicable governmental or regulatory authority, including, without limitation, all applicable tax, anti-money laundering and counter financing of terrorism laws. You agree and understand that by using the Services in any capacity, you shall act in compliance with and be legally bound by these Terms and all applicable laws and regulations, and failure to do so may result in the suspension of your ability to use the Services or the closure of your Account.
    2. You agree to adhere to the following market conduct rules (the “Market Conduct Rules”) which are designed to prevent the use of the Aura Platform for manipulative or deceptive market products, including, but not limited to, market abuse and misconduct. Any violations of such, in our reasonable opinion, may lead to your Account being immediately suspended or cancelled. The following are strictly prohibited:

(a)        Wash Trading: You must not place simultaneous purchase and sale orders of the same Digital Asset at the same price in an attempt to artificially increase trading volumes;

(b)        Prearranged Trading: You must not co-ordinate with another related party to simultaneously purchase and sale orders of the same Digital Asset at the same price in an attempt to artificially increase trading volumes;

(c)        Layering and Spoofing: You must not place orders with no intent to execute them with the purpose of providing a false level of supply or demand. You must also not place multiple non bona fide orders on one side of the order book in an attempt to move the price followed by placing an order on the other side of the book and cancelling the original non bona fide orders; and

(d)        Any other form of market manipulation and abuse is also strictly prohibited. Examples include, but are not limited to, front running another client when in possession of their order details and quote stuffing by entering larger numbers of orders and/or amendments and/or cancellations in an attempt to slow the market down.

  1. SERVICE AVAILABILITY AND MAINTENANCE
    1. Aura does not guarantee uninterrupted access to the Services at all times. Aura may suspend access without prior notice during scheduled or unscheduled system repairs or upgrades and modify the Services at any time without prior notice. The Aura Platform and all Services undergo regular maintenance. During such times, some or all of the functionality of the Aura Platform may be unavailable. Aura may temporarily halt operations in the event that the unanticipated maintenance is required. This may include, but is not limited to, unexpected outages or mul-functions of computers, virtual asset networks, powers or vendors, or cyber security incidents.
  2. NETWORK CONTROL
    1. Aura does not own or control any of the underlying software or protocols through which blockchain networks are formed and Digital Assets are created and transacted. In general, blockchain networks tend to be open source such that anyone can use, copy, modify, and distribute them. By using any of the Services, you understand and acknowledge that Aura is not responsible for the operation of the underlying software and networks that support Digital Assets and that Aura makes no guarantee of functionality, security, or availability of such software and networks.
    2. We assume no responsibility for the operation of the underlying protocols and we are not able to guarantee the functionality of network operations. You acknowledge and accept the risks that the underlying software protocols relating to any Digital Assets you use on Aura Platform may change.
    3. In particular, the underlying protocols are likely to be subject to sudden changes in operating rules such as forks. Any such material operating changes may materially affect the availability of the value, functionality and/or the name of the Digital Assets you use on Aura Platform.
    4. We do not control the timing and features of these material operating changes. It is your responsibility to make yourself aware of upcoming changes and you must carefully consider publicly available information and information that may be provided by us in determining whether to continue to transact the Digital Assets. In the event of any such operational changes, we reserve the right to take such steps as may be necessary to protect the security and safety of assets held on the Aura Platform, including temporarily suspending operations for the involved Digital Assets, and other necessary steps.
    5. We assume no obligation to provide you with notices of any material operating changes though we may do so to the extent practicable; however, such changes are in any event outside of our control and may occur without our knowledge. We have full discretion to decide not to support any new Digital Assets, forks or other actions in relation to your Digital Assets.
    6. You acknowledge and accept the risks of operating changes to Digital Assets protocols and agree that the Company is not responsible for operating changes and shall not be liable for any loss of value you may experience as a result of such changes in operating rules underlying those Digital Assets and the Company has no responsibility to assist you with the unsupported Digital Assets on the Aura Platform.
  3. FORKS AND DISTRIBUTIONS
    1. As a result of the decentralized and open-source nature of Digital Assets, it is possible that sudden, unexpected, or controversial changes (the “Forks”) can be made to any Digital Assets that may change the usability, functions, value or even name of a given Digital Assets. Such Forks may result in multiple versions of a Digital Assets (each a “New Digital Assets”) and could lead to the dominance of one or more such versions (each a “Dominant Digital Assets”) and the partial or total abandonment or loss of value of any other versions of such Digital Assets (each a “Non-Dominant Digital Assets”).
    2. Due to the administrative complexity of being the repository for a forked Digital Assets, the support of any New Digital Assets in your Account is solely at the discretion of Aura. Aura is under no obligation to support a Fork of a Digital Assets that you hold in your Account, whether or not any resulting version of such forked Digital Assets is a Dominant Digital Assets or Non-Dominant Digital Assets or holds value at or following such Fork.
    3. If Aura elects, at its sole discretion, to support a Fork of a Digital Assets, it may choose to do so by making a public announcement through the Aura Platform or otherwise notifying customers, and shall bear no liability for any actual or potential losses that may result based on the decision to support such Fork or the timing of implementation of support. If Aura, at its sole discretion, does not elect to support a Fork of a given Digital Assets, including the determination to support, continue to support, or cease to support any Dominant Digital Assets or Non-Dominant Digital Assets, Aura assumes no responsibility or liability whatsoever for any losses or other issues that might arise from an unsupported Fork of a Digital Assets.
    4. Aura does not generally offer support for the distribution of assets based on a triggering fact or event, such as the possession of another asset (each an “Airdrop”), the provision of rewards or other similar payment for participation in a Digital Assets’s protocol (the “Staking Rewards”), or any other distributions or dividends that Users might otherwise be entitled to claim based on their use or possession of a Digital Assets outside of the Aura Platform (collectively, “Digital Assets Distributions”). Aura may, at its sole discretion, elect to support any Digital Assets Distribution, but is under no obligation to do so and shall bear no liability to Users for failing to do so, or for initiating and subsequently terminating such support.
    5. In the event of a Fork of a Digital Assets, we may be forced to suspend any or all activities relating to such Digital Assets (including trades, deposits, and withdrawals) on the Aura Platform for an extended period of time, until Aura has determined at its sole discretion that such functionality can be restored (the “Downtime”). This Downtime may occur at the time that a Fork of a given Digital Assets occurs, potentially with little to no warning. During such Downtime, you understand that you may not be able to trade, deposit, or withdraw the Digital Assets subject to such Fork. Aura does not bear any liability for losses incurred during any Downtime due to the inability to trade or otherwise transfer Digital Assets. All determinations regarding forks shall be made by Aura at its sole and absolute discretion and in accordance with applicable law.
  4. TAXATION
    1. It is your sole responsibility to determine whether, and to what extent, any taxes apply to you, and to withhold, collect, report and remit the correct amount of taxes to the appropriate tax authorities.
    2. The Company has the right to make any tax withholdings or filings that the Company is required by applicable law to make, but the Company is not responsible for determining whether taxes apply to your transaction, or for collecting, reporting, or remitting any taxes arising from any transaction.
  5. INDEMNIFICATION
    1. You agree to indemnify and hold Aura, the Service Providers, the Product Providers, and each of their respective officers, directors, agents, joint venturers, employees and representatives (the “Indemnified Parties”), harmless from any cost, loss, claim or demand (including, but not limited to, legal fees and any fines, fees or penalties imposed by any regulatory authority) arising out of or related to:
  1. your breach of or our enforcement of these Terms, Aura Privacy Policy and any other agreements that you have entered into with us;
  2. your improper use of your Account or the Services;
  3. your violation of any law, rule or regulation, or the rights of any third party; and
  4. any loss resulting from your wilful default, fraud, negligence or gross negligence.
  1. Any invalidity, unenforceability, release or discharge of the liability of you to any of the Indemnified Parties shall not affect the liability of any other persons (if any) to the Indemnified Parties.
  1. TERMINATION OF AGREEMENT
    1. You agree that Aura shall have the right to immediately suspend, terminate or cancel your Account (and any accounts beneficially owned by related individuals, entities, subsidiaries or affiliates), freeze, lock or otherwise dispose the funds or Digital Assets in all such Accounts, and suspend your access to the Aura Platform for any reason including if it suspects any such Accounts to be in violation of these Terms, Aura Privacy Policy, or any applicable laws and regulations. You agree that Aura shall not be liable to you for any permanent or temporary modification, suspension or termination of your Account or access to all or any portion of the Services. Aura shall have the right to keep and use the transaction data or other information related to such Accounts. The above account controls may also be applied in the following cases:
  1. the Account is subject to a governmental proceeding, criminal investigation or other pending litigation;
  2. we detect unusual activity in the Account;
  3. we detect unauthorized access to the Account;
  4. the Account has not been used by the user for 12 consecutive months;
  5. you are in violation of the Market Conduct Rules;
  6. the Account has been used to send or receive funds from illegal gambling websites where local laws and regulations prohibit gambling;
  7. we are informed that any transaction or activity in the Account involves fraud (such as credit card theft); 
  8. we are required to do so by a court order or command by a regulatory or government authority;
  9. after Aura terminates any Services related to your Account;
  10. you allegedly register or register in any other person’s name as Aura user, directly or indirectly;
  11. the information that you have provided is untruthful, inaccurate, outdated or incomplete; when these Terms are amended, you expressly state and notify Aura of your unwillingness to accept the amended Terms;
  12. you request that the Services be terminated;
  13. we are informed or suspect that any transaction or activity in the Account involves fraud or illegal activities;
  14.  if there is any breach of the terms and conditions of this Agreement, or if you breach the Agreement and fail to resolve the matter to our satisfaction;
  15. if you act in a manner that is abusive of your Account as determined by Aura;
  16. if you fail to pay the fees or charges you have incurred, or fail to pay us any shortfall;
  17. in the event of your demise; or
  18. any other circumstances where Aura deems it should terminate the Services.
  1. Should your Account be terminated, the Account and transactional information required for meeting data retention standards will be securely stored for 5 years. In addition, if a transaction is unfinished during the account termination process, Aura shall have the right to notify your counterparty of the situation at that time. You acknowledge that a user-initiated account exit (right to erasure under GDPR or other equivalent regulations) will also be subjected to the termination protocol stated above.
  2. If Aura receives notice that any funds or Digital Assets held in your Account are alleged to have been stolen or otherwise are not lawfully possessed by you, Aura may, but has no obligation to, place an administrative hold on the affected funds and your Account. If Aura does place an administrative hold on some or all of your funds or Account, Aura may continue such hold until such time as the dispute has been resolved and evidence of the resolution acceptable to Aura has been provided to Aura in a form acceptable to Aura. Aura will not involve itself in any such dispute or the resolution of the dispute. You agree that Aura will have no liability or responsibility for any such hold, or for your inability to withdraw funds or execute trades during the period of any such hold.
  3. Upon payment of all outstanding charges to Aura following an Account closure, the User will have 5 business days to withdraw all funds or Digital Assets from the Account, except that Aura may hold the funds or Digital Assets and User data or information which may be turned over to governmental authorities in the event of Account suspension or closure arising from fraud investigations, violation of law investigations or violation of these Terms.
  4. For so long as the User owes moneys, liabilities or obligations (of whatsoever nature and howsoever arising) to Aura or any of its affiliates, the User may not withdraw any cash or Digital Assets held with Aura without Aura's consent. Aura may at any time (i) withhold any cash or Digital Assets of the User pending full settlement of all such moneys, liabilities or obligations of the User; and (ii) conduct set-off of all or any part of such moneys, liabilities or obligations of the User against the cash and Digital Assets of the User held with Aura, in each case without further notice to the User.
  5. You agree that we are under no obligation to disclose to you the reason for suspending, restricting, cancelling or terminating your Account.
  6. In the event of suspension, restriction, or termination of your Account:
  1. Digital Assets on your Account may then be frozen, withheld or otherwise disposed in accordance with laws or due to investigations on your Account;
  2. Aura may immediately block your Account for security reasons; and
  3. you shall not be entitled to a refund on transactions Aura has processed or any fees accrued for use of the Account before your Account is suspended, restricted or terminated.
  1. Notwithstanding anything to the contrary in this Agreement, you shall remain liable for all amounts and obligations accrued under this Agreement after the suspension, restriction or termination of your Account or termination of this Agreement.
  2. Notwithstanding anything to the contrary in this Agreement, you may not terminate your Account in certain circumstances, including, but not limited to:
  1. evading an investigation;
  2. if you have a pending transaction or an open dispute or claim;
  3. if your Account has a negative balance;
  4. if your Account is subject to a hold, limitation, or restrictions;
  5. if Aura is informed or suspects that any transaction or activity in the Account involves fraud or illegal activity; or
  6. if you have an outstanding owing to other Service Providers.
  1. RESTRICTED ACTIVITIES
    1. In connection with your use of the Services, you will not:

(a)        violate or assist any party in violating any law, statute, ordinance, regulation or any rule of any self-regulatory or similar organization of which you are or are required to be a member through your use of the Services;

(b)        provide false, inaccurate, incomplete or misleading information;

(c)        infringe upon Aura's or any third party's copyright, patent, trademark, or intellectual property rights;

(d)        engage in any illegal activity, including, without limitation, illegal gambling, money laundering, fraud, blackmail, extortion, ransoming data, the financing of terrorism, or any other violent activities;

(e)        distribute unsolicited or unauthorized advertising or promotional material, written media releases, public announcements and public disclosures, junk mail, spam or chain letters;

(f)         use a web crawler or similar technique to access our Services or to extract data;

(g)        reverse engineer or disassemble any aspect of the Aura Platform, or the Services in an effort to access any source code, underlying ideas and concepts and algorithms;

(h)        perform any unauthorized vulnerability, penetration or similar testing on the API;

(i)          take any action that imposes an unreasonable or disproportionately large load on our infrastructure, or detrimentally interferes with, intercepts, or expropriates any system, data or information;

(j)          transmit or upload any material to the Aura Platform that contains viruses, Trojan horses, worms, or any other harmful or deleterious programs;

(k)        otherwise attempt to gain unauthorized access to or use of the Aura Platform, other Accounts, computer systems, or networks connected to the Aura Platform, through password mining or any other means;

(l)          transfer any rights granted to you under these Terms; or

(m)      engage in any behavior which breaches these Terms or is otherwise deemed unacceptable by Aura in its sole discretion.

  1. LIMITATION OF LIABILITY
    1. Aura shall not be liable for any loss arising from:
  1. any malfunction, defect or error in any terminal used to process any instructions from you, or other machines or system of authorization whether belonging to or operated by other persons or us;
  2. any delay or inability on our part to perform any of our obligations under this Agreement because of any Force Majeure Event. For the purposes of these Terms, “Force Majeure Event” shall mean any of the events out of reasonable control of the Company, including, but not limited to, nationalization, expropriation, currency restrictions, acts of state, acts of God, earthquakes, fires, floods, typhoons, tsunami, wars, civil or military disturbances, sabotage, terrorism and cyber-terrorism, security, integrity, and availability of the internet or blockchain networks, epidemics, pandemics, public health crisis, riots, interruptions, loss or malfunctions of utilities, computer (hardware or software) or communications services, accidents, labor disputes, regulatory changes, power failures or breakdowns in communications links or equipment of the Company, its contractors, agents or representatives;
  3.  your failure to complete any transactions due to restrictions or refusal to accept transactions under your Account from third parties, including any banks, merchants or other counterparties, or our refusal for any reason to authorise any transaction; for the avoidance of doubt, “transactions” includes Transactions (as defined in Addendum 1);
  4. any damage to or loss or inability to retrieve any data or information that may be related to the Account or our Services hereunder;
  5. any action, inaction, underperformance, negligence or default of the Product Providers;
  6. any underperformance, negligence or default of (a) any third parties that Aura may engage, such as Digital Assets wallet providers, exchanges or brokers, in providing the Services, directly or indirectly or (b) any counterparties to Transactions (as defined in Addendum 1);
  7. fraud or forgery of any third parties;
  8. business interruption, loss of revenue or profits, loss of business opportunity, customers or contracts, goodwill, opportunity or anticipated savings whether direct or indirect, even if we are advised of or knew or should have known of the possibility of the same; or
  9. any indirect or consequential loss.
  1. Subject to applicable laws, Aura shall have no liability to you for any liabilities, costs, expenses, damages or losses or any interest, penalties or legal costs in connection therewith (collectively, “Losses”) suffered by you in connection with this Agreement, except to the extent that such Losses arise directly as a result of the fraud, gross negligence, or wilful misconduct of Aura; provided, that, Aura’s total liability to you in respect of such Losses shall not exceed an amount equal to the fees you have actually paid to Aura to use the Services within the last 12 months, and any such liability of Aura liability shall be reduced to the extent that your own negligence has contributed to the Losses.
  2. Notwithstanding anything in this Agreement to the contrary, the obligations and liabilities of Aura will be without recourse to any other subsidiary or affiliate of Aura, or their respective officers, employees, directors, contractors, agents or representatives and you agree not to make any claims against any other subsidiary or affiliate of Aura, or their respective officers, employees, directors, contractors, agents or representatives.
  3. You acknowledge that all Products and Services are subject to substantial risk, including the risk of significant or total loss of your principal. There are no assurances or guarantees made by Aura or any associated parties that any Product or Services will result in a profit or principal guarantee.  For the avoidance of doubt, in no event shall Aura be held liable for damages or for any loss of any kind caused, directly or indirectly, by errors, frauds, cybersecurity attacks, hacks, wrongdoings, performance failure, default, negligence or misconduct of counterparties or exchanges where assets may be held or traded, failure of transmission of communication facilities, government restrictions, war, terrorist acts, insurrection, riots, fires, flooding, strikes, failure of utility services, adverse weather or  other events of like nature, including, but not limited to, earthquakes, hurricanes and tornadoes, pandemics, or other conditions beyond Aura’s control.
  1. REMEDIES FOR BREACH OF TERMS
    1. Aura reserves the right to seek all remedies available at law, including, without limitation, the right to restrict, suspend or terminate your Account or deny you access to the Services without notice, and Aura shall be entitled to disclose information (including, but not limited to, your user identity and personal details) when cooperating with law enforcement inquiries (whether or not such inquiries are mandatory under applicable law) or where permitted under or otherwise comply with applicable law.
  2. CONFIDENTIALITY
    1. You undertake not to disclose to any person or persons any Confidential Information that you may acquire in the course of your use of the Services. For the purposes of these Terms, “Confidential Information” shall mean any written information (including information provided in electronic form) or oral information which is confidential or a trade secret or proprietary and which is clearly identified as confidential at the time of disclosure or would be assumed by a reasonable person to be confidential under the circumstances surrounding the disclosure. Notwithstanding the foregoing, Confidential Information shall not include information which is: (a) already known by you prior to receipt from us; (b) publicly known or becomes publicly known through no wrongful act of you; (c) rightfully received from a third party without you having knowledge of a breach of any other relevant confidentiality obligation; or (d) independently developed by you. The obligations of this clause do not prevent you from disclosing Confidential Information either: (a) to a third party pursuant to a written authorization from us; or (b) to satisfy a requirement of, or demand by, a competent court of law or other tribunal or governmental, or administrative or regulatory or self-regulatory body or listing authority or any applicable law, provided that Aura is notified prior to such disclosure to the extent permitted by applicable law.
    2. Aura may collect, use and/or Process (as defined below) Personal Data (as defined below) relating to the User for the purposes of, inter alia, performance of its obligations under this Agreement, compliance with any applicable laws, regulations, codes of practice, guidelines, or rules or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority, any other purposes for which the information has been provided for, and any other incidental business purposes related to or in connection with the foregoing.
    3. Aura may disclose and/or transfer such Personal Data, including transfer to foreign jurisdictions outside of Panama for the purposes of, inter alia, performance of its obligations under this Agreement, compliance with any applicable laws, regulations, codes of practice, guidelines, or rules or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority, any other purposes for which the information has been provided for, and any other incidental business purposes related to or in connection with the foregoing. Such Personal Data to be transferred to foreign jurisdictions outside of Panama shall be protected at a standard in accordance with applicable laws and shall procure the same written undertaking from any third party overseas (if applicable).
    4. The User shall have the right of access to such Personal Data that is in possession or control of Aura as prescribed by applicable laws.
    5. Aura may retain such Personal Data as may be necessary or desirable to comply with applicable laws, and for such period of time as may be reasonably required by Aura in accordance with the relevant circumstances, including where required, with third parties appointed by Aura under formal agreements to act as custodians of such Personal Data, or for Processing of the same by such third parties, in each case subject to confidential agreements under which Aura shall exercise control and require standards as to safekeeping in accordance with applicable laws.
    6. Aura reserves the rights to update its data protection arrangements including, without limitation, issuing of further notices, guidelines or policies as may be required by it or by law or as may be relevant from time to time. The User agrees to abide by such updates and, generally, where necessary, agrees to respond promptly to any request for further consents (whether by ad hoc request or by way of such updates) as to the use of such Personal Data as required by Aura from time to time.
    7. In this Clause, the following capitalised terms have the following meanings:

Personal Data” means data, whether true or not, about an individual who can be identified from that data or from that data and other information to which Aura has or is likely to have access which is treated in accordance with applicable laws.

Process”, in relation to Personal data, means (i) to carry out any operation or set of operations in relation to Personal Data, and includes recording, holding, organisation, adaptation/alteration, retrieval, combination, transmission and erasure/destruction; and (ii) to copy, use access, display, run, store, review, manage, modify, transform, translate, extract components into another work, integrate or incorporate as part of a derivative work, and (iii) to permit others to do (i) and (ii). “Processing” shall have the corresponding meaning as a noun for the same.

  1. NO WARRANTIES
    1. THE AURA PLATFORM AND ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS, WITHOUT WARRANTY OF ANY KIND, AND THE COMPANY SPECIFICALLY DISCLAIMS ALL EXPRESS AND IMPLIED REPRESENTATIONS OR WARRANTIES REGARDING THE AURA PLATFORM AND THE SERVICES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES THAT IT IS FREE OF DEFECTS, MERCHANTABLE, FIT FOR A PARTICULAR PURPOSE OR NON-INFRINGING, THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE OR FREE OF HARMFUL COMPONENTS, AND THAT ANY INFORMATION PROVIDED BY YOU WILL BE SECURE AND NOT LOST OR DAMAGED. THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SERVICES IS BORNE BY YOU, TO THE EXTENT SUCH RISK IS NOT DUE TO THE COMPANY’S WILLFUL MISCONDUCT. THIS DISCLAIMER OF WARRANTY CONSTITUTES AN ESSENTIAL PART OF THE AGREEMENT. NO USE OF THE SERVICES IS AUTHORIZED HEREUNDER EXCEPT AS PERMITTED UNDER THE AGREEMENT. IN ADDITION, WE MAKE NO REPRESENTATION OF THE AURA PLATFORM WILL BE UNINTERRUPTED OR ERROR-FREE, AND WE WILL NOT BE LIABLE FOR THE CONSEQUENCES OF ANY INTERRUPTIONS OR ERRORS.  ADDITIONALLY, NOTHING CONTAINED ON THE AURA PLATFORM SHALL BE CONSTRUED AS PROVIDING CONSULTATION OR ADVICE TO YOU.
  2. SEVERABILITY
    1. If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.
  3. ASSIGNMENT
    1. You may not transfer any rights or obligations you may have under these Terms unless Aura has provided written consent to the transfer. Aura may assign or transfer to any third party (including, without limitation, any other corporation that is a subsidiary or affiliate of Service Provider) any of Aura’s rights and obligations under these Terms without your consent or the need to provide you with any prior notice of such assignment or transfer and you irrevocably consent to any such assignment or transfer by Aura.
  4. CHANGE OF CONTROL OR RESTRUCTURE
    1. Without limiting the preceding clause, in the event that Aura or Service Provider is restructured or is acquired, merged or consolidated with another entity, you agree that Aura may transfer or assign the information it has collected from you and our relationship with you (including this Agreement) as part of such restructuring, merger, acquisition or consolidation.
  5. GOVERNING LAW
    1. This Agreement and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with this Agreement, shall be governed by and construed in accordance with the law of England and Wales.
  6. DISPUTE RESOLUTION
    1. Any dispute, controversy, difference or claim arising out of or relating to this Agreement, including the existence, validity, interpretation, performance, breach or termination thereof or any dispute regarding non-contractual obligations arising out of or relating to it shall be referred to and solely, exclusively and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (HKIAC) under the HKIAC administered arbitration rules in force when the notice of arbitration is submitted. The law of this arbitration clause shall be Hong Kong law. The seat of arbitration shall be Hong Kong. The number of arbitrators shall be one. The arbitration proceedings shall be conducted in English. Arbitration hereunder may proceed notwithstanding that any Party fails to participate in accordance with the HKIAC administered arbitration rules, provided that proper notice of such arbitration has been given to such party, and the final award of the arbitral tribunal shall be binding on such Party notwithstanding its failure to participate. The arbitral award is final and binding upon both Parties.
  7. RELATIONSHIP
    1. You hereby agree that Aura has not acted and is not acting as a professional advisor of you and has not provided (or held itself out as providing) to you recommendations or advice with respect to particular investment decisions or advice of any other nature.
  8. OTHER VERSIONS OF THE AGREEMENT
    1. In the event of any inconsistency between different versions of this Agreement, the English version shall prevail.
  9. THIRD PARTY RIGHTS
    1. Except for any Indemnified Parties, a person who is not a party to this Agreement may not enforce any of these terms and conditions. Notwithstanding any term of this Agreement, the consent of any third party is not required to vary, release or compromise any liability, or terminate any of these Terms. For the purpose of this Agreement, any references to Aura shall include their successors and assigns.
  10. INSTRUCTIONS FROM YOU
    1. Where any Services subscription is initiated from your Account using your credentials, we will assume that you authorized such subscription unless you notify us otherwise. We shall not be liable for any loss or damage suffered as a consequence of our acting on or acceding to any such instruction or request.
    2. Notwithstanding the foregoing sentence, we may but shall not be obliged to accept and act on any instruction or request whether given by mail, electronic mail, facsimile transmission or through the telephone, if Aura or our officers, employees, agents or representatives suspect your Account might have been stolen or any subscription has not been authorized by you or we have received conflicting instructions, we may suspend your Order and make further inquiries. You agree that Aura shall not be liable for any losses due to such actions.
  11. COMMUNICATIONS WITH YOU
    1. You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, “Communications”) that we provide in connection with Account and the Services.
    2. Communications may include:

(a)        terms of use and policies you agree to (e.g. the Agreement and Aura Privacy Policy), including updates to these agreements or policies;

(b)        account details, history, transactions, receipts, confirmations, and any other account or transaction information;

(c)        legal, regulatory, and tax disclosures or statements we may be required to make available to you; and

(d)        responses to claims or customer support inquires filed in connection with Account and the Services.

  1. Unless otherwise specified in this Agreement, we will provide these Communications to you by posting them on Aura Platform, emailing them to you at your email addresses provided to us, and/or through other electronic communications such as text messages or mobile push notifications, and you agree that such Communications shall be deemed to have been received by you if Aura has delivered them based on the latest information on your profile.
  2. You are responsible for keeping your contact details (including your email address and telephone number) up to date on your profile in order to receive any Communications we may send to you.
  1. ANY FAILURE TO EXERCISE RIGHTS
    1. Any delay or failure by us to exercise our rights and/or remedies under this Agreement does not represent a waiver of any of our rights. We shall be considered to have waived our rights only if we specifically notify you of such a waiver in writing.
  2. AMENDMENTS AND WAIVERS
    1. The Company may amend or modify the Agreement at any time by posting the revised agreement on the Aura Platform and/or providing a copy to you (the “Revised Agreement”). If you continue to use the Services under this Agreement after the Revised Agreement is posted on the Aura Platform or provided to you, you shall be deemed to have accepted the Revised Agreement and such Revised Agreement shall be binding on you. If you do not wish to accept the Revised Agreement, please notify us as promptly as possible. The Agreement can only be amended or modified pursuant to this clause. No employees of Aura or associated parties may unilaterally or jointly amend or modify this Agreement in any other way.
    2. We may not be able to continue providing Services to you if you do not accept the Revised Agreement.
  3. ENFORCEABILITY
    1. If any term of this Agreement is unlawful or unenforceable under any applicable law, it will, to the extent permitted by such law, be severed from this Agreement and rendered ineffective where possible without modifying the other terms of this Agreement.
  4. TITLES AND SUBTITLES
    1. Titles and subtitles used in this Agreement are used for convenience only and are not to be considered in construing or interpreting this Agreement.
  5. ENTIRE AGREEMENT
    1. This Agreement (including documents incorporated by reference herein) comprises the entire understanding and agreement between you, and Aura as to the subject matter hereof, and it supersedes any and all prior discussions, agreements and understandings of any kind (including, without limitation, any prior versions of this Agreement), and every nature between and among you and Aura.
  6. ADDITIONAL TERMS
    1. You acknowledge that you may also access other products, services or facilities linked through your Account on Aura Platform or through our authorized staff (the “Other Services”), and you agree that use of Other Services may be subject to additional terms and conditions and by using Other Services you agree you shall read and understand and agree to be bound those terms and conditions as Aura may impose from time to time (the “Additional Terms”) should you choose to use those Other Services.
    2. You acknowledge that for the purposes of subscribing to the Products, you may be subject to Product Provider Terms. Aura may, but shall not be obliged to, make available to you the Product Provider Terms on Aura Platform or through our authorized staff.
  7. ADDITIONAL DISCLOSURES (INTRODUCING ACTIVITIES RELATING TO INSURANCE)
    1. The Services may include the provision by a Service Provider (whether directly or through its representatives) to one or more licensed insurance brokers (each, a “Broker”) of contact information (including Personal Data) of a User who may be interested in purchasing insurance products through the Broker (an “Introduction”). 
    2. By using this Service, the User acknowledges and agrees that (a) the disclosures set out in this clause have been made to the User by the relevant Service Provider and (b) the User consents to the Introductions.
    3. In any activities undertaken in connection with the Introductions, no Service Provider will:
  1. give advice or provide recommendations on any investment product;
  2. market any collective investment scheme; or
  3. arrange any contract of insurance in respect of life policies or otherwise.
  1. The Service Providers or their representative may be remunerated by the Broker Partners for making Introductions and shall, upon written request of the User, inform the User of the amount of such remuneration.
  2. If the User requires a type of financial advisory service provided by more than one Broker, The Service Providers (or their representatives) will, with the User’s consent, make an Introduction to every such Broker that provides the service the User requires.
  3. No Service Provider will receive, hold, or deal with any client money or property in relation to the Introductions. All monetary transactions, premiums, or investments will be handled directly between you and the Broker or the relevant product provider.
  1. ELECTRONIC CONTRACTING

Your use of the account and the Services provided by Aura includes the ability to enter into agreements and/or to make transactions electronically. You agree that your electronic submissions constitute your agreement and intent to be bound by and to pay for such agreements and transactions. Your agreement and intent to be bound by electronic submissions applies to all records relating to all transactions you enter into on the Aura Platform, including notices of cancellation, policies, contracts, and applications. in order to access and retain your electronic records, you may be required to have certain hardware and software, which is your sole responsibility.

Addendum 1 - Execution Service

  1. DEFINITIONS

Unless otherwise specified in this Addendum, capitalized terms in this Addendum have the same meanings given to them in the Agreement.

  1. EXECUTION SERVICE
    1. You hereby appoint and authorize Aura as your agent to execute the orders (the “Orders”) that you placed for transactions of Digital Assets (the “Transactions”) and do or cause to be done all acts we shall determine to be desirable, necessary, or appropriate to implement and administer your authorization to execute the Orders.
    2. You acknowledge and agree that Aura does not act in a principal capacity or as your counterparty under the Transactions.
    3. The Company provides you online access to its proprietary electronic order system (the “Order System”) for using the Services. Any access to and use of the Order System will be subject to the terms of this Agreement, and any other policies, and procedures, announced by the Company from time to time.
  2. TRADING
    1. Aura may make available different types of Transactions (such as spot trading) for your placement of the relevant Orders from time to time. Aura may adjust the list of available Transaction types at any time in our sole discretion without notice to you.
    2. A Transaction is not complete while it is in a pending state. A certain amount of Digital Assets and relevant Expected Trade Fees (as defined in clause 7.2) associated with your Orders. Order that is in a pending state will be locked accordingly, will not be included in your Digital Assets balance reflected in your Account, and will not be available for withdrawal or be used for Other Services.
    3. We shall have no liability if we are unable to fulfill your Orders or other related requests or delayed in doing so. We will also have no liability for errors in instructions we receive or for delays in receiving or failure to receive instructions. Our security procedures are designed to control access to your Account, not the accuracy of your instructions and we may execute any transactions on the Orders received by us.
  3. TRANSACTION LIMITS

From time to time, the Company may impose limits or restrictions on Transactions, including, without limitation to, purchases or sales of Digital Assets and withdrawal of Digital Assets from your Account, without prior notice to you, in order to manage risks, combat fraud and unlawful activities or otherwise preserve the integrity of the Services.

  1. TRANSACTION SETTLEMENT

You are responsible for ensuring you have sufficient Digital Assets on your Account for all Transactions before you place an Order. You represent and warrant that any Digital Assets you deposit into your Account is free and clear of all liens, claims and encumbrances.  If you know or suspect that you have received an overpayment of Digital Assets, or if you know or suspect that the Company has not yet collected from your Account a fee you have incurred, you agree to notify the Company, in writing, as soon as you learn of the overpayment or uncollected fee. You further agree not to remove the overpayment of Digital Assets or the uncollected fee from the Account or to return the entire overpayment or uncollected fee to the Company if it has already been removed from your Account.

  1. REVERSALS; CANCELLATIONS
    1. You cannot cancel, reverse, or change any Transaction marked as complete (or other phrases of equivalent meaning), and we do not guarantee that you will be able to cancel, reverse or change any other Transaction once it is entered into our system.
    2. We reserve the right to refuse to process, or to cancel or reverse (to the extent possible), any Orders at our sole discretion:

(a)        if we reasonably believe that the Transaction may involve money laundering, terrorist financing, fraud, or any other type of financial crime;

(b)        in response to a subpoena, court order, or other government order;

(c)        if we suspect that the Transaction is erroneous; or

(d)        if we reasonably suspect the Transaction relates to a prohibited use under this Agreement or otherwise. Regardless of whether the Company’s reason for blocking, canceling or reversing a transaction ultimately is validated, we are under no obligation to allow you to reinstate an Order at the same price or on the same terms as the canceled Transactions.

  1. COMMISSIONS AND FEES
    1. You shall pay trade fees to Aura which may consist of, including, but not limited to, the exchange trading fee, Aura service fee and other fees related to the execution of the Orders(the “Trade Fees”). You agree to pay our Trade Fees promptly once your Order has been placed.
    2. The details of expected Trade Fees will be provided at our sole discretion and will be displayed on the Order Page (the “Expected Trade Fees”). You agree and authorize us to lock corresponding Expected Trade Fees when you order. The actual Trade Fees shall be deducted once the Order is executed completely.
    3. Although the Company will endeavor to deduct the Trade Fees on a regular basis, the Company’s failure to deduct the Trade Fees from your Account at any time you incur those Trade Fees does not waive the Company’s right to deduct those Trade Fees from your Account at any time in the future.
    4. The Company reserves the right to change or waive the rate of Trade Fees and other fees associated with the Services at our sole discretion from time to time while it does not affect the Order that has been previously placed.
  2. PROCEDURES
    1. The following procedures shall apply to your use of the Services:

(a)        You may enter the Order Page on Aura Platform (the “Order Page”) for the Services you intend to use, which lists the key terms of the Services, including, but not limited to, the order type, trading pair, execution price and execution amount.

(b)        You may specify the terms you intend to set in the Services on the Order Page and by clicking “Confirm” (or other phrases of equivalent meaning) button on the Order Page, you represent that you confirm and accept the terms specified on the Order Page, and you will be directed to the “Details”:

(i)          if the Details shows “Failed Order” (or other phrases of equivalent meaning), it means there is no binding Order executed for you. Such failure may happen due to the Company’s rejection of the Order you submitted, computer malfunction, network congestion, market data error or some other reasons. Both Parties understand and agree that no Party shall be liable for such transaction failure and the Company shall have the right to reject any Order at our sole discretion; and

(ii)         if the Details shows “Completed Order” (or other phrases of equivalent meaning), it means a binding Order is deemed to have been executed for you with the term specified in the Details, and the Company will acquire ownership and title of the Trade Fees immediately.

  1. NO LIABILITY FOR DATA TRANSMISSION SPEED; OBVIOUS ERROR OF ORDER

You hereby understand and agree that the Company has no responsibility for the speed or inaccuracy of the data transmission. You agree that if the Company determines that the Order placed by you contains an obvious error, then the Company shall have the right to cancel the Order at our sole discretion.

Wrapped Token T&C
Wrapped Token T&C

Terms and Conditions   

THIS IS AN IMPORTANT DOCUMENT.  

PLEASE READ IT CAREFULLY AND KEEP IT FOR FUTURE REFERENCE. 

The terms and conditions contain important information which apply to your dealings with us in relation to the Services (as defined in this document).  You should read this document carefully and keep it for future reference.  Different terms and conditions may apply in relation to specific services offered by us.  Any such terms and conditions are additional to the terms set out in this document.   

Certain risks relating to the Services are described in this document; however, this document does not disclose or discuss all of the risks, or other significant aspects, of conducting transactions or of the transactions conducted.  You should not construe these or any other statements as legal, tax or financial advice.   

We are not acting as your financial advisor and you must not regard it as acting in that capacity.  You should consult your own independent professional advisors before entering into any transaction and only enter into a transaction if you have fully understood its nature, the contractual relationship into which you are entering, all relevant terms and conditions and the nature and extent of your exposure to loss. 

If you have any questions about this document, or in the event of any service difficulties or interruptions, please contact us using the details below.

Effective Date: September 2025 (Version 1.0)

RISK DISCLOSURE

ENTERING INTO ANY DIGITAL ASSET RELATED TRANSACTIONS INVOLVES A HIGH DEGREE OF RISK. THE VALUE OF DIGITAL ASSETS MAY NOT BE BACKED OR SUPPORTED BY ANY GOVERNMENT.  DIGITAL ASSETS MAY SUFFER SIGNIFICANT VOLATILITY IN VALUE. IN PARTICULAR, THE PROVIDER DOES NOT GUARANTEE THAT THE VALUE OF ONE WRAPPED TOKEN WILL ALWAYS EQUAL ONE WRAPPABLE NATIVE TOKEN ON ANY EXCHANGE OR OTHER PLATFORM.  DUE TO A VARIETY OF FACTORS OUTSIDE OF THE PROVIDER’S CONTROL, THE VALUE OF WRAPPED TOKENS ON ANY PARTICULAR EXCHANGE OR OTHER PLATFORM COULD FLUCTUATE ABOVE OR BELOW ONE WRAPPABLE NATIVE TOKEN. ALTHOUGH A WRAPPED TOKEN WILL BE REDEEMABLE IN ACCORDANCE WITH THIS AGREEMENT FOR ONE WRAPPABLE NATIVE TOKEN LESS ANY APPLICABLE FEES, THE PROVIDER CANNOT CONTROL HOW THIRD PARTIES QUOTE OR VALUE WRAPPED TOKENS, AND THE PROVIDER IS NOT RESPONSIBLE FOR ANY LOSSES OR OTHER ISSUES THAT MAY RESULT FROM FLUCTUATIONS IN THE VALUE OF WRAPPED TOKENS. YOU ARE ADVISED TO CAREFULLY CONSIDER THE RISK EXPOSURE AND ACT CAUTIOUSLY. YOU MUST HAVE THE FINANCIAL ABILITY, SOPHISTICATION, EXPERIENCE, TOLERANCE AND WILLINGNESS TO BEAR THE RISKS OF ANY DIGITAL ASSET RELATED PRODUCTS OR SERVICES, AND A POTENTIAL TOTAL LOSS OF THE UNDERLYING ASSETS. A DIGITAL ASSET RELATED PRODUCT OR SERVICE IS NOT SUITABLE FOR EVERY PERSON. PLEASE CAREFULLY REVIEW YOUR FINANCIAL SITUATION AND OBJECTIVES TO DETERMINE WHETHER SUCH PRODUCT OR SERVICES IS SUITABLE FOR YOU.  YOU ARE RECOMMENDED TO SEEK INDEPENDENT LEGAL AND FINANCIAL ADVICE BEFORE TAKING ANY INITIATIVE IN CONNECTION WITH THE INFORMATION SET OUT HEREIN.

YOU ARE RESPONSIBLE FOR DETERMINING WHETHER THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT ARE LEGAL IN YOUR JURISDICTION AND YOU SHALL NOT ENTER INTO ANY SUCH TRANSACTIONS IF ANY ASPECT OF SUCH TRANSACTIONS IS ILLEGAL IN YOUR JURISDICTION. IF YOU ARE UNCERTAIN, PLEASE SEEK INDEPENDENT LEGAL ADVICE.

  1. Agreement to these Terms
    1. These term and conditions (this “Agreement”) are entered into between you (“you” or the “Counterparty”) and HTMI (BVI) Limited, a company incorporated under the laws of the British Virgin Islands (“we”, “us” or the “Provider”) 
    2. By directly or indirectly accessing or using the Services (as defined below) or clicking on “I agree” to accept this Agreement, you confirm that you have read, understood, accepted and agreed to be bound by all of the terms and conditions stipulated in this Agreement. If you do not agree to any of the terms and conditions in this Agreement, or any additional applicable terms and conditions, do not access or use the Services.
    3. Please read this Agreement carefully as it governs your use of the Services. This Agreement explains many of your responsibilities to us and our responsibilities to you, how and when this Agreement can be terminated and the extent of your and our liability. This Agreement, which is currently in force, is available on the platform interface used to access the Services (the “Platform”). We urge you to make a copy of this Agreement for future reference as it may change from time to time.
    4. We reserve the right to amend or modify this Agreement at our sole discretion at any time by publishing such amended or modified Agreement on the Platform. Any and all modifications or changes will become effective upon publication and you agree and acknowledge that we will not explicitly notify you about any possible amendments and modifications and it is your responsibility to check this Agreement periodically for changes. Your continued use of the Services following the publication of any changes to this Agreement will mean that you accept and agree to such changes.
  2. Definitions And Interpretation
    1. In this Agreement, unless the context otherwise requires, the following expressions shall have the following meanings:

Applicable Law means, in respect of any person, asset or activity, any and all laws, statutes, ordinances, treaties, regulations, rules, judgments, orders, decrees, rulings, charges, guidelines and requirements of any government or quasi-government (including supranational organisations), any agency, authority, regulatory body or other instrumentality of any government or quasi-government, any court or any exchange or listing organisation that are, in each case, in effect from time to time and applicable to that person, asset or activity.

Blockchain” means, with respect to any Digital Asset, a digital ledger in which transactions made with that Digital Asset are recorded.

Digital Asset” means any digital representation of value or rights which may be transferred and stored electronically, using distributed ledger technology or other technologies.

Event of Default” means:

  1. the Counterparty’s failure to pay any sums payable to the Provider under this Agreement when called upon to do so or on the due date;
  2. the Counterparty’s failure to submit to the Provider any documents requested by the Provider in form and substance satisfactory to the Provider (including information/documents as per Clauses 7.1 and Clause 7.2) when called upon to do so;
  3. a breach by the Counterparty of any of the terms of this Agreement and/or default in the observance of any rules and regulations of any governmental authority or self-regulatory organization; or
  4. fraudulent, criminal or malicious behavior by the Counterparty, including suspicious transactions;
  5. the filing of a petition in bankruptcy, winding up or the commencement of other similar proceedings against the Counterparty;
  6. the levy or enforcement of any attachments, execution of other process against the Counterparty;
  7. any representation or warranty made by the Counterparty to the Provider in this Agreement or in any document being or becoming false, incorrect or misleading; 
  8. the Counterparty being or becoming convicted of any criminal offence; or
  9. if the Counterparty is a natural person:
    1. the Counterparty committing an act of bankruptcy, a bankruptcy order being made against the Counterparty or the Counterparty otherwise being adjudicated bankrupt; 
    2. the death or incapacity of the Counterparty; or
    3. the Counterparty being or becoming of unsound mind.

Fees” has the meaning given to it in Clause 4.

Fee Supplement” means the fee supplement in such form as the Provider may determine;

Hex Trust Custodian” means Hex Trust Limited, HEX TRUST MENA FZE or any of their affiliate(s) that provides custody services;

Hex Trust Wallet” means the “Wallet” as defined in the terms and conditions relating to the custody services provided to you by a Hex Trust Custodian;

Inbound Transfer” means the sending by you of Digital Assets to a Hex Trust Wallet from an external wallet not hosted by any Hex Trust Custodian;

Indemnified Parties” means Indemnified Parties under Clause 9.1.

Outbound Transfer” means a transfer of Digital Assets from your Hex Trust Wallet to an external wallet;

Parties” means the Counterparty and the Provider and “Party” means either one of them.

Services” means the wrapping and unwrapping services provided by the Provider in accordance with this Agreement;

Travel Rule” has the meaning given to it in the Financial Action Task Force’s Updated Guidance for a Risk-Based Approach for Virtual Assets and Virtual Asset Service Providers issued October 2021, as amended, updated, supplemented, restated or replaced from time to time.

Wrappable Native Tokens” has the meaning given to it in Clause 3.1.

Wrapped Token” has the meaning given to it in Clause 3.2.

  1. Words importing one gender only shall include the other and, unless the context otherwise requires, words importing the singular number only shall include the plural and vice versa.
  2. Words importing persons include companies and associations or bodies of persons, whether corporate or unincorporated.
  3. References to Clauses are references to Clauses of this Agreement.
  4. References to statutes include any statutory modifications or re-enactments thereof, or rules promulgated thereunder for the time being in force.
  5. Clause headings are for convenience only and shall not affect the construction hereof. 
  6. References to this “Agreement” are references to this Agreement as from time to time amended, supplemented, restated or novated, respectively.
  7. Schedules, annexes and other attachments to this Agreement and the Fee Supplement (including their respective attachments, if any) form an integral part of this Agreement and are incorporated herein by reference.
  8. A reference to a party shall include that party's successors and permitted assigns
  9. Any words following the terms including, include, in particular, for example or any similar expression shall be construed as illustrative and shall not limit the sense of the words, description, definition, phrase or term preceding those terms. Where the context permits, other and otherwise are illustrative and shall not limit the sense of the words preceding them.
  10. Any obligation on a party not to do something includes an obligation not to allow that thing to be done.
  11. In the event of any conflict, ambiguity or inconsistency between any schedule, appendix, the Fee Supplement or the clauses of this Agreement, then the following order of precedence shall apply:
    1. the Fee Supplement;
    2. the clauses of this Agreement;
    3. any schedules or appendices.
  1. Services
    1. The Provider will determine, in its sole and absolute discretion, the native Digital Assets for which Services will be made available to the Counterparty under this Agreement (such Digital Assets being “Wrappable Native Tokens”).
    2. You may choose to effectuate an Outbound Transfer of a Wrappable Native Token to an external wallet on a supported Blockchain, by directing the Provider to wrap such Wrappable Native Token into a token that is compatible with such Blockchain. To wrap your Wrappable Native Token and complete an Outbound Transfer of the corresponding wrapped token (each, a “Wrapped Token”), you will need to have a Hex Trust Wallet in good standing. Additional geographic restrictions may apply, and eligibility is subject to change.  By electing to wrap your Wrappable Native Token into a corresponding Wrapped Token, you understand and agree that:
      1. Requests to wrap your Wrappable Native Token and effectuate an Outbound Transfer of a corresponding Wrapped Token to an external wallet may not be processed immediately.  Once wrapped, you cannot redeem your Wrapped Token for a corresponding Wrappable Native Token except as described in Clause 3.4;
      2. all right, title and interest in any Wrappable Native Tokens elected to be wrapped shall, upon the Outbound Transfer of the corresponding Wrapped Token, vest in the Provider free and clear of any liens, claims, charges or encumbrances or any other interest of the Counterparty or of any third person or any restriction on investment of or other dealing with such Wrappable Native Tokens whatsoever.  Nothing in this Agreement is intended to create or does create in favour of any person any mortgage, charge, lien, pledge, encumbrance or security interest in any Wrappable Native Tokens or any other property transferred by one party to the other party under the terms of this Agreement; and
      3. we may deduct Fees directly from the Wrapped Tokens and accordingly the number of Wrapped Tokens you receive may be less than the number of Wrappable Native Tokens you deliver after the deduction of such Fees (and any gas, transaction or other protocol fees or other applicable third party charges).
    3. In addition, you understand, agree and accept the following risks associated with electing to wrap any Wrappable Native Token into a corresponding Wrapped Token:
      1. the Provider does not guarantee the value of a Wrappable Native Token or the corresponding Wrapped Token;
      2. the Provider is not responsible for any change in the value of a Wrappable Native Token or the corresponding Wrapped Token.
      3. the external price of a Wrapped Token could diverge from the price of a corresponding Wrappable Native Token because of market fluctuations, which may be affected by the actions or inactions of market makers or other market participants who receive loans or other incentives to purchase the Wrapped Token.  In case of a significant price dislocation, the Provider may exercise its right to pause redemptions in accordance with paragraph (c) of Clause 3.4.
      4. the Provider does not guarantee that wrapping a Wrappable Native Token will result in a successful exchange or sale of a corresponding Wrapped Token, and the Provider will not have any obligation to backstop or otherwise intervene to guarantee liquidity of such Wrapped Token.
      5. the Provider does not guarantee the security or functionality of any third-party protocol, software or technology intended to be compatible with a Wrapped Token and is not responsible for any losses of any Wrapped Token due to the failure of third-party protocol, software or technology.
      6. the Provider does not own or control the underlying Blockchains which govern the operation of any Wrapped Token.  Generally, the underlying protocols are open source, and anyone can use, copy, modify, and distribute them. We assume no responsibility for the operation of the underlying Blockchains and do not guarantee the functionality or security of network operations. In particular, the underlying Blockchains may be subject to sudden changes in operating rules (including “forks”). Any such operating changes may materially affect the availability, value, functionality, and/or the name of the Wrapped Tokens. The Provider does not control the timing and features of these operating changes. It is your responsibility to make yourself aware of upcoming operating changes and you must carefully consider publicly available information and information that may be provided by the Provider in determining whether to continue to use the affected Wrapped Token. In the event of any such operational change, the Provider reserves the right to take such steps as may be necessary or desirable, including without limitation, temporarily suspending operations for the involved Wrapped Token; the Provider will endeavor to provide you notice of its response to any material operating change; however, such changes are outside of the Provider’s control and may occur without notice to the Provider. The Provider’s response to any operating change is subject to its sole discretion and may include deciding not to support any new Digital Asset, fork, or other actions. You acknowledge and accept the risks of operating changes to Blockchains and agree that the Provider is not responsible for such operating changes and not liable for any loss of value you may experience as a result of such changes in operating rules. You acknowledge and accept that the Provider has sole discretion to determine its response to any operating change and that we have no responsibility to assist you with unsupported currencies or protocols. You further acknowledge and accept that the Provider has no responsibility to support new Digital Asset forks or operating changes for Digital Assets;
      7. as with other Digital Assets, a Wrapped Token could be impacted by one or more regulatory actions, which could impede or limit the services we can provide with respect to such Wrapped Token.
    4. The following terms govern the unwrapping/redemption of Wrapped Tokens:
      1. If you initiate an Inbound Transfer of a Wrapped Token to your Hex Trust Wallet and you satisfy the eligibility requirements set forth in paragraph (b) below, the Provider will, on your instruction, “unwrap” such Wrapped Token and deposit a corresponding Wrappable Native Token to your Hex Trust Wallet (less any applicable Fees (and any gas, transaction or other protocol fees or other applicable third party charges)), thereby redeeming your Wrapped Token for a corresponding Wrappable Native Token.
      2. To successfully complete an Inbound Transfer of a Wrapped Token to your Hex Trust Wallet, you will need to be a Hex Trust Custodian customer with a Hex Trust Wallet in good standing. Additional geographic restrictions may apply, and eligibility is subject to change. Requests to complete an Inbound Transfer of a Wrapped Token to your Hex Trust Wallet may not be processed immediately.
      3. For the avoidance of doubt, an Inbound Transfer of a Wrapped Token to your Hex Trust Wallet will not automatically result in the Provider “unwrapping” such Wrapped Token and depositing a corresponding Wrappable Native Token to your Hex Trust Wallet.  To “unwrap” the Wrapped Token as described in paragraph (a) above, you must instruct the Provider to do so on the Platform.
      4. Additionally, the Provider may, in its reasonable discretion, (i) pause redemptions of any Wrapped Token for a corresponding Wrappable Native Token if there is a significant dislocation in the external market price of such Wrapped Token relative to a corresponding Wrappable Native Token that, in the Provider's sole discretion, suggests that the smart contracts or other technology or security features supporting such Wrapped Token have been compromised, (ii) refuse a redemption request if we suspect that the Wrapped Token being presented for redemption was acquired through fraudulent means, or (iii) pause redemption if we otherwise suspect that the security of the smart contracts used to mint and burn the applicable Wrapped Token has been compromised.  
    5. We reserve the right to treat any version of a Wrapped Token that has been created by a third party (e.g., via a third party wrapper or bridge to an unsupported network) (“Third Party Wrapped Token”) as an unsupported Digital Asset.  That means that we may refuse or be unable to redeem any Third Party Wrapped Token that is sent to your Hex Trust Wallet for the corresponding Wrappable Native Token, which may result in irreversible loss of such Third Party Wrapped Token. Do not send Third Party Wrapped Tokens to your Hex Trust Asset Wallet.
  2. Fees

For the Services, you shall pay all fees, charges, costs and other amounts to the Provider set out in the Fee Supplement (the “Fees”). The Fee Supplement shall be delivered by the Provider to you on or promptly after your onboarding to the Platform, and may be amended from time to time by the Provider on written notice to you.  All Fees are non-refundable, regardless of whether this Agreement is terminated (with or without cause).  Fees may be deducted directly from Wrapped Tokens or Wrappable Native Tokens in connection with any wrapping or unwrapping transaction.

  1. Restrictions
    1. The Counterparty acknowledges and agrees that this Agreement conveys no title or ownership rights to the Services.  The Counterparty does not acquire any rights in or to the Services express or implied, other than those expressly granted in this Agreement and all rights not expressly granted to the Counterparty are reserved by the Provider. The Provider retains all right, title and interest in and to the Services, including without limitation, all unpatented inventions, patent applications, patents, design rights, copyrights, trademarks, service marks, trade names, know-how and other trade secret rights, and all other intellectual property rights, derivatives or improvements thereof. 
    2. The Counterparty shall not, and shall not permit any of its authorised users, end users or any third party to: 
      1. modify, reproduce, copy, reverse engineer, decompile, reverse assemble or otherwise attempt to discover the source code, interface protocol or algorithms for;
      2. modify, adapt or translate;
      3. make any copies of;
      4. resell, distribute, or sublicense;
      5. use any robot, spider, scraper, or other automated means to access for any purpose; or
      6. introduce, post, or upload any harmful code to, the Services. 
    3. The Counterparty shall not use or access the Services in order to build a similar or competitive product or service nor to collect any market research for a competing business.  The Counterparty shall not, and shall not permit any of its end users or any other third party to use any device, software or routine to interfere with the proper function of the Services. The Counterparty shall not use the Services in any jurisdiction for unlawful, obscene, offensive or fraudulent content or activity, such as advocating or causing harm, interfering with or violating the integrity or security of a network or system, evading filters, sending unsolicited, abusive, or deceptive messages, viruses or harmful code, or violating third party rights. If there is a complaint or notice of violation, use may be suspended until resolved, and terminated if not resolved promptly.
    4. With respect to any data or information that the Provider provides to the Counterparty in connection with this Agreement and/or any Services, the Counterparty shall:
      1. use such data or information solely for the purpose set forth in this Agreement and in compliance with all Applicable Law;
      2. not distribute, retransmit, display or otherwise disclose or make available such data or information to third parties except as required by Applicable Law, in which event the Counterparty shall, to the extent it is legally permitted to do so, provide prior written notice to the Provider of such event with reasonable detail; and
      3. not enhance, alter or make derivative works from such data or information, or combine such data or information with any other information without the prior written consent of the Provider.
    5. The Counterparty shall not permit anyone other than its authorised users to access and use the Services or allow its authorised users to share with any third party his or her access credentials.
  2. Representations and Warranties

The Counterparty represents and warrants to the Provider that:

  1. the Counterparty has full power and authority or, if the Counterparty is a natural person, the capacity, to enter into and perform its obligations under this Agreement; 
  2. this Agreement constitutes legal, valid, and binding obligations enforceable against the Counterparty in accordance with its terms;
  3. the Counterparty’s entry into of and performance of its obligations under this Agreement do not violate or conflict with any Applicable Law and/or any contractual restriction binding on or affecting the Counterparty or any of its assets;
  4. the Counterparty is the sole beneficial owner of all Wrappable Native Tokens elected by it to be wrapped through the Services or it has received all necessary powers and authority to do so on a third party’s behalf;  and
  5. all information in any form provided by the Counterparty to the Provider is true and complete in all material respects.
  1. Duties of the Counterparty
    1. The Counterparty shall deliver or cause to be delivered to the Provider from time to time inter alia, any documents that may reasonably be requested by the Provider for the purpose of the Know-Your-Counterparty (KYC) and Anti-Money Laundering (AML) procedures.
    2. The Counterparty shall provide to Provider all information that may reasonably be requested by the Provider for the purpose of complying with the Travel Rule, including without limitation name, residential address and wallet address of the originator and beneficiary of certain Digital Asset transactions, a list of the Counterparty’s most-frequently used (also known as whitelisting of) wallet addresses to facilitate the Provider’s compliance with Travel Rule.  In this Clause, information shall be deemed to be reasonably requested whether or not compliance with the Travel Rule is required under Applicable Law to which the Provider is subject; provided, that, where such compliance is not mandatory, the Provider and the Counterparty shall use commercially reasonable efforts to cooperate in furtherance of such compliance;
    3. The Counterparty agrees to provide the Provider, when requested to do so, with copies of all documents and other relevant material as the Provider may require for the performance of their duties hereunder.
  2. Limitation of Provider’s Liability
    1. Subject to the terms hereof the Provider shall use the standard reasonable care in the performance of its duties under this Agreement but shall not be responsible for any loss or damage suffered by the Counterparty as a result of the Provider performing such duties unless the same results from an act of fraud, wilful misconduct or gross negligence on the part of the Provider and in which event the liability of the Provider in connection with the Digital Assets so affected by the Provider’s fraud, wilful misconduct or gross negligence as aforesaid shall not exceed the limitations set out in Clause 8.6.
    2. The provision of Services under this Agreement does not constitute the Provider an agent, a fiduciary or a trustee for the Counterparty and the Provider shall have no trust or other obligations in respect of any Wrapped Tokens or Wrappable Native Tokens except those expressly set out in this Agreement. Under no circumstances shall the contractual relationship between the Provider and the Counterparty be construed to create the relationship of principal and agent, trustee and beneficiary, employer and employee, partners or joint-venturers.
    3. The Provider shall not be liable for any and all losses arising from:
      1. any event of Force Majeure. For the purpose of this Clause, “Force Majeure” means, without limitations, events such as nationalization, expropriation, currency restrictions, acts of state, acts of God, earthquakes, fires, floods, typhoons, tsunami, wars, civil or military disturbances, sabotage, terrorism and cyber-terrorism, security, integrity, and availability of the Blockchain networks, epidemics, pandemics, riots, interruptions, loss or malfunctions of utilities, computer (hardware or software) or communications service, accidents, labour disputes, regulatory changes, central securities depository and central bank including their regulatory agencies, power failures or breakdowns in communications links or equipment of the Provider or of its agents (or of any third parties as aforesaid); 
      2. suspension of Services for maintenance as notified by the Provider to the Counterparty;
      3. network latency or system failure to transmit data; 
      4. disruption events beyond the reasonable control of the Provider including hacking, attacks (including cyber attacks), exploits, computer virus, technical adjustment or failure, website upgrade, banking issues, temporary closure due to government regulations or other Applicable Law; 
      5. any Blockchain malfunctioning due to whatever reason not attributable to the Provider or whose functioning is modified by governance proposals or otherwise;
      6. damage to, defects in or abnormal performance of any computer systems that are involved directly or indirectly in the provision of Services, including those relating to cloud computing services (including AWS or any other server service provider being used) used by the Provider in connection with the performance of its obligations under this Agreement; 
      7. technical problems that cannot be predicted or solved by existing technical forces and solution in the industry;
      8. fault, delay, negligence or other act or omission of third parties;
      9. changes in Applicable Law; 
      10. any accidents caused by other unforeseeable, unavoidable and unsolvable objective circumstances; 
      11. any unauthorised access, breach of firewalls, other hacking, or fraud or forgery of any third parties;
      12. defects, errors, security vulnerabilities, viruses, errors, failures or bugs in the Counterparty’s software;
      13. the Counterparty’s delay in or failure to take any actions upon which the Provider’s performance is dependent; 
      14. the Counterparty’s failure to use the Services in accordance with the Provider’s requirements, including without limitation, as described in any manuals, specifications, and other materials with respect to the Services provided by the Provider to the Counterparty;
      15. the Counterparty’s failure to act in accordance with any Blockchain; or
      16. the Counterparty’s products or services, or the Counterparty’s or any of its authorised users’, representatives’ or end users’ fraud, gross negligence, willful misconduct.
    4. The Provider shall not be liable for:
      1. lost profits, business, value, revenue, business interruption, loss of revenue or profits, loss of business opportunity, customers or contracts, goodwill, opportunity or anticipated savings whether direct or indirect, even if the Provider is advised of or knew or should have known of the possibility of the same; or
      2. any special, incidental, exemplary, indirect, or consequential loss or damages.
    5. In any event, the Provider’s total liability to the Counterparty under this Agreement shall not exceed an amount equal to the lesser of (a) the amount of any actual direct losses incurred by the Counterparty, and (b) the fees actually paid by the Counterparty during the most recent 12 month period during which such Services were provided under this Agreement (or, if the Services were provided for a shorter period, such shorter period). 
    6. To the fullest extent permitted by law, the Services are provided "as is" and "with all faults" and the Provider disclaims all representations, warranties and guarantees, whether express, implied or statutory, including infringement of third party rights or implied warranties of merchantability, title, non-infringement and fitness for any particular purpose. The Provider makes no representation, warranty or guarantee related to useability, effectiveness, reliability, accuracy, or completeness of the Services, that the Provider will continue to offer the Services or that the Services will be reliable, effective, secure, timely, uninterrupted, error-free, meet the Counterparty’s requirements or expectations or fit any particular purpose of the Counterparty.  
    7. The Counterparty acknowledges that the Services, or any work or product in respect of the same cannot be wholly free from defects, errors, security vulnerabilities, viruses, errors, failures, bugs or loopholes which may be exploited by third parties, or other harmful components and the Provider gives no warranty or representation that the Services, or any work or product in respect of the same will be wholly free from defects, errors, security vulnerabilities, viruses, errors, failures, bugs or loopholes which may be exploited by third parties, or other harmful components.
    8. The Provider does not warrant or represent that the usage of the Services by the Counterparty will not give rise to any legal liability on the part of the Counterparty or any other person.
  3. Indemnification
    1. The Counterparty agrees to indemnify and hold the Provider and each of its affiliates, and each of their respective officers, directors, agents, joint venturers, employees and representatives (the “Indemnified Parties”), harmless from any claim, liability, loss, cost, expense, damage or demand (including legal fees and any fines, fees or penalties imposed by any regulatory authority) arising out of or related to:
      1. any action taken or omitted to be taken by the Provider under or in connection with this Agreement, but excluding those liabilities, losses, damages, costs and expenses which arise (whether through act or omission) as the result of fraud, willful misconduct or gross negligence on the part of the Provider in the performance of its duties under this Agreement;
      2. the Counterparty’s breach of this Agreement or any Event of Default;
      3. the Counterparty’s violation of any Applicable Law or the rights of any third party; and
      4. any loss resulting from the Counterparty’s wilful misconduct, fraud or negligence.
    2. Any invalidity, unenforceability, release or discharge of the liability of the Counterparty to any of the Indemnified Parties shall not affect the liability of any other persons (if any) to the Indemnified Parties.
  4. Risk Factors and Disclosure

The Counterparty understands and acknowledges that:

  1. the Counterparty is not entitled to any interest, distributions or other returns earned on Wrappable Native Tokens by the Provider.  Wrapped Tokens do not generate any interest, distributions or other returns for holders;
  2. the Counterparty is responsible for determining whether any product or service under this Agreement is legal and allowed in its jurisdiction and shall not purchase or use such product or service if such purchase or use conflicts with any Applicable Law. The Counterparty is urged to seek independent legal and financial advice in this regard; 
  3. we may enter into arrangements with certain [persons] to receive rebates, commissions or other payments in respect of [the Services] [Wrapped Tokens];
  4. the regulatory status of Digital Assets is not settled, varies among jurisdictions and is subject to significant uncertainty. Legislative and regulatory changes or actions relating to Digital Assets at a national or international level may adversely affect or restrict, as applicable, the use, transfer, exchange and value of Digital Assets.  The value of Digital Assets may be derived from the continued willingness of market participants to exchange fiat money for Digital Assets, failing which there may be permanent and total loss of value of any one or more Digital Assets; and
  5. the Provider has no obligation to provide Services with respect to, or otherwise support, any: “airdrops” or “forks” of the Wrappable Native Tokens or Wrapped Tokens; or any units of the Wrappable Native Token or Wrapped Tokens transferred or stored on Blockchains that the Provider does not support for the purpose of this Agreement.
  1. Term, Event of Default and Termination
    1. This Agreement shall be effective from the date first above written and shall continue until terminated in accordance with the provisions of Clause 11.2, 11.3 or 11.4.
    2. Except as otherwise provided in this Agreement, the obligations of the Provider hereunder may be terminated by the Counterparty or the Provider upon thirty (30) days’ prior written notice to the other.  
    3. If (i) an Event of Default occurs, (ii) the Provider determines that this Agreement or the Provider’s performance of it may not comply with Applicable Law, including any AML or counter-terrorist financing requirements, or (iii) the  Provider determines that this Agreement or the services provided under this Agreement may be used to circumvent any Applicable Law, including any AML or counter-terrorist financing requirements, then, without prejudice to any other rights or remedies that the Provider or any other person may have against the Counterparty and without further notice to the Counterparty, the Provider shall be entitled to immediately: 
      1. terminate all or any part of this Agreement without notice; and/or
      2. temporarily or permanently suspend the Counterparty’s access to or ability to use all or any part of the Services.  
    4. Upon termination or expiration of this Agreement: (i) all rights and obligations of both Parties, including all licences granted hereunder, shall immediately terminate, (ii) each Party will destroy all confidential information and other materials of the other Party in its possession (subject to any retention periods under Applicable Law or internal policy) and (iii) Clauses 5, 8, 9, 11.4 and 12, will survive.  
  2. Confidentiality
    1. “Confidential Information” means any and all information disclosed by either Party to the other which is marked “confidential” or “proprietary”, or which the recipient knows or has reason to know is regarded by the disclosing party as such, including oral information.  “Confidential Information” does not include any information that the receiving party can demonstrate by its written records: (a) was known to it prior to its disclosure hereunder by the disclosing party; (b) is or becomes known through no wrongful act of the receiving party; (c) has been rightfully received from a third party authorised to make such a disclosure; (d) is independently developed by the receiving party; (e) has been approved for release by the disclosing party’s prior written authorisation; (f) has been disclosed by court order or as otherwise required by law, provided that the party required to disclose the information provides prompt advance notice to enable the other party to seek a protective order or otherwise prevent such disclosure. For any legally compelled disclosure or disclosure pursuant to a court, regulatory, or securities filing, the Parties shall reasonably cooperate to limit disclosure (at the sole cost and expense of the Party seeking to limit disclosure).
    2. Neither Party will use any Confidential Information of the disclosing party except as necessary to exercise its rights or perform its obligations set forth under this Agreement or as expressly authorised in writing by the other Party.  Each Party shall use the same degree of care to protect the disclosing party’s Confidential Information as it uses to protect its own confidential information of like nature, but in no circumstances less than reasonable care.  Neither Party shall disclose the other Party’s Confidential Information to any person or entity other than its officers, employees, consultants and legal advisors who need access to such Confidential Information in order to effect the intent of the Agreement and who have entered into written confidentiality agreements with it as least as restrictive as those in this Clause. Upon any termination of this Agreement, subject to any bona fide record retention requirements under Applicable Law, the receiving party will promptly return to the disclosing party or destroy, at the disclosing party’s option, all of the disclosing party’s Confidential Information.
    3. If so requested, the Counterparty shall provide to the Provider a signed statement confirming that it has fully complied with Clause 12.2 above. 
  3. Delays or Omissions
    1. No delay or omission to exercise any right, power or remedy accruing to the Provider under this Agreement shall impair any such right, power or remedy of the Provider nor shall it be construed to be a waiver of any breach or default of the Counterparty, or an acquiescence therein, or of any similar breach or default thereafter occurring; nor shall it constitute any waiver of any other breach or default theretofore or thereafter occurring. Any waiver, permit, consent or approval of any kind or character on the part of the Provider of any breach or default under this Agreement or any waiver on the part of the Provider of any provisions or conditions of this Agreement, must be in writing and shall be effective only to the extent specifically set forth in such writing. All remedies, either under this Agreement, or by law or otherwise afforded to the Provider shall be cumulative and not alternative.  No single or partial exercise of any right, power or remedy of the Provider shall prevent or restrict the further exercise of that or any other right, power or remedy.
    2. Except as expressly provided in this Agreement, the rights and remedies provided under this Agreement are in addition to, and not exclusive of, any rights or remedies provided by law. 
  4. Compliance with Laws

Each Party shall comply, at its own expense, with all Applicable Laws with respect to this Agreement. If the Counterparty receives any notice or becomes aware of any violation of any Applicable Law with respect to this Agreement, the Counterparty shall promptly notify the Provider of such notice or violation. 

Notwithstanding any provision of this Agreement to the contrary, but subject to the provisions of Clause 24, where the Provider is for the time being subject to any regulatory requirements under any Applicable Law in relation to its dealings with the Counterparty under this Agreement, the rights and obligations of the Provider under the provisions of this Agreement shall be read and construed to the greatest extent permitted by, and in accordance with such regulatory requirements. 

  1. Taxes
    1. The Counterparty shall be solely responsible to determine whether, and to what extent, any taxes, levies or duties or any other liability or payment (collectively, “Taxes”) applies to any transactions contemplated by this Agreement and to withhold, collect, report, file returns or make other filings in respect of, pay and remit the correct amount of such Taxes to the appropriate authority whether governmental or otherwise.  
    2. The Provider has the right to make any tax withholdings or filings that the Provider is required by Applicable Law to make, but the Provider is not responsible for determining whether taxes apply to any transaction, or for collecting, reporting, or remitting any taxes arising from any transaction.  The Provider makes no representations or warranties and accepts no liability in this regard.
  2. Nature of Relationship

The Counterparty acknowledges and agrees that the Provider has not acted and is not acting as a fiduciary or a professional advisor of the Counterparty and has not provided (or held itself out as providing) to the Counterparty recommendations or advice with respect to any particular financial or investment decisions or advice (including legal, tax or investment advice) of any other nature.  Nothing in this Agreement shall be deemed or is intended to be deemed, nor shall it cause, the Counterparty and the Service Provider to be treated as partners, joint ventures, or otherwise as joint associates for profit.

  1. Assignment
    1. The Counterparty shall not assign, transfer, mortgage, charge, subcontract, declare a trust over or deal in any other manner with any or all of its rights and obligations under this Agreement without the prior written consent of the Provider. 
    2. Each Party confirms that it is acting on its own behalf and not for the benefit of any other person.
  2. Entire agreement
    1. This Agreement constitutes the entire agreement between the Parties and supersedes and extinguishes all previous discussions, correspondence, negotiations, drafts, agreements, promises, assurances, warranties, representations, arrangements and understandings between them, whether written or oral, relating to their subject matter.  
    2. Each Party acknowledges that in entering into this Agreement, it does not rely on, and shall have no remedies in respect of, any statement, representation, assurance or warranty (whether made innocently or negligently) that is not set out in this Agreement.
    3. Nothing in this Clause 18 shall limit or exclude any liability for fraud.
  3. Calculations
    1. In any litigation or arbitration proceedings arising out of or in connection with this Agreement, entries made in accounts maintained by the Provider are prima facie evidence of the matters to which they relate.
    2. Any certification or determination by the Provider of a rate, amount or calculation under this Agreement is, in the absence of manifest error, conclusive evidence of the matters to which it relates.
  4. Notices

Except as otherwise provided in this Agreement, all requests, demands, notices or other communications (“Notices”) between the Parties, shall be delivered by email and/or such other means of communication as may be agreed between the Parties.  Notices to the Provider shall be sent to the email address or other contact details as the Provider may specify to the Counterparty from time to time.  Notices to the Counterparty shall be sent to the email address or other contact details on file with the Provider provided by the Counterparty or by posting to a page accessible by the Counterparty on the Platform.  The Counterparty shall at all times ensure that correct and operational contact details for Notices to the Counterparty is on file with the Provider.  Notices sent by email or other electronic method shall be deemed to be received immediately after transmission. 

  1. Severance

If any provision of this Agreement or part-provision of this Agreement is or becomes invalid, unenforceable or illegal, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant provision or part-provision shall be deemed deleted. Any modification to or deletion of a provision or part-provision under this Clause 21 shall not affect the validity and enforceability of the rest of this Agreement.

  1. Third party rights

Except for an Indemnified Party or an affiliate or related party of the Provider as contemplated in Clause 18.1, a person who is not a party to this Agreement shall not have any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this Agreement.  Notwithstanding any term of this Agreement, the consent of any third person who is not a Party is not required to rescind or vary this Agreement at any time.

  1. Language

If this Agreement is translated into any language other than English, the English language text shall prevail.

  1. Governing law 

This Agreement and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with this Agreement or its subject matter or formation shall be governed by and construed in accordance with the law of England and Wales.

  1. Jurisdiction
    1. Subject to Clause 25.2, any dispute, controversy, difference or claim arising out of or relating to this contract, including the existence, validity, interpretation, performance, breach or termination thereof or any dispute regarding non-contractual obligations arising out of or relating to it (a “Dispute”) shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (HKIAC) under the HKIAC Administered Arbitration Rules (the “Arbitration Rules”) in force when the notice of arbitration is submitted. The law of this arbitration clause shall be Hong Kong law. The seat of arbitration shall be Hong Kong. The number of arbitrators shall be one (1). The arbitration proceedings shall be conducted in English.
    2. The Provider may, by notice in writing to the Counterparty, require that all Disputes or a specific Dispute be heard by a court of law. If the Provider issues such notice before the Provider has submitted a Notice of Arbitration or Answer to the Notice of Arbitration (in each case as defined in the Arbitration Rules), the Dispute to which such notice refers shall be determined in accordance with Clause 25.3.   If the Provider issues such notice after service of any Notice of Arbitration, the Dispute to which such notice refers shall be determined in accordance with Clause 25.3 and the Parties must also promptly give notice to the HKIAC and to any arbitrator already appointed that such Dispute(s) will be settled by the courts and that the arbitration proceedings and the appointment of any arbitrator in relation to such Dispute(s) shall be immediately terminated.
    3. If the Provider refers a Dispute to court in accordance with Clause 25.2:
  1. Subject to paragraph (c) below, the courts of England have exclusive jurisdiction to settle any Dispute;
  2. Subject to paragraph (c) below, the Parties agree that the courts of England are the most appropriate and convenient courts to settle any Dispute and accordingly no Party will argue to the contrary; and
  3. The Provider shall not be prevented from taking proceedings relating to a Dispute in any other courts with jurisdiction. To the extent allowed by law, the Provider may take concurrent proceedings in any number of jurisdictions.
Global Privacy Policy
Privacy Policy

Your privacy is important to us. At Hex Trust (“we”, “us” or “our”), we are committed to protecting the privacy, confidentiality and security of the personal information we collect and hold by complying with the requirements under the Hong Kong Privacy (Data Protection) Ordinance (Chapter 486 of the Laws of Hong Kong) (“​PDPO​”). We are equally committed to ensuring that all our employees and agents uphold these obligations.

This policy explains how we manage personal information within our organisation. It applies to us​ ​and all of our related companies, affiliates and associates.

How do we collect personal information?

We collect personal information from you in the following circumstances: when you register an account with us; order products or services from us; subscribe to our newsletter; or complete any application form to us or submit a query or request to us. In some cases, we may be required by law to collect personal information about you. The personal information will generally be acquired through our channels, but we may however obtain information through a third party, such as representatives, agents or contractors who provide services to us, or third parties whom may refer you to us as they think you may be interested in our products or services.

What information do we collect?

The kinds of personal information that we collect and hold about you may include:

  • identifying information, such as your name, date of birth, identity document, passport, business registration, certificate of incorporation, etc..;
  • contact information, such as your postal address, email address and telephone number;
  • social media profile information that you make available to us or to the public;
  • blockchain identifiers, such as blockchain addresses and public keys;
  • usernames and passwords that you create when registering for an account with us;
  • details of any products or services that we provide to you;
  • information about how you use the products and services we provide; and
  • records of our communications with you, including any messages you send us.

Without this information, we may not be able to provide you with our products or services (or with all of the features and functionality offered by our products or services) or to respond to queries or requests that you submit to us.

What do we use your personal information for?

We use personal data that we collect about you for the following purposes:

  • to verify your identity for the purpose of satisfying our Anti-Money Laundering obligation;
  • to determine your eligibility for any of our products or services;
  • to determine your compliance with the terms and conditions that apply to any of our products or services and applicable law;
  • to enable us to provide our products and services;
  • to improve our website based on your information and feedback;
  • to answer your queries and requests;
  • to comply with our legal and regulatory obligations;
  • to carry out market analysis and research;
  • to monitor use of our products and services;
  • to assess, maintain, upgrade and improve our products and services;
  • to carry out education and training programs for our staff;
  • to manage and resolve any legal or commercial complaints or issues;
  • to carry out planning and forecasting activities and other internal business processes; and
  • to keep you informed about our activities, including by sending out newsletters.

EEA Residents: For individuals who reside in the European Economic Area (including the United Kingdom) or Switzerland (collectively “EEA Residents”), pursuant to Article 6 of the EU General Data Protection Regulation (GDPR) or any equivalent legislation (collectively “EEA Data Protection Law”), we process this personal information based on our contract with you to comply with our legal obligations, to satisfy our legitimate interests as described above and to satisfy on your consent.

Who do we disclose your personal information to?

We may share personal information about you with:

  • your representatives, advisers and others you have authorised to interact with us on your behalf;
  • our staff who need the information to discharge their duties;
  • related entities within our corporate group;
  • our business partners, agents and service providers;
  • payment system operators and financial institutions;
  • prospective purchasers of all or part of our business or shares in our company or a related entity;
  • professional advisers who we engage to provide advice on our business; and
  • government authorities who ask us to disclose that information, or to other people as required by law.

Under this privacy policy, you consent to your personal information being disclosed in such circumstances.

In some cases, the people to whom we disclose your personal information may be located overseas. There may not be in place data protection laws which are substantially similar to, or serve the same purposes as Hong Kong. As such, your personal information may not be protected to the same or similar extent as in Hong Kong.

How do we protect and store your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.We offer the use of a secure server. All personal information provided to us is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our database, which can only be accessed by those with special access rights to our systems, and are required to keep the information confidential. We update these physical and technical security processes and procedures from time to time to address new and emerging security threats that you become aware of.

Do we retain your personal information?

Yes, however your personal data will not be kept longer than required.

We may retain your personal information for a period of at least seven (7) years from the date on which we collect the information until the last transaction is completed with you or our relationship ends (whichever occurs last). At our discretion, we may retain personal data for longer than this period if we consider it necessary or desirable to do so to meet our legal or regulatory obligations.

Can you access and correct your personal information?

Yes. If you want to access any of the personal information that we hold about you or to correct some aspect of it (e.g. because you think it is incomplete or incorrect), please contact us using the contact details set out below. To protect the integrity and security of the information we hold, we may ask that you follow a defined access procedure, which may include steps to verify your identity. In certain cases we may charge you an administration fee for providing you with access to the information you have asked for, but we will inform you of this before proceeding. There may be cases where we are unable to provide the information you request, such as where it would interfere with the privacy of others or result in a breach of confidentiality. In these cases we will let you know why we cannot comply with your request.

Even if you do not request access to and/or correct your personal data held by us, if we are satisfied that, having regard to the reasons for which we hold your personal data, that personal data is inaccurate, incomplete, out-of-date, irrelevant or misleading, we may take reasonable steps to correct that data.

Do we use cookies?

Yes, we use cookies on our website/platform to monitor and observe your use of our websites, compile aggregate data about that use, and provide you with more effective service (which may include customising parts of our websites based on your preferences and past activities on those websites). “Cookies” are small text files created and stored on your hard drive by your internet browser software, in order to hold relevant information and the webpage you are currently viewing. Most internet browsers have a facility that will allow you to disable cookies altogether – please refer to your browser’s help menu to find out how to do this. While you will still be able to browse our websites with cookies disabled on your internet browser, some website functionality may not be available or may not function correctly.

Third party links

Occasionally, at our discretion, we may include links to third party products or services on our website. These third-party sites have separate and independent privacy policies. Further, we do not verify their content. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Your Consent

By using our site, providing personal information and/or using any of our products or services, you agree that you consent to our privacy policy, as updated from time to time.

Changes to our Privacy Policy

We may make changes to this policy from time to time, to take into account changes to our standard practices and procedures or where necessary to comply with new laws and regulations. The latest version of this policy will be available at kyc.hexcustody.com/privacy-policy.html

European Economic Area Users & Data

If you are a resident of the European Economic Area (the “EEA”), we are the controller with respect to your personal information. We determine the means and purposes of processing data in relation to e-wallet and cryptocurrency transactions.

Legal basis for processing personal information

Our legal bases for processing under General Data Protection Regulation are described above in the sections entitled “What do we use your personal information for?”. We may process your personal information if you consent to the processing, to satisfy our legal obligations, if it is necessary to carry out our obligations arising from any contracts we entered with you, or to take steps at your request prior to entering into a contract with you, or for our legitimate interests to protect our property, our rights or safety and our customers or others.

Direct Marketing

If you are a current customer residing in the EEA, we will only contact you by electronic means (email) with information about our services that are similar to those which were the subject of a previous sale or negotiations of a sale to you.

If you are a new customer and located in the EEA, we will contact you if you are located in the EU by electronic means for marketing purposes only if you have consented to such communication. If you do not want us to use your personal information in this way, or to pass your personal information on to third parties for marketing purposes, please contact us to opt-out immediately. You may raise such objection with regard to initial or further processing for purposes of direct marketing, at any time and free of charge. Direct marketing includes any communications to you that are only based on advertising or promoting products and services

Individual Rights

EEA users have the following rights, which can be exercised by contacting us:

  • Right to withdraw consent. You have the right to withdraw your consent to the processing of your personal information collected on the basis of your consent at any time. Your withdrawal will not affect the lawfulness of our data processing based on consent before your withdrawal.
  • Right of access to and rectification of your personal information. You have a right to request that we provide you a copy of your personal information held by us. This information will be provided without undue delay subject to some fee associated with gathering of the information (as permitted by law), unless such provision adversely affects the rights and freedoms of others. You may also request us to rectify or update any of your personal information held by us ​that is inaccurate. Your right to access and rectification shall only be limited where the burden or expense of providing access would be disproportionate to the risks to your privacy in the case in question, or where the rights of persons other than you would be violated.
  • Right to delete. You have the right to request deletion of your personal information that: (a) is no longer necessary in relation to the purposes for which it was collected or otherwise processed; (b) was collected in relation to processing that you previously consented, but later withdraw such consent; or (c) was collected in relation to processing activities to which you object, and there are no overriding legitimate grounds for our processing. If we have made your personal information public and are obliged to delete the personal information, we will, taking account of available technology and the cost of implementation, take reasonable steps, including technical measures, to inform other parties that are processing your personal information that you have requested the deletion of any links to, or copy or replication of your personal information. The above is subject to limitations by relevant data protection laws.
  • Right to data portability. If we process your personal information based on a contract with you or based on your consent, or the processing is carried out by automated means, you may request to receive your personal information in a structured, commonly used and machine-readable format, and to have us transfer your personal information directly to another “controller”, where technically feasible, unless exercise of this right adversely affects the rights and freedoms of others. A “controller” is a natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of your personal information.
  • Right to restriction of or processing. You have the right to restrict or object to us processing your personal information where one of the following applies:
    • (a) You contest the accuracy of your personal information that we processed. In such instances, we will restrict processing during the period necessary for us to verify the accuracy of your personal information.
    • (b) The processing is unlawful and you oppose the deletion of your personal information and request the restriction of its use instead.
    • (c) We no longer need your personal information for the purposes of the processing, but it is required by you to establish, exercise or defence of legal claims.
    • (d) You have objected to processing, pending the verification of whether our legitimate grounds of us processing your data override your rights.
  • Restricted personal information shall only be processed with your consent or for the establishment, exercise or defence of legal claims or for the protection of the rights of another natural or legal person or for reasons of important public interest. We will inform you if the restriction is lifted.
  • Notification of deletion rectification and restriction. We will communicate any rectification or deletion of your personal information or restriction of processing to each recipient to whom your personal information has been disclosed, unless this proves impossible or involves disproportionate effort. We will inform you about those recipients if you request this information.
  • Right to object to processing. Where the processing of your personal information is based on consent, contract or legitimate interests you may restrict or object, at any time, to the processing of your personal information as permitted by applicable law. We can continue to process your personal information if it is necessary for the defence of legal claims, or for any other exceptions permitted by applicable law.
  • Automated individual decision-making, including profiling. You have the right not to be subject to a decision based solely on automated processing of your personal information, including profiling, which produces legal or similarly significant effects on you, save for the exceptions applicable under relevant data protection laws.
  • Right to lodge a complaint. If you believe that we have infringed your rights, we encourage you to contact us first at ​ops@hexcustody.com so that we can try to resolve the issue or dispute informally. You can also complain about our processing of your personal information to the relevant data protection authority. You can complain in the EU member state where you live or work, or in the place where the alleged breach of data protection law has taken place. In the UK, the relevant data protection authority is the Information Commissioner's Office.Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF, 0303 123 1113, ​casework@ico.org.uk​.
  • Storage of your personal information. We ​will try to limit the storage of your personal information to the extent that storage is necessary to serve the purpose(s) for which the personal information was processed, to resolve disputes, enforce our agreements, and as required or permitted by law.

Your rights to personal information are not absolute. Access may be denied when:

  • denial of access is required or authorized by law;
  • granting access would have a negative impact on other's privacy;
  • to protect our rights and properties; and
  • where the request is frivolous or vexatious.

Complaints

We try to meet the highest standards in order to protect your privacy. However, if you are concerned about the way in which we are managing your personal data and think we may have breached any applicable privacy laws, or any other relevant obligation, please contact us by using the contact details set out below. We will make a record of your complaint and refer it to our internal complaint resolution department for further investigation. We will deal with the matter as soon as we can, and keep you informed of the progress of our investigation.

If we have not responded to you within a reasonable time or if you feel that your complaint has not been resolved to your satisfaction, you are entitled to make a complaint to the Hong Kong Privacy Commissioner for Personal Data.

Contact details

If you want any further information from us on privacy matters, please contact us at: ops@hexcustody.com

Global Legal & Privacy
Legal & Privacy

Disclaimer

Hex Trust cannot guarantee the value of Virtual Assets and does not provide such assurance. You acknowledge and agree that the value of Virtual Assets is highly volatile, and trading or holding them involves a significant risk of loss. The value of virtual assets can fluctuate rapidly and may even decline to zero. Additionally, virtual assets may not be transferable or liquid, and there may be instances of fraud, manipulation, theft, or loss. Please note that Hex Trust never requests users to disclose their account passwords, online banking or ATM passwords, debit/credit card CVV numbers, or to make payments in person or via cash deposits or money transfers (Western Union, MoneyGram, etc.).

Collection of Information

Hex Trust is concerned to ensure that all personal data submitted through Hex Trust website www.hextrust.com (“Hex Trust Website”) are handled in strict adherence to the internal Privacy policy.

Hex Trust will record the visits to Hex Trust Website by using cookies and page tagging without collecting any personal identifiable information of users.

Cookies

A cookie is a small amount of data created in a computer when a person visits a website. It often includes an anonymous unique identifier. A cookie can be used to identify a device. It, however, is not used to collect any personal information. In other words, it does not have the function of identifying an individual user of the website. Cookies are used by Hex Trust to collect statistics about the number of visits of users to Hex Trust Website and the users’ preference of websites and online services offered on Hex Trust. Cookies are also used as set out below under the caption “Google Analytics”. You may choose to accept or reject cookies. If you reject the cookies, you will not be able to use some of the functions of Hex Trust , such as saving your preferences in using Hex Trust Website and accessing some online services on Hex Trust Website.

Google Analytics

Hex Trust uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies to help the website analyse how you use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and Internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Download Google Analytics Opt-out Browser Add-on

Page Tagging

Javascript and pixel tags are used to collect statistics on customer usage patterns of Hex Trust Website and Hex Trust online services offered on Hex Trust Website; and for tracking the performance of our online advertisements. A pixel tag is a transparent image placed on certain webpages to collect data on user activities. The collected data are aggregated and analysed for measuring the effectiveness, improving the usability of Hex Trust Website and the services provided on GovHK. No personal or identifiable information about a visitor would be collected. You may disable JavaScript on your device. Disabling JavaScript should not affect your access to Hex Trust Website, but you will not be able to use some of Hex Trust Website functions, such as changing text size and accessing Hex Trust online services offered through Hex Trust Website.

Provision of Personal Data

For different purposes and at different times you may be invited to provide personal data to Hex Trust through Hex Trust Website on a voluntary basis. Personal information may include your name, company name, telephone number or e-mail address. Hex Trust will specify the collection purpose and intended usage of your data when it invites you to provide such information. Unless permitted or required by law, Hex Trust will not disclose your personal data to any third parties without your prior consent. Hex Trust Website uses SSL protocol to encrypt data during network transmission to protect your personal data. All personal data you provide to Hex Trust via Hex Trust Website are secured, and access to them is restricted to authorised personnel only.

Reach out to us at privacy@hextrust.com for any general privacy related enquiries.

Reach out to us at privacy.italy@hextrust.com for any Italy privacy related enquiries.

Global Email Disclaimer
Email Disclaimer

Our e-mail message (including any attachments) is intended only for the named recipient(s). It may contain confidential information that is privileged or that constitutes attorney work product. We do not waive confidentiality if you have received this communication in error. Email from and to this address may be subject to monitoring and archiving procedures by Hex Trust. If you are not the intended recipient or you have received this e-mail in error, you are hereby notified that any use, dissemination, distribution, copying or any action taken in reliance of the content of this e-mail and any attachment(s) is STRICTLY PROHIBITED. In addition, please immediately notify the sender by replying to this e-mail and delete the message and any attachment(s) from your system.

All content in our email messages has been obtained from sources deemed to be reliable, but is subject to unintentional errors, omissions and changes without notice, and is not warranted by Hex Trust as to its accuracy or completeness and Hex Trust does not accept liability for any errors or omissions in the contents of its emails that arise as a result of email transmission. It is the responsibility of the recipients to independently confirm its accuracy and completeness. The sender undertakes no obligation to update or correct the information in any of its emails.

Any views or opinions presented are solely those of the author and do not necessarily represent those of Hex Trust. This message is for general information purposes only, and it is not and does not constitute any investment advice, offer to perform investment advisory services, any solicitation or offer to buy or sell any assets or financial product or instrument or an official confirmation of any transaction in any jurisdiction. You should not rely on the information contained herein, and should rely solely on, and carefully read, the appropriate offering and related subscription materials relating to any specific investment product before making any investment decision. To the extent the contents hereof contain performance data, please be advised that past performance is not indicative of future results. Any investment in digital asset involve significant risks (including but not limited to digital assets may decrease in value over time and/or lose all monetary value), all of which you should fully acknowledge and assume before making any investment.

The instruments that Hex Trust invests in, finances, intermediates or risk-transfers are not suitable for all investors and trading in these instruments is considered risky and is appropriate only for institutional investors. All offering of services will be subject to Hex Trust policies and procedures, including ongoing credit and risk approvals and subject to change at any time. Any information contained herein or attached about Hex Trust products or services is for use by institutional investors only.

Hex Trust MENA FZE Disclaimer
Hex Trust MENA FZE

License no.

VL/23/08/002

Licensed Activity:

Virtual Assets Custody Services - Authorised to serve Institutional Investors and Qualified Investors.

Address:

Office 426, Level 4, Convention Tower, Dubai World Trade Centre, Dubai, UAE.

Names of all Responsible Individuals

Responsible Individuals: Alessio Quaglini, Filippo Buzzi
Compliance Officer and Money Laundering Officer: Miles Corney

VA Standards

View our Knowledge Base here.
View Our VA Standards here.

Virtual Asset Risk Disclosure Statement

Introduction

This Risk Disclosure Statement provides Clients with critical information regarding the risks associated with Virtual Assets. Clients are strongly encouraged to carefully read and fully understand this statement before engaging in any products or services offered by Hex Trust.

This statement does not purport to disclose all risks associated with Virtual Assets but offers a high-level overview of material risks to assist Clients in making informed decisions. Clients should conduct their own due diligence, seek independent professional advice where appropriate, and carefully consider their financial situation, objectives, experience, and risk tolerance before engaging in Virtual Asset activities.

Overview of Key Risks Associated with Virtual Assets

Engaging in Virtual Asset activities involves significant risks, including but not limited to the following:

Loss of Value and Extreme Volatility

Virtual Assets are subject to high levels of price volatility and market uncertainty. Unlike traditional fiat currencies or regulated financial instruments, Virtual Assets often lack intrinsic value foundations, making their valuations susceptible to speculation, sentiment, and market dynamics.

Historically, Virtual Assets have demonstrated extreme price fluctuations over short periods, sometimes driven by limited liquidity, speculative trading, regulatory announcements, technological developments, or broader economic factors. As a result, Clients should be prepared to sustain substantial losses, including the possibility of a total loss of value.

Transferability and Irreversibility of Transactions

Virtual Asset transfers may not always be possible or may encounter restrictions. Some Virtual Assets may have compatibility issues between different blockchain protocols, wallet formats, or platform requirements. Additionally, once a transaction is broadcast and confirmed on a blockchain network, it is typically irreversible.

Errors in inputting wallet addresses, incorrect transfer details, or fraud by malicious actors may result in a permanent loss of Virtual Assets without recourse or recovery options.

Liquidity Risk

Liquidity risk refers to the difficulty in selling, exchanging, or realizing value for Virtual Assets at desirable prices. Not all Virtual Assets have active or deep secondary markets. In times of market stress or for niche or emerging Virtual Assets, liquidity may evaporate quickly, resulting in difficulty executing trades or converting assets to cash.

Limited liquidity can exacerbate price volatility, widen bid-ask spreads, and delay trade execution.

Privacy Considerations

Transactions involving Virtual Assets are typically recorded on public Distributed Ledger Technologies (DLTs), such as blockchains, which are transparent and immutable. While public blockchains often do not record personal identifying information directly, wallet addresses and transaction histories are publicly visible and may be linked to individuals or organizations through blockchain analytics or regulatory reporting measures.

This transparency may conflict with Clients’ expectations of privacy and could expose transactional histories to regulatory authorities, cyber attackers, competitors, or other third parties.

Fraud, Manipulation, Theft, and Limited Legal Protections

The digital and decentralized nature of Virtual Assets exposes them to heightened risks of fraud, market manipulation, theft, hacking, and cybercrime. Unlike traditional financial systems, the Virtual Asset ecosystem often lacks the robust consumer protections and regulatory safeguards that protect investors in fiat or securities markets.

Holders of Virtual Assets rely heavily on the security of private keys and wallet integrity. Loss of private keys due to negligence, theft, hacking, or fraud can result in permanent loss of access to Virtual Assets. Moreover, in many cases, there are no legal mechanisms for reversing unauthorized transactions or recovering stolen Virtual Assets.

No Deposit Protection

Client Virtual Assets ("Client VAs") held by Hex Trust MENA FZE benefit from any form of deposit protection or guarantee scheme offered by the Virtual Assets Regulatory Authority or any other component authority in the United Arab Emirates.  

Important Disclosures

  • Virtual Assets are not legal tender and are not backed or guaranteed by any government.
  • Past performance of Virtual Assets does not guarantee future outcomes.
  • Hex Trust MENA FZE provides Virtual Asset Custody Services on an execution-only basis and does not offer financial, investment, legal, or tax advice.
  • Clients are responsible for understanding all associated risks and determining the suitability of Virtual Asset transactions for their own circumstances.
  • Clients should only participate in Virtual Asset activities using funds they can afford to lose entirely.

Contact Us

If you have any questions regarding this Risk Disclosure Statement or wish to seek further clarification about Virtual Asset risks, please contact us at hello@hextrust.com.

Complaint Management

At Hex Trust MENA FZE, we are committed to ensuring a fair, transparent, and responsive process for addressing client complaints in accordance with regulatory requirements. We value client feedback and view it as an essential part of maintaining trust and continuously improving our services.

Our Commitments to You

  • We will acknowledge receipt of your complaint within one (1) week of receiving it.
  • We aim to resolve all complaints within four (4) weeks. In the event of extraordinary circumstances that prevent resolution within this period, we will provide you with an update explaining the circumstances and will resolve the complaint no later than eight (8) weeks from the date the complaint was made.

How to Submit a Complaint

We have made it easy for you to submit a complaint. You may:

We accept complaints through multiple channels and formats to ensure accessibility. You are not required to use a specific form for your complaint to be recognized.

Complaints Involving Third Parties

If your complaint involves a third-party service provider linked to our Virtual Asset Activities, we will work directly with the third party to address your concerns. However, we will remain responsible for ensuring your complaint is fully resolved.

No Fees or Charges

We do not impose any fees or charges for submitting or handling complaints.

At Hex Trust MENA FZE, client satisfaction and regulatory compliance are of utmost importance. We are committed to addressing all concerns promptly, fairly, and professionally.

For any queries regarding our complaints handling process, please contact us at complaints.mena@hextrust.com.

Anti-Bribery and Corruption

At Hex Trust MENA FZE, we are committed to conducting our business with the highest standards of integrity, transparency, and ethical conduct. We recognise that maintaining the trust and confidence of our clients, partners, employees, and stakeholders is critical to our success. As part of this commitment, we have implemented a robust Anti-Bribery and Corruption Policy that reflects our strict zero-tolerance approach to any form of bribery or corruption.

The Company, its Board of Directors, and all Staff must act professionally, fairly, and with integrity in all business dealings and relationships, both internally and externally. We expect the same high standards from all third parties acting on our behalf.

Failure to comply with our Anti-Bribery and Corruption Policy will result in immediate disciplinary action, including the potential termination of employment without notice. In addition, any instances of non-compliance must be immediately reported to the Virtual Asset Regulatory Authority (VARA) for evaluation, in line with our regulatory obligations.

We remain fully committed to upholding a culture of integrity and ensuring that bribery and corruption have no place in any aspect of our operations.

Whistleblower Policy

Commitment to Integrity and Transparency

At Hex Trust MENA FZE, we are committed to upholding the highest standards of integrity, transparency, and ethical conduct across all areas of our operations. We foster a culture of accountability and compliance, encouraging all employees, stakeholders, and business partners to adhere to the principles that define our organization.

Maintaining an open and ethical environment is vital to our success and to maintaining the trust of our clients, employees, regulators, and partners. To support this, we have implemented a comprehensive Whistleblowing Policy that enables the reporting of any suspected misconduct, unethical behaviour, or regulatory violations.

Encouraging Transparency and Reporting Misconduct

Hex Trust MENA FZE actively encourages all employees, contractors, vendors, clients, and other stakeholders to report concerns or suspected wrongdoing, including but not limited to:

  • Fraud, financial misconduct, or breaches of regulatory obligations
  • Bribery, corruption, or conflicts of interest
  • Harassment, discrimination, or other unethical workplace behaviour
  • Non-compliance with internal policies, procedures, or legal requirements

Reports may be made openly, confidentially, or anonymously. While we encourage open or confidential reporting to facilitate effective investigation and remediation, we also recognize that some individuals may prefer to report anonymously. In such cases, whistleblowers are asked to provide sufficient detail or supporting evidence to allow a responsible investigation to proceed.

Protection and Confidentiality for Whistleblowers

Hex Trust MENA FZE has a strict zero-tolerance policy against retaliation. Any individual who reports a concern in good faith will be fully protected from any form of adverse action, discrimination, harassment, or retribution. Protection extends not only to the identity of the whistleblower but also to any identifying information that could indirectly reveal their identity, recognising that certain facts may act as a "signature."

All concerns reported will be treated with the highest degree of confidentiality and sensitivity. Investigations will be conducted thoroughly, fairly, and impartially, and where misconduct is substantiated, appropriate corrective and disciplinary actions will be taken.

No final finding of misconduct will be made solely based on anonymous allegations unless they are independently corroborated through investigation.

Reporting Channels

Hex Trust MENA FZE provides secure and confidential channels for whistleblowers to raise concerns safely.
If you suspect wrongdoing, unethical behaviour, or regulatory non-compliance, you can report your concerns securely via:

Email: whistleblowing@hextrust.com 

All concerns will be escalated appropriately and handled by designated Compliance and Risk Officers to ensure a professional and impartial review.

Closing Statement

At Hex Trust MENA FZE, we value and appreciate the essential role whistleblowers play in safeguarding our organisation’s ethical foundation. Your voice helps protect our integrity, ensure regulatory compliance, and build a stronger, more transparent future.

Conflicts of Interest

Our Commitment

At Hex Trust MENA FZE ("Hex Trust MENA"), we are committed to maintaining the highest standards of integrity, transparency, and regulatory compliance. As a regulated entity authorised by the Virtual Assets Regulatory Authority (VARA) in the Emirates of Dubai to provide Custody Services, we recognise the critical importance of identifying, managing, and mitigating any actual, potential, or perceived conflicts of interest that may arise in the course of our operations.

Conflicts of Interest Policy

Hex Trust MENA has established a comprehensive Conflicts of Interest Policy designed to:

  • Identify and assess conflicts that may arise between Hex Trust MENA and its clients, or among different clients;
  • Implement robust controls and procedures to manage and mitigate such conflicts;
  • Disclose material conflicts to clients where they cannot be fully mitigated and provide appropriate options to protect client interests.

We are committed to acting honestly, fairly, and professionally in accordance with the best interests of our clients at all times.

Key Measures to Prevent and Manage Conflicts of Interest

We have implemented the following key measures to ensure transparency, fairness, and client protection:

Client Asset Segregation

Client assets are held in segregated custody accounts, separate from the firm's own assets, ensuring clear asset ownership and eliminating risk of misuse.

Independent Governance and Oversight

Our risk and compliance frameworks provide for independent oversight by senior management and committees, ensuring objective decision-making and escalation procedures.

Fair and Transparent Client Treatment

Hex Trust MENA does not provide preferential treatment to any client. All clients are treated fairly and equitably under consistent operational standards.

No Proprietary Trading

Hex Trust MENA does not engage in proprietary trading of Virtual Assets. Our sole focus is on safeguarding client assets in a neutral and conflict-free manner.

Strict Employee Conduct and Ethics

Employees are required to comply with a Code of Conduct that mandates disclosure of external interests, prohibits personal trading that could give rise to conflicts, and requires immediate reporting of any potential conflict situations.

Training and Awareness

Staff undergo regular training on conflicts of interest, ethical behaviour, and regulatory obligations to reinforce a culture of compliance and client-first responsibility.

Management of Material Conflicts

Where an unavoidable conflict of interest is identified that cannot be fully eliminated, Hex Trust MENA will:

  • Disclose the conflict to the affected client(s) clearly and promptly;
  • Outline the nature of the conflict and the options available to the client;
  • Take all reasonable steps to manage the conflict to ensure that the client’s interests are not adversely affected.

In all cases, we prioritise client protection, fairness, and regulatory compliance in line with VARA expectations and principles.

Declaration

At the time of this statement, Hex Trust MENA FZE confirms that it has no known actual or material conflicts of interest arising from its custodial activities.

We remain committed to operating with full transparency and integrity, upholding the trust placed in us by our clients, regulators, and stakeholders.

Custody of Client Assets Statement

Hex Trust MENA FZE ("Hex Trust MENA") confirms that it does not maintain any client accounts, funds, or Virtual Assets with third parties.

All client assets are held directly under Hex Trust MENA’s custody, fully segregated from the firm's own assets, and maintained in accordance with our regulatory obligations.

We ensure full control, transparency, and protection of client assets through robust custody operations, comprehensive internal controls, and adherence to the highest standards of security, governance, and regulatory compliance.

HT Markets MENA FZE Disclaimer
HT Markets MENA FZE

License no.

VL/23/08/003

Licensed Activity:

Broker-Dealer Services and Management and Investment Services - Authorised to serve Institutional Investors and Qualified Investors.

Address:

Office 425, Level 4, Convention Tower, Dubai World Trade Centre, Dubai, UAE.

Names of all Responsible Individuals :

Responsible Individuals: Alessio Quaglini, James Harte

Compliance Officer and Money Laundering Officer: Miles Corney

VA Standards

View our Knowledge Base here.

View Our VA Standards here.

Asset name
Symbol
First Issued on (approx)
Market Cap fully diluted value Current Circulating Supply All time high All time low Largest 24 hour fall in price (approx)*
USD Tether
USDT
26/02/2015
$148.03B
$149.57B
149.51B USDT
1.00
0.99
0%

Quote Pricing

HT Markets MENA FZE determines the prices of Virtual Assets quoted to clients using a combination of real-time data from multiple Tier-1 liquidity providers, market makers, and exchanges. Pricing is derived algorithmically by aggregating bid/ask spreads and order book depth to ensure fair market value, with applied spreads disclosed to clients where relevant.

Order Routing Practices

HT Markets MENA FZE routes client orders to a network of liquidity providers and OTC counterparties based on best execution principles, which consider price, speed, reliability, and settlement risk. As of the date of this disclosure, no single liquidity source accounts for 20% or more of routed client orders on a sustained basis.

Services Provided to Other VASPs

HT Markets MENA FZE does not currently hold or maintain client funds or Virtual Assets, nor does it provide clearing or settlement services on behalf of other VASPs offering Broker-Dealer Services.

Client Asset Protection Arrangements

HT Markets MENA FZE does not hold client Virtual Assets or fiat funds directly. All client assets are held in segregated accounts under the custody of Hex Trust MENA FZE, an affiliated and regulated entity licensed to provide Virtual Asset Custody Services under the VARA framework. These arrangements are structured to ensure that client ownership is fully protected, with legal title and beneficial ownership remaining with the client at all times.

Third-Party Asset Holding

HT Markets MENA FZE does not maintain any accounts, funds, or Virtual Assets with third-party custodians or intermediaries. All client asset arrangements are conducted through internal group infrastructure and regulated counterparties, including Hex Trust MENA FZE, in accordance with applicable regulatory obligations.

Virtual Asset Risk Disclosure Statement

Introduction

This Risk Disclosure Statement provides Clients with critical information regarding the risks associated with Virtual Assets. Clients are strongly encouraged to carefully read and fully understand this statement before engaging in any products or services offered by Hex Trust.

This statement does not purport to disclose all risks associated with Virtual Assets but offers a high-level overview of material risks to assist Clients in making informed decisions. Clients should conduct their own due diligence, seek independent professional advice where appropriate, and carefully consider their financial situation, objectives, experience, and risk tolerance before engaging in Virtual Asset activities.

Overview of Key Risks Associated with Virtual Assets

Engaging in Virtual Asset activities involves significant risks, including but not limited to the following:

Loss of Value and Extreme Volatility

Virtual Assets are subject to high levels of price volatility and market uncertainty. Unlike traditional fiat currencies or regulated financial instruments, Virtual Assets often lack intrinsic value foundations, making their valuations susceptible to speculation, sentiment, and market dynamics.

Historically, Virtual Assets have demonstrated extreme price fluctuations over short periods, sometimes driven by limited liquidity, speculative trading, regulatory announcements, technological developments, or broader economic factors. As a result, Clients should be prepared to sustain substantial losses, including the possibility of a total loss of value.

Transferability and Irreversibility of Transactions

Virtual Asset transfers may not always be possible or may encounter restrictions. Some Virtual Assets may have compatibility issues between different blockchain protocols, wallet formats, or platform requirements. Additionally, once a transaction is broadcast and confirmed on a blockchain network, it is typically irreversible.

Errors in inputting wallet addresses, incorrect transfer details, or fraud by malicious actors may result in a permanent loss of Virtual Assets without recourse or recovery options.

Liquidity Risk

Liquidity risk refers to the difficulty in selling, exchanging, or realizing value for Virtual Assets at desirable prices. Not all Virtual Assets have active or deep secondary markets. In times of market stress or for niche or emerging Virtual Assets, liquidity may evaporate quickly, resulting in difficulty executing trades or converting assets to cash.

Limited liquidity can exacerbate price volatility, widen bid-ask spreads, and delay trade execution.

Privacy Considerations

Transactions involving Virtual Assets are typically recorded on public Distributed Ledger Technologies (DLTs), such as blockchains, which are transparent and immutable. While public blockchains often do not record personal identifying information directly, wallet addresses and transaction histories are publicly visible and may be linked to individuals or organizations through blockchain analytics or regulatory reporting measures.

This transparency may conflict with Clients’ expectations of privacy and could expose transactional histories to regulatory authorities, cyber attackers, competitors, or other third parties.

Fraud, Manipulation, Theft, and Limited Legal Protections

The digital and decentralized nature of Virtual Assets exposes them to heightened risks of fraud, market manipulation, theft, hacking, and cybercrime. Unlike traditional financial systems, the Virtual Asset ecosystem often lacks the robust consumer protections and regulatory safeguards that protect investors in fiat or securities markets.

Holders of Virtual Assets rely heavily on the security of private keys and wallet integrity. Loss of private keys due to negligence, theft, hacking, or fraud can result in permanent loss of access to Virtual Assets. Moreover, in many cases, there are no legal mechanisms for reversing unauthorized transactions or recovering stolen Virtual Assets.

No Deposit Protection

Client Virtual Assets ("Client VAs") held by Hex Trust MENA FZE benefit from any form of deposit protection or guarantee scheme offered by the Virtual Assets Regulatory Authority or any other component authority in the United Arab Emirates.  

Important Disclosures

  • Virtual Assets are not legal tender and are not backed or guaranteed by any government.
  • Past performance of Virtual Assets does not guarantee future outcomes.
  • Hex Trust MENA FZE provides Virtual Asset Custody Services on an execution-only basis and does not offer financial, investment, legal, or tax advice.
  • Clients are responsible for understanding all associated risks and determining the suitability of Virtual Asset transactions for their own circumstances.
  • Clients should only participate in Virtual Asset activities using funds they can afford to lose entirely.

Contact Us

If you have any questions regarding this Risk Disclosure Statement or wish to seek further clarification about Virtual Asset risks, please contact us at hello@hextrust.com.

Complaint Management

At Hex Trust MENA FZE, we are committed to ensuring a fair, transparent, and responsive process for addressing client complaints in accordance with regulatory requirements. We value client feedback and view it as an essential part of maintaining trust and continuously improving our services.

Our Commitments to You

  • We will acknowledge receipt of your complaint within one (1) week of receiving it.
  • We aim to resolve all complaints within four (4) weeks. In the event of extraordinary circumstances that prevent resolution within this period, we will provide you with an update explaining the circumstances and will resolve the complaint no later than eight (8) weeks from the date the complaint was made.

How to Submit a Complaint

We have made it easy for you to submit a complaint. You may:

We accept complaints through multiple channels and formats to ensure accessibility. You are not required to use a specific form for your complaint to be recognized.

Complaints Involving Third Parties

If your complaint involves a third-party service provider linked to our Virtual Asset Activities, we will work directly with the third party to address your concerns. However, we will remain responsible for ensuring your complaint is fully resolved.

No Fees or Charges

We do not impose any fees or charges for submitting or handling complaints.

At Hex Trust MENA FZE, client satisfaction and regulatory compliance are of utmost importance. We are committed to addressing all concerns promptly, fairly, and professionally.

For any queries regarding our complaints handling process, please contact us at complaints.mena@hextrust.com.

Anti-Bribery and Corruption

At Hex Trust MENA FZE, we are committed to conducting our business with the highest standards of integrity, transparency, and ethical conduct. We recognise that maintaining the trust and confidence of our clients, partners, employees, and stakeholders is critical to our success. As part of this commitment, we have implemented a robust Anti-Bribery and Corruption Policy that reflects our strict zero-tolerance approach to any form of bribery or corruption.

The Company, its Board of Directors, and all Staff must act professionally, fairly, and with integrity in all business dealings and relationships, both internally and externally. We expect the same high standards from all third parties acting on our behalf.

Failure to comply with our Anti-Bribery and Corruption Policy will result in immediate disciplinary action, including the potential termination of employment without notice. In addition, any instances of non-compliance must be immediately reported to the Virtual Asset Regulatory Authority (VARA) for evaluation, in line with our regulatory obligations.

We remain fully committed to upholding a culture of integrity and ensuring that bribery and corruption have no place in any aspect of our operations.

Whistleblower Policy

Commitment to Integrity and Transparency

At Hex Trust MENA FZE, we are committed to upholding the highest standards of integrity, transparency, and ethical conduct across all areas of our operations. We foster a culture of accountability and compliance, encouraging all employees, stakeholders, and business partners to adhere to the principles that define our organization.

Maintaining an open and ethical environment is vital to our success and to maintaining the trust of our clients, employees, regulators, and partners. To support this, we have implemented a comprehensive Whistleblowing Policy that enables the reporting of any suspected misconduct, unethical behaviour, or regulatory violations.

Encouraging Transparency and Reporting Misconduct

Hex Trust MENA FZE actively encourages all employees, contractors, vendors, clients, and other stakeholders to report concerns or suspected wrongdoing, including but not limited to:

  • Fraud, financial misconduct, or breaches of regulatory obligations
  • Bribery, corruption, or conflicts of interest
  • Harassment, discrimination, or other unethical workplace behaviour
  • Non-compliance with internal policies, procedures, or legal requirements

Reports may be made openly, confidentially, or anonymously. While we encourage open or confidential reporting to facilitate effective investigation and remediation, we also recognize that some individuals may prefer to report anonymously. In such cases, whistleblowers are asked to provide sufficient detail or supporting evidence to allow a responsible investigation to proceed.

Protection and Confidentiality for Whistleblowers

Hex Trust MENA FZE has a strict zero-tolerance policy against retaliation. Any individual who reports a concern in good faith will be fully protected from any form of adverse action, discrimination, harassment, or retribution. Protection extends not only to the identity of the whistleblower but also to any identifying information that could indirectly reveal their identity, recognising that certain facts may act as a "signature."

All concerns reported will be treated with the highest degree of confidentiality and sensitivity. Investigations will be conducted thoroughly, fairly, and impartially, and where misconduct is substantiated, appropriate corrective and disciplinary actions will be taken.

No final finding of misconduct will be made solely based on anonymous allegations unless they are independently corroborated through investigation.

Reporting Channels

Hex Trust MENA FZE provides secure and confidential channels for whistleblowers to raise concerns safely.
If you suspect wrongdoing, unethical behaviour, or regulatory non-compliance, you can report your concerns securely via:

Email: whistleblowing@hextrust.com
Internal Reporting Form

All concerns will be escalated appropriately and handled by designated Compliance and Risk Officers to ensure a professional and impartial review.

Closing Statement

At Hex Trust MENA FZE, we value and appreciate the essential role whistleblowers play in safeguarding our organisation’s ethical foundation. Your voice helps protect our integrity, ensure regulatory compliance, and build a stronger, more transparent future.

Conflicts of Interest

Our Commitment

At Hex Trust MENA FZE ("Hex Trust MENA"), we are committed to maintaining the highest standards of integrity, transparency, and regulatory compliance. As a regulated entity authorised by the Virtual Assets Regulatory Authority (VARA) in the Emirates of Dubai to provide Custody Services, we recognise the critical importance of identifying, managing, and mitigating any actual, potential, or perceived conflicts of interest that may arise in the course of our operations.

Conflicts of Interest Policy

Hex Trust MENA has established a comprehensive Conflicts of Interest Policy designed to:

  • Identify and assess conflicts that may arise between Hex Trust MENA and its clients, or among different clients;
  • Implement robust controls and procedures to manage and mitigate such conflicts;
  • Disclose material conflicts to clients where they cannot be fully mitigated and provide appropriate options to protect client interests.

We are committed to acting honestly, fairly, and professionally in accordance with the best interests of our clients at all times.

Key Measures to Prevent and Manage Conflicts of Interest

We have implemented the following key measures to ensure transparency, fairness, and client protection:

Client Asset Segregation

Client assets are held in segregated custody accounts, separate from the firm's own assets, ensuring clear asset ownership and eliminating risk of misuse.

Independent Governance and Oversight

Our risk and compliance frameworks provide for independent oversight by senior management and committees, ensuring objective decision-making and escalation procedures.

Fair and Transparent Client Treatment

Hex Trust MENA does not provide preferential treatment to any client. All clients are treated fairly and equitably under consistent operational standards.

No Proprietary Trading

Hex Trust MENA does not engage in proprietary trading of Virtual Assets. Our sole focus is on safeguarding client assets in a neutral and conflict-free manner.

Strict Employee Conduct and Ethics

Employees are required to comply with a Code of Conduct that mandates disclosure of external interests, prohibits personal trading that could give rise to conflicts, and requires immediate reporting of any potential conflict situations.

Training and Awareness

Staff undergo regular training on conflicts of interest, ethical behaviour, and regulatory obligations to reinforce a culture of compliance and client-first responsibility.

Management of Material Conflicts

Where an unavoidable conflict of interest is identified that cannot be fully eliminated, Hex Trust MENA will:

  • Disclose the conflict to the affected client(s) clearly and promptly;
  • Outline the nature of the conflict and the options available to the client;
  • Take all reasonable steps to manage the conflict to ensure that the client’s interests are not adversely affected.

In all cases, we prioritise client protection, fairness, and regulatory compliance in line with VARA expectations and principles.

Declaration

At the time of this statement, Hex Trust MENA FZE confirms that it has no known actual or material conflicts of interest arising from its custodial activities.

We remain committed to operating with full transparency and integrity, upholding the trust placed in us by our clients, regulators, and stakeholders.

Custody of Client Assets Statement

Hex Trust MENA FZE ("Hex Trust MENA") confirms that it does not maintain any client accounts, funds, or Virtual Assets with third parties.

All client assets are held directly under Hex Trust MENA’s custody, fully segregated from the firm's own assets, and maintained in accordance with our regulatory obligations.

We ensure full control, transparency, and protection of client assets through robust custody operations, comprehensive internal controls, and adherence to the highest standards of security, governance, and regulatory compliance.

MENA Virtual Assets STANDARDS
Virtual Assets STANDARDS

Hex Trust MENA FZE undertakes comprehensive due diligence to guarantee the adherence of all supported Virtual Assets to our VA Standards. The considerations we take into account for each virtual asset are those listed in the following list. In the best interest of our valued Clients, we recommend familiarising themselves with the available standards pertaining to all supported virtual assets.
For each Virtual Asset we take into consideration:

  1. its market capitalisation, fully diluted value and liquidity, and whether such metrics have trended downwards over time;
  2. its design, features and use cases;
  3. our need to comply with applicable laws, Regulations, Rules or Directives, including but not limited to those relating to AML/CFT, sanctions, securities, intellectual property, and whether there are any features of the virtual asset which may affect these;
  4. regulatory treatment by global authorities relevant to Hex Trust, including to ensure that the virtual asset has received the relevant regulatory approvals;
  5. whether a Virtual Asset is prohibited by global authorities relevant to Hex Trust in relation to the Virtual Asset;
  6. the security and immutability of the underlying DLT protocol;
  7. its future development [e.g. “roadmap”] as communicated by the Issuer and/or relevant developers;
  8. whether it may be susceptible to price manipulation for any reason, and we implement transaction and trade monitoring tools as mitigation;
  9. conflicts of interest (actual or potential);
  10. the background of its Issuer including, but not limited to, relevant experience in the Virtual Asset sector and whether it has been subject to any investigations or claims in relation to fraud or deceit;
  11. if the Virtual Asset represents rights to any other assets, the enforceability of such rights;
  12. sufficient assets are available to satisfy any obligation with respect to any VA Activities;
  13. initially and regularly review the terms and conditions of the Virtual Asset to ensure that they reflect, to the extent possible, the operation of any existing underlying physical market and avoid adverse impacts to such market [if applicable]; and
  14. review Virtual Asset terms and conditions on a periodic basis for appropriate correlation with any physical market to ensure such terms and conditions conform to standards and practices in that physical market [if applicable].
Information notice relative to MiCAR application
Information notice relative to MiCAR application

Hex Trust Italia Srl, pursuant to the Article 45, paragraph 5 of Legislative Decree no. 129 of 05/09/2024, informs its customers that it will provide them with detailed information regarding the plans and measures it intends to adopt in relation to the decision to submit, by 31 December 2025, the possible Application for Authorization to carry out Crypto Asset Service Provider (CASP) activities, pursuant to Regulation (EU) 2023/1114 ("MiCAR"), or in relation to the orderly termination of existing relationships, as soon as such measures have been defined.

Avviso informativo relativo alla domanda di applicazione del MiCAR
Avviso informativo relativo alla domanda di applicazione del MiCAR

Hex Trust Italia Srl, ai sensi e per gli effetti dell'articolo 45, comma 5 del Decreto Legislativo n. 129 del 05/09/2024, comunica ai propri clienti che provvedera' a fornire loro dettagliata illustrazione in merito ai piani ed alle misure che la stessa intendera' adottare in relazione alla decisione di presentare, entro il 31 Dicembre 2025, l'eventuale Istanza di Autorizzazione all'esercizio delle attività di Crypto Asset Service Provider (CASP), ai sensi del Regolamento (EU) 2023/1114 ("MiCAR"), ovvero in relazione all'ordinata chiusura dei rapporti in essere, non appena tali misure saranno state definite.

Italy Legale e Reclami
Legale e Reclami

Dichiarazione di non responsabilità

Nel caso in cui sorga una controversia tra il Cliente e la Società riguardo ai servizi offerti, il Cliente può inviare una comunicazione alla Società tramite il seguente indirizzo email:

claims.eu@hextrust.com

Il Cliente può utilizzare l'email sopra indicata per inviare il Modulo di Reclamo.

Privacy

Continuando ad accettare, il Cliente acconsente che i dati personali forniti siano trattati da Hex Trust in qualità di Titolare del trattamento per rispondere alla sua richiesta attraverso processi parzialmente automatizzati, che prevedono anche l'intervento umano. Si prega di fare riferimento alla Politica sulla Privacy pubblicata su questo sito.

Per ulteriori dettagli o per consultare la versione originale, visita la pagina ufficiale: https://www.hextrust.com/legal-privacy/italy-legal-claims.

Italy Informativa & Consenso
Informativa & Consenso

INFORMATIVA ALL’INTERESSATO 
PER IL TRATTAMENTO DEI DATI PERSONALI PRIVACY 
(Artt. 13 paragrafo 1 e 14 paragrafo 1del Regolamento UE 2016/679 – “GDPR”)

I dati forniti dall’Interessato per lo svolgimento del rapporto contrattuale (di seguito congiuntamente “dati personali”) vengono trattati da Hex Trust Italia Srl (di seguito, “la Società”), con sede legale in via Corso Magenta 74, 20123 a Milano, in qualità di Titolare del trattamento. L’Interessato è informato da Hex Trust Italia Srl sul trattamento dei suoi dati che verrà posto in essere, nel rispetto del principio di prudenza e responsabilità (“accountability”). Hex Trust Italia Srl fornisce, a tal fine, l’informativa prevista dall’art. 13 paragrafo 1 e dall’art. 14 paragrafo 1 del Regolamento UE n. 2016/679 (in seguito, “GDPR”), informando l’Interessato che i suoi dati saranno oggetto di trattamento secondo le specifiche nel prosieguo indicate. Parimenti, si precisa che, ai sensi della citata normativa, l’Interessato sarà destinatario di opportuno aggiornamento in merito all’eventuale modifica delle finalità di un nuovo trattamento prima di procedere con lo stesso.

1. BASE GIURIDICA DEL TRATTAMENTO.

Il Titolare del trattamento tratta i dati personali (nel prosieguo, anche “dati”) dell’Interessato (a titolo esemplificativo e non esaustivo: nome, cognome, indirizzo, telefono, e-mail, riferimenti bancari e di pagamento) per un interesse legittimo che costituisce la base giuridica del trattamento stesso in quanto riconducibile ad un rapporto contrattuale. 

L’Informativa non è obbligatoria se:

  • Il trattamento riguarda dati non personali, bensì anonimi (dati aggregati, statistici, ecc.) ovvero riconducibili ad enti e, comunque, a persone giuridiche ovvero dati da utilizzarsi a scopo esclusivamente personale e domestico;
  • L’Interessato dispone già delle informazioni; 
  • La comunicazione di dette informazioni risulti impossibile o associata ad uno sforzo sproporzionato o sia riconducibile alla giurisprudenza di uno Stato dell'Unione Europea cui appartenga il Titolare;
  • I dati personali debbano rimanere riservati per obbligo di segreto.

2. FINALITA’ DEL TRATTAMENTO DEI DATI.

I dati personali forniti dall’Interessato sono trattati da Hex Trust Italia Srl per le seguenti finalità:

A. Senza consenso espresso – ex art. 6 lett. b), e) del GDPR) - per le seguenti finalità di servizio:

  • adempimento degli obblighi di legge, regolamenti, normativa comunitaria (a titolo esemplificativo e non esaustivo: disposizioni regolamentari in tema di contrasto al riciclaggio e di lotta al finanziamento del terrorismo; esecuzione delle attività necessarie alla gestione dei rapporti contrattuali).

B. Con consenso preventivo specifico (art. 7 del GDPR) per le seguenti finalità commerciali:

  • Eventuali ricerche di mercato ed eventuali attività commerciali e promozionali relative a prodotti e servizi di Società terze a cui i dati potrebbero essere comunicati e la cui identità sia conoscibile dal Titolare. Dette comunicazioni potrebbero essere veicolate con strumenti tradizionali (esempio: posta cartacea) ovvero tecniche di comunicazione a distanza (telefono, anche senza operatore, posta elettronica, mms, applicazioni informatiche, sms, fax, social network, ecc.). Ciò a fini di eventuale profilazione dell’Interessato anche basata su processi decisionali automatizzati per individuare preferenze, gusti, abitudini, necessità e scelte di consumo, migliorando i prodotti o servizi offerti e soddisfare le esigenze dello Stesso. In tale fattispecie, il conferimento dei dati è facoltativo ed il trattamento richiede il consenso dell’Interessato.

3. TEMPI DELL’INFORMATIVA.

Qualora presso l’Interessato i dati personali siano raccolti:

  • direttamente, l’Informativa è fornita in via preliminare al rapporto;
  • non direttamente (ex art. 14 del Regolamento 2016/ 679), l'informativa è fornita non oltre un mese dalla raccolta ovvero all’atto della comunicazione dei dati all'Interessato stesso ovvero a terzi incaricati.

4. MODALITA’ DEL TRATTAMENTO DEI DATI PERSONALI.

Il trattamento dei dati è realizzato mediante le operazioni indicate all’art. 4 n. 2) del GDPR, in particolare: raccolta, registrazione, organizzazione, conservazione, consultazione, elaborazione, modificazione, selezione, estrazione, raffronto, utilizzo, interconnessione, blocco, comunicazione, cancellazione e distruzione dei dati. Ciò con esclusione della 

diffusione. Il trattamento dei dati personali non comporta, allo stato, processi decisionali automatizzati: all’occorrenza, il Titolare provvederà a specificarlo e ad indicare la logica di tali processi decisionali e le conseguenze previste per l'Interessato. I dati personali sono sottoposti a trattamento cartaceo ed elettronico.

5. CATEGORIE DEI DATI PERSONALI OGGETTO DI TRATTAMENTO.

Non risulta necessario specificare le categorie dei dati personali oggetto di trattamento allorquando la loro raccolta sia effettuata senza il tramite di soggetti terzi all’uopo delegati dal Titolare.

6. CONSERVAZIONE DEI DATI PERSONALI.

Il Titolare tratterà i dati personali per il tempo necessario all’adempimento delle finalità di cui sopra e comunque per un periodo non superiore ai 10 anni dalla cessazione del rapporto e non oltre 2 anni dalla raccolta dei dati per le finalità di cui al punto 2.B.

7. COMUNICAZIONE DEI DATI PERSONALI A SOGGETTI TERZI.

Il Titolare del trattamento può comunicare i dati personali - anche all’estero - a dipendenti e collaboratori di Hex Trust Italia Srl (in qualità di incaricati e/o responsabili interni del trattamento e/o amministratori di sistema) ovvero a soggetti terzi (in qualità di autonomi titolari o responsabili esterni del trattamento) per:

  • obblighi contrattuali, a personale esterno ed a personale dipendente abilitato;
  • obblighi regolamentari, normativi nazionali e sovranazionali, comunicazioni ad Autorità giudiziaria, a compagnie di assicurazione;
  • attività connesse e strumentali all’esecuzione di obblighi contrattuali;
  • attività commerciali e promozionali riconducibili ai servizi erogati dal Titolare ovvero da Soggetti Terzi (in caso abbia espresso lo specifico consenso).

8. ELENCO AGGIORNATO DEI SOGGETTI TERZI A CUI COMUINCARE I DATI PERSONALI.

I nominativi dei soggetti Terzi a cui i dati possano essere comunicati sono riportati in uno specifico elenco aggiornato dal Titolare del trattamento e disponibile presso la sede di Hex Trust Italia Srl.

9. TRASFERIMENTO DEI DATI PERSONALI.

I dati personali sono conservati su server ubicati esternamente all’Unione Europea. Il Titolare, qualora necessario, si riserva la facoltà di spostare i server anche all’interno dell’Unione Europea. Cio’ posto, il Titolare assicura sin d’ora che il trasferimento dei dati extra-UE risulta conforme alle disposizioni di legge applicabili alla luce delle clausole contrattuali standard previste dalla Commissione Europea. In particolare, alla luce dell’art. 49 del GDPR, il Titolare del Trattamento informa il Soggetto Interessato al Trattamento che un trasferimento di dati personali verso un paese terzo o un'organizzazione internazionale può essere effettuato in assenza di una decisione di adeguatezza ai sensi dell'articolo 45, paragrafo 3, o di garanzie adeguate ai sensi dell'articolo 46, comprese norme vincolanti d'impresa, a condizione che l'Interessato abbia esplicitamente acconsentito al trasferimento proposto,  dopo essere stato informato dei possibili rischi di tali trasferimenti per l'interessato a causa dell'assenza di una decisione di adeguatezza, conformemente agli Orientamenti n. 2/2018 sulle deroghe all'articolo 49 a norma del regolamento (UE) 2016/679 definiti dal Comitato Europeo sulla Protezione dei Dati.

10. CONFERIMENTO DEI DATI PERSONALI.

Il Titolare del trattamento può comunicare i dati, senza necessità di espresso consenso (art. 6 lett. b) e c) del GDPR), per gli scopi di cui all’art. 2.A), in quanto obbligatori. In assenza di ciò, il Titolare non potrà garantire i servizi di cui al citato art. 2.A). Il conferimento dei dati per le finalità di cui all’art. 2.B) è, invece, facoltativo. L’Interessato può, quindi, decidere di non conferire alcun dato o di negare successivamente la possibilità di trattare dati già forniti: in tal caso, non potrà ricevere newsletter, comunicazioni commerciali e materiale pubblicitario inerenti i Servizi offerti dal Titolare, pur continuando ad avere diritto ai Servizi di cui all’art. 2.A).

11. PROCESSO DECISIONALE AUTOMATIZZATO.

Non è presente alcun processo decisionale automatizzato.

12. DIRITTI DELL’INTERESSATO.

L’Interessato, ai sensi e per gli effetti dell’art. 15 del GDPR, ha il diritto di:

  • Ottenere la conferma dell’esistenza di propri dati personali, l’accesso agli stessi ed una copia dei dati personali oggetto di trattamento;
  • Ottenere: aggiornamento, rettifica, integrazione, cancellazione (“diritto all’oblio”), portabilità e limitazione del trattamento dei dati personali e la relativa comunicazione a soggetti a cui siano stati eventualmente inoltrati/ ceduti; 
  • Opporsi, per motivi legittimi, al trattamento dei propri dati personali;
  • Revocare, in qualsiasi momento, il consenso al trattamento dei propri dati personali;
  • Presentare reclamo all’Autorità di controllo.

Il Titolare del trattamento si impegna a comunicare, tempestivamente, all’Interessato ogni caso di violazione dei propri dati personali che possa presentare rischi elevati connessi ai suoi diritti e libertà.

13. ESERCIZIO DEI DIRITTI DELL’INTERESSATO.

L’Interessato potrà, in qualsiasi momento, esercitare i diritti inviando anche in modalità alternativa:

  • raccomandata a./r. a: Hex Trust Italia Srl, Corso Magenta 74 – 20123 Milano, all’attenzione del Responsabile della Trattamento dei Dati Personali;
  • e-mail all’indirizzo: privacy.italia@hextrust.com

14. TITOLARE DEL TRATTAMENTO.

Il Titolare del trattamento dei dati personali è Hex Trust Italia Srl (di seguito, “la Società”), Hex Trust Italia Srl, Corso Magenta 74 – 20123 Milano.

Italy Legal & Claims
Legal & Claims

Disclaimer

In the event that a dispute arises between the Client and the Company regarding the services offered, the Client may submit a communication to the Company through the below account:
claims.eu@hextrust.com
The Customer can use the above indicated email to send the Claim Form.

Privacy

By continuing to accept, the Client agrees that his/ her personal data provided will be processed by Hex Trust as Data Controller to respond to his/ her request through partially automated processes, which also involve human intervention. Please refer to Privacy Policy published on this site.

Italy Privacy Policy & Consent
Privacy Policy & Consent

INFORMATION ON THE PERSONAL DATA PROCESSING
(Article 13 of EU Regulation 2016/679 - GDPR)

The data provided by the interested party for the performance of the employment relationship (hereinafter jointly "personal data") are processed by Hex Trust Italia Srl (hereinafter, "the Company"), with registered office in Corso Magenta 74, 20123 in Milan, as Data Controller. The interested party is informed by Hex Trust Italia Srl on the processing of his data that will be carried out, in compliance with the principle of prudence and responsibility ("accountability"). To this end, Hex Trust Italia Srl provides the information required by art. 13 paragraph 1 and art. 14 paragraph 1 of EU Regulation no. 2016/679 (hereinafter, “GDPR”), informing the interested party that his/her data will be processed according to the specifications indicated below. Likewise, it is specified that, pursuant to the aforementioned legislation, the interested party will be the recipient of an update regarding any change in the purposes of a new processing before proceeding with the same.

1. PROCESSING PURPOSE.

The Data Controller processes the personal data (hereinafter also "data") of the interested party (by way of example and not limited to: name, surname, address, telephone, e-mail, bank and payment details) for a legitimate interest. which constitutes the legal basis of the processing itself as it is attributable to a contractual relationship.

The information is not mandatory if:

  • The processing concerns non-personal data, but anonymous data (aggregated data, statistics, etc.) or attributable to entities and, in any case, to legal persons or data to be used for exclusively personal and domestic purposes;
  • The interested party already has the information;
  • The communication of such information is impossible or associated with a disproportionate effort or is attributable to the jurisprudence of a European Union State to which the Data Controller belongs;
  • Personal data must remain confidential due to secrecy obligations.

2. PROCESSING PURPOSE.

Your personal data is processed by Hex Trust for the following purposes:

A. Without your express consent – pursuant to art. 6 lett. b), e) GDPR) - for the following Service Purposes:

fulfilment of obligations established by law; by regulations; by community legislation (e.g. anti-money laundering law, which provides for customer profiling and various other obligations); by the Decree of the Ministry of Economy and Finance of 02/17/2022 (also "VASP Decree") which introduced the "Italian Register of Virtual Asset Suppliers" ("VASP Register") in relation to which it specified content, methods and frequency of transmission of information relating to the operations carried out as regulated by the Body of Agents and Mediators ("O.A.M."); execution of the activities necessary and strictly connected and instrumental to the management of contractual relationships (e.g., prevention of fraud also through tools identity verification).

B. Only subject to your specific and distinct consent (art. 7 GDPR) for the following Marketing Purposes:

  • market research; commercial and promotional activities relating to products and services of Hex Trust and third-party companies to which personal data may be communicated and whose identity is knowable at the Data Controller's headquarters. Commercial and promotional communications may be conveyed using traditional tools (paper mail) or remote communication techniques, such as telephone, even without an operator, e-mail, IT applications (APP), reserved area, text messages, fax, WhatsApp, other social networks . The provision of data for this purpose is optional and the processing requires the consent of the interested party. The above to carry out profiling activities consisting in the identification of preferences, tastes, habits, needs and consumption choices and in the definition of the profile of the interested party, in order to improve the products or services offered and also satisfy the needs of the same. The consent given for the sending of commercial and promotional communications also extends to traditional contact methods.

3. INFORMATION TIMES.

If personal data is collected from the interested party:

  • directly, the Information is provided prior to the relationship;
  • not directly (pursuant to art. 14 of Regulation 2016/679), the information is provided no later than one month from collection or at the time of communication of the data to the interested party himself or to third parties appointed.

4. TREATMENT METHODS.

The data processing is carried out through the operations indicated in the art. 4 no. 2) of the GDPR, in particular: collection, recording, organisation, storage, consultation, processing, modification, selection, extraction, comparison, use, interconnection, blocking, communication, cancellation and destruction of data. This excludes diffusion. The processing of personal data does not currently involve automated decision-making processes: if necessary, the Data Controller will specify this and indicate the logic of such decision-making processes and the expected consequences for the interested party. Personal data is subjected to paper and electronic processing.

5. SUBJECTS TO WHOM PERSONAL DATA MAY BE COMMUNICATED.

It is not necessary to specify the categories of personal data being processed when their collection is carried out without the intermediary of third parties delegated for this purpose by the Data Controller.

6. STORAGE OF PERSONAL DATA.

The Data Controller will process personal data for the time necessary to fulfil the aforementioned purposes and in any case for a period not exceeding 10 years from the termination of the relationship and no later than 2 years from the collection of data for the purposes referred to in point 2.B.

7. COMMUNICATION OF PERSONAL DATA TO THIRD PARTIES.

The Data Controller may communicate personal data - even abroad - to employees and collaborators of Hex Trust Italia Srl (as persons in charge and/or internal data processors and/or system administrators) or to third parties (as of independent data controllers or external data processors) for:

  • contractual obligations, to external personnel and authorized employees;
  • national and supranational regulatory obligations, communications to judicial authorities, to insurance companies;
  • activities connected and instrumental to the execution of contractual obligations;
  • commercial and promotional activities attributable to the services provided by the Owner or by Third Parties (if specific consent has been expressed).

8. UPDATED LIST OF THIRD PARTIES TO WHICH PERSONAL DATA SHALL BE COMMUNICATED.

The names of third parties to whom the data may be communicated are reported in a specific list updated by the Data Controller and available at the headquarters of Hex Trust Italia Srl.

9. PERSONAL DATA TRANSFER.

Personal data is stored on servers located outside the European Union. The Owner, if necessary, reserves the right to move the servers within the European Union. Having said this, the Data Controller hereby ensures that the transfer of non-EU data complies with the applicable legal provisions in light of the standard contractual clauses envisaged by the European Commission. In particular, in light of art. 49 of the GDPR, the Data Controller informs the Subject Interested in the Processing that a transfer of personal data to a third country or an international organization may be carried out in the absence of an adequacy decision pursuant to Article 45, paragraph 3, or of adequate guarantees pursuant to Article 46, including binding corporate rules, provided that the interested party has explicitly consented to the proposed transfer, after having been informed of the possible risks of such transfers for the interested party due to the absence of an adequacy decision, in accordance with Guidelines no. 2/2018 on derogations from Article 49 pursuant to Regulation (EU) 2016/679 defined by the European Data Protection Board.

10. PERSONAL DATA PROVISION.

The Data Controller may communicate the data, without the need for express consent (art. 6 letter b) and c) of the GDPR), for the purposes referred to in the art. 2.A), as they are mandatory. In the absence of this, the Owner will not be able to guarantee the services referred to in the aforementioned art. 2.A). The provision of data for the purposes referred to in art. 2.B) is, however, optional. The interested party may, therefore, decide not to provide any data or to subsequently deny the possibility of processing data already provided: in this case, he/she will not be able to receive newsletters, commercial communications and advertising material relating to the Services offered by the Data Controller, while continuing to have right to the Services referred to in the art. 2.A).

11. AUTOMATED DECISION MAKING.

There is no automated decision making.

12. INTERESTED PARTY RIGHTS.

The interested party, pursuant to and for the purposes of art. 15 of the GDPR, you have the right to:

  • Obtain confirmation of the existence of your data being processed, access to them and a copy of them;
  • Obtain: updating, rectification, integration, cancellation ("right to be forgotten"), portability and limitation of data processing as well as the related communication to subjects to whom they have possibly been forwarded/transferred;
  • Object, for legitimate reasons, to the processing of your personal data;
  • Revoke, at any time, consent to the processing of your personal data;
  • Submit a complaint to the Supervisory Authority.

The Data Controller undertakes to promptly communicate to the interested party any case of violation of their personal data which may present high risks connected to their rights and freedoms.

13. INTERESTED PARTY'S RIGHTS.

The interested party may, at any time, exercise the rights by also sending in an alternative way:

14. DATA CONTROLLER.

The Data Controller of personal data is Hex Trust Italia Srl, Corso Magenta 74 – 20123 Milan.

Hex Trust Singapore Consumer Protection Disclosures
Hex Trust Singapore Consumer Protection Disclosures

1. Consumer Protection - Regulatory Disclosures

The Monetary Authority of Singapore requires Hex Technologies Pte. Ltd. (“Hex Trust Singapore”) to provide specific disclosures to customers engaging with Digital Payment Token (“DPT”) services. Please review the following information carefully before using Hex Trust Singapore’s DPT services.

These disclosures apply exclusively to the DPT services provided by Hex Trust Singapore under the terms set out in your Master Trading Agreement or Custodian Agreement (an “Agreement”). Any capitalised terms used but not defined herein shall carry the meanings assigned to them in the relevant Agreement.

Please note that these disclosures do not apply to services provided by other entities within the Hex Trust Group under separate terms and conditions. 

2. Risk Warning On Digital Payment Token Services

In accordance with the MAS Notice PSN08, the Monetary Authority of Singapore (MAS) requires us to provide this risk warning to you as a customer of a digital payment token (DPT) service provider.

Before you:

(a) pay Hex Trust Singapore any money or DPT; or

(b) pay a third party any money or DPT under an arrangement by Hex Trust Singapore,

You should be aware of the following.

1. Hex Trust Singapore is licensed by MAS to provide DPT services. Please note that this does not mean you will be able to recover all the money or DPTs you paid to Hex Trust Singapore or any other third party referred to above, if Hex Trust Singapore’s or the third party’s business fails.

1A. You should be aware that MAS does not supervise or regulate Hex Trust Singapore for the provision of unregulated services. This includes any service of trading digital payment token derivatives such as futures.

2. You should not transact in the DPT if you are not familiar with this DPT. This includes how the DPT is created, and how the DPT you intend to transact is transferred or held by Hex Trust Singapore.

3. You should be aware that the value of DPTs may fluctuate greatly. You should buy DPTs only if you are prepared to accept the risk of losing all of the money you put into such tokens.

4. You should be aware that Hex Trust Singapore, as part of its licence to provide DPT services, may offer services related to DPTs which are promoted as having a stable value, commonly known as “stablecoin”.

3. Asset Safeguarding Disclosures

3.1. Asset Storage Arrangements

Hex Trust’s asset storage arrangement utilizes advanced hardware and software infrastructure with strong security controls. The central component is the Hardware Security Module (HSM), which securely stores and manages cryptographic keys, ensuring they are always wrapped (encrypted) and never exposed in clear text. Both Safe Plus and Safe Vaults operate in an air-gapped environment, isolated from the internet, with data diodes ensuring one-way communication to prevent unauthorized access.

Key generation occurs within the HSM using a True Random Generator, and physical security is enhanced by storing encrypted keys in multiple vaults across different locations, requiring multiple approvals for access. Transaction signing involves client-initiated transactions that go through several approval stages before being securely signed within the HSM through the Key Management System (KMS).

Singaporean clients are onboarded under the Singapore custodian entity, with the Hardware Security Module (HSM) in Singapore serving as their primary operational HSM. To ensure resilience, a secondary HSM located in Hong Kong acts as a geographically redundant backup, ready to take over in the event of hardware failure or disruption to the primary instance. This architecture provides operational continuity and robust disaster recovery for cryptographic asset management.

3.2. Rights and Claims of Customers

Clients of Hex Trust Singapore retain beneficial ownership of digital assets safeguarded on their behalf. However, clients may hold rights only to the financial value of the DPTs and do not automatically receive rights to protocol derived features such as governance participation, airdrops or new tokens created from hard forks.

Clients may be entitled to new tokens resulting from hard forks or airdrops subject to certain conditions as set out in the Custodian Agreement. Hex Trust Singapore may, at its sole discretion, decide whether to support any fork or airdrop, and clients have no such entitlement to such benefits unless explicitly provided. Additional fees may apply for the processing or distribution of such assets.

3.3. Addressing Asset Losses from Fraud or Gross Negligence

If you suspect any loss of assets due to fraud or negligence by Hex Trust Singapore, please contact our client service team immediately. You may escalate unresolved matters through our Complaints Handling and Resolution process, in accordance with the timelines and procedures as described in this disclosure and your agreement.

Any compensation offered will be capped at your direct losses and may be adjusted based on contributory negligence, if applicable.

Hex Trust Singapore will not be liable for losses resulting from client fraud, gross negligence or wilful misconduct (among other things).

3.4. Customer Instructions and Authorization 

Clients may provide instructions through Hex Trust Singapore’s official channels as outlined in your Agreement. 

The client shall provide a list of all persons authorised to act on its behalf in giving such instructions, clearly specifying the scope, limitations, or role of each individual’s authority. Hex Trust Singapore will only act on clients assets in accordance with the instructions received from the client’s duly authorized representatives.

All authorisations are subject to our verification and risk assessment procedures. It is the client’s responsibility to ensure the list of authorised persons remains accurate and up to date, and to ensure security and confidentiality of all access credentials. Hex Trust Singapore may refuse any instruction from a person who is not duly authorised or has not satisfied our verification process.

Hex Trust Singapore does not use client assets as collateral and will not sell, loan, or otherwise encumber assets without explicit client instruction or legal requirement. Where required, we may debit your account to complete transactions in accordance with agreed payment terms.

For further details, please contact our Client Services team or refer to the applicable service agreement.

3.5. Fees Associated with Safeguarding of Assets

All fees associated with the safeguarding of clients’ assets are fully disclosed in the Fee Schedule attached to the Custodian Agreement and are communicated during relevant service interactions. 

By using Hex Trust Singapore’s services, clients acknowledge and consent to these fees, which are necessary to maintain secure and compliant asset safeguarding procedures.

3.6. Delivery Of Information

Clients will have ongoing access to account-related information, including digital asset balances and transaction history through a secure and dedicated client portal provided by  Hex Trust Singapore.  Additionally, periodic reports and/or monthly statements of accounts relating to the assets of the clients shall be delivered via email or other agreed communication channels. The frequency, timing, and level of details of these reports will be expressly agreed between Hex Trust Singapore and the client from time to time.

4. Supported Asset Disclosures

Hex Trust Singapore conducts a comprehensive evaluation of digital assets through a multi-layered review framework that includes both global due diligence and localised legal and compliance assessment to ensure alignment with applicable regulatory standards and internal risk policies.

4.1. DPT Support Evaluation Process

The evaluation process for supporting new DPT involves a comprehensive assessment based on several key criteria including but not limited to: 

Technology and Security Assessment:

Assessment of the asset’s underlying infrastructure, including whether it operates on a proprietary blockchain or leverages an existing blockchain. This also includes review of the asset’s security measures and evaluation of the infrastructure required to support the asset.

Risk Assessment:

Assessment of the issuer and its development team’s technological experience, track record, and reputation to identify potential operational and reputational risks. This also includes a review of the asset’s tokenomics (supply and release schedule), funding status and key investors, and market presence through its exchange listings, trading pairs, and liquidity profile.

Compliance Assessment:

Assessment focusing on AML/CFT name screening to ensure the asset and associated parties are not on sanctions watchlists, alongside negative news searches to identify any adverse media or controversies related to the project.

Upon successful completion of the fundamentals assessment, the DPT will be integrated and supported on Hex Trust Singapore’s platform for deposit and transfer. Only DPTs that comply with internal standards and relevant regulatory requirements will be supported.

4.2. DPT Support Discontinuation Process

To ensure asset integrity, the platform will maintain ongoing oversight of the performance, security, and regulatory compliance of every supported asset. The platform may suspend or discontinue support for a DPT if it determines that the asset no longer meets requirements, poses substantial risk, or if any concerns arise from ongoing monitoring.

4.3. What Happens When Support for an Asset is Suspended or Discontinued?

In most cases, clients will receive advance notice of approximately two weeks prior to a suspension or discontinuation of asset support. During this period, clients will be able to trade or withdraw the affected asset. On the date support is discontinued, trading will be suspended, but withdrawals will remain available unless otherwise specified.

In exceptional circumstances (e.g., immediate legal or regulatory concerns, smart contract vulnerabilities), Hex Trust Singapore may suspend all support without advance notice. In such cases, the Hex Trust team will notify affected clients and outline the next steps, which may include enforced liquidation or a pre-defined conversion to a supported asset such as USDC.

4.4. Does Hex Trust Singapore Receive Incentives for Asset Support?

Hex Trust Singapore does not accept fees or incentives in exchange for supporting digital assets.

However, other entities within the Hex Trust Group may, from time to time, engage in commercial arrangements with asset issuers, node providers, other parties or affiliates. Where such relationships exist, potential conflicts of interest are managed under Hex Trust’s Group-wide Conflicts of Interest Policy. More information can be made available upon request.

5. Complaints Handling and Resolution

Hex Trust Singapore is committed to providing fair, timely, and transparent resolution of customer complaints. Hex Trust Singapore recognises that client feedback is essential for improving its services and enhancing the overall customer experience.

All complaints are properly assessed and documented, including relevant details and correspondence, by a dedicated team. Staff handling complaints operate independently and are not involved in the subject of the complaint.

Complaints may be raised by clients or members of the public through various channels such as in person, writing, phone, or via Hex Trust Singapore’s Helpdesk:

Email: clients@hextrust.com  | WhatsApp: +852 6460 8565

Hex Trust Singapore aims to resolve complaints promptly upon receipt. Where immediate resolution is not possible, complainants are advised to submit their complaint in writing (e.g., via email or WhatsApp) for proper review and documentation. Complaints are assessed fairly to determine whether they should be upheld. Should the complaint be dismissed, written reasons will be provided. If the matter cannot be resolved promptly or it involves significant issues, it will be escalated to senior management within 24 hours, followed by an official acknowledgement to the complainant.

The outcome of the assessment will be clearly communicated. All complaints will be resolved within 10 calendar days from the date of receipt. If additional time is required due to complexity, an interim update will be issued with the status and, where possible, the expected resolution date. 

6. Conflict of Interest Disclosures

A conflict of interest arises when competing obligations or interests may impair the ability of Hex Trust Singapore to act solely in the best interests of its clients. This can occur when Hex Trust Singapore or its affiliates have commercial, financial, or strategic incentives that may diverge from those of the client, potentially resulting in an advantage to Hex Trust Singapore or the Hex Trust Group, while disadvantageing the client.

Hex Trust Singapore is committed to the highest standards of ethical conduct and transparency. We believe it is important for clients to understand where actual or potential conflicts of interest may exist, so they can make informed decisions when engaging our services.

Outlined below are key areas of actual or potential conflicts of interest and how we mitigate them.

6.1. Affiliate or Related-Party Services

Hex Trust Singapore is part of the wider Hex Trust Group, which provides a range of digital asset services and products (e.g. custody, staking, tokenisation, and trading solutions). Certain related party services may be accessible through the same platform or interface that hosts services offered by Hex Trust Singapore. In such cases, there may be a perception that Hex Trust Singapore could be motivated to prioritise the broader commercial interests of the Hex Trust Group over those of its clients, particularly if clients are not clearly informed that the service is being provided by an affiliate or related entity.

To mitigate such perceived conflicts of interest, Hex Trust Singapore maintains an independent governance and management structure.

While we believe potential conflicts of interest arising from affiliate or related party services are adequately managed, we acknowledge that residual risks, such as user perceptions of bias or unconscious internal bias may remain. To maintain transparency and safeguard client trust, Hex Trust Singapore will inform clients of the identity of the Hex Trust Group entity providing such related party services, thereby enabling clients to make an informed decision on whether to engage with those services.

6.2. Commitment to Transparency and Governance

Hex Trust Singapore is committed to proactively identifying, managing, and disclosing conflicts of interest, ensuring these are appropriately governed and resolved in a fair and transparent manner.

Clients are encouraged to contact us should they have any questions or concerns regarding potential conflicts of interest or wish to receive further information about how these matters are addressed.

7. General Information

7.1. Operating Hours and Service Availability

Hex Trust Singapore’s standard business days are Monday to Friday, from 9:00 AM to 5:00 PM (local time). Our customer support team is available 24/7/365 to help with any service support or inquiries. Please note that our business hours may be subject to change due to operational adjustments. Any changes will be communicated promptly through our website and other official channels.

7.2. Help & Support

For any inquiries or assistance, please contact our Hex Trust Singapore’s support team 24/7/365:

Email: clients@hextrust.com

WhatsApp: +852 6460 8565

Our support team is available to assist you with general questions, service support, and guidance. For complaints or disputes, please refer to our dedicated Complaints Handling and Resolution section.

Singapore PDPA Privacy Policy
Singapore PDPA Privacy Policy

Purpose

This Data Protection Notice (“Notice”) sets out the basis which Hex Technologies Pte. Ltd., Hex Trust Pte. Ltd. (including their related entities) (“we”, “us”, or “our”) may collect, use, disclose or otherwise process personal data of our customers in accordance with the Personal Data Protection Act (“PDPA”). This Notice applies to personal data in our possession or under our control, including personal data in the possession of organisations which we have engaged to collect, use, disclose or process personal data for our purposes.

PERSONAL DATA

1. As used in this Notice:“customer” means an individual who (a) has contacted us through any means to find out more about any goods or services we provide, or (b) may, or has, entered into a contract with us for the supply of any goods or services by us; and“personal data” means data, whether true or not, about a customer who can be identified:(a) from that data; or (b) from that data and other information to which we have or are likely to have access.

2. Depending on the nature of your interaction with us, some examples of personal data which we may collect from you include your name and identification information such as your NRIC number, contact information such as your address, email address or telephone number, nationality, gender, date of birth, marital status, photographs and other audio-visual information, employment information and financial information such as credit card numbers, debit card numbers or bank account information.

3. Other terms used in this Notice shall have the meanings given to them in the PDPA (where the context so permits).

COLLECTION, USE AND DISCLOSURE OF PERSONAL DATA

4. We generally do not collect your personal data unless (a) it is provided to us voluntarily by you directly or via a third party who has been duly authorised by you to disclose your personal data to us (your “authorised representative”) after (i) you (or your authorised representative) have been notified of the purposes for which the data is collected, and (ii) you (or your authorised representative) have provided written consent to the collection and usage of your personal data for those purposes, or (b) collection and use of personal data without consent is permitted or required by the PDPA or other laws. We shall seek your consent before collecting any additional personal data and before using your personal data for a purpose which has not been notified to you (except where permitted or authorised by law).

5. We may collect and use your personal data for any or all of the following purposes:(a) performing obligations in the course of or in connection with our provision of the goods and/or services requested by you;(b) verifying your identity;(c) responding to, handling, and processing queries, requests, applications, complaints, and feedback from you; (d) managing your relationship with us;(e) processing payment or credit transactions;(f) sending your marketing information about our goods or services including notifying you of our marketing events, initiatives and promotions, lucky draws, membership and rewards schemes and other promotions;(g) complying with any applicable laws, regulations, codes of practice, guidelines, or rules, or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority;(h) any other purposes for which you have provided the information;(i) transmitting to any unaffiliated third parties including our third party service providers and agents, and relevant governmental and/or regulatory authorities, whether in Singapore or abroad, for the aforementioned purposes; and(j) any other incidental business purposes related to or in connection with the above.

6. We may disclose your personal data:(a) where such disclosure is required for performing obligations in the course of or in connection with our provision of the goods or services requested by you; or(b) to third party service providers, agents and other organisations we have engaged to perform any of the functions listed in clause 5 above for us.

7. The purposes listed in the above clauses may continue to apply even in situations where your relationship with us (for example, pursuant to a contract) has been terminated or altered in any way, for a reasonable period thereafter (including, where applicable, a period to enable us to enforce our rights under any contract with you).

WITHDRAWING YOUR CONSENT

8. The consent that you provide for the collection, use and disclosure of your personal data will remain valid until such time it is being withdrawn by you in writing. You may withdraw consent and request us to stop using and/or disclosing your personal data for any or all of the purposes listed above by submitting your request in writing or via email to our Data Protection Officer at the contact details provided below.

9. Upon receipt of your written request to withdraw your consent, we may require reasonable time (depending on the complexity of the request and its impact on our relationship with you) for your request to be processed and for us to notify you of the consequences of us acceding to the same, including any legal consequences which may affect your rights and liabilities to us. In general, we shall seek to process your request within ten (10) business days of receiving It.

10. Whilst we respect your decision to withdraw your consent, please note that depending on the nature and scope of your request, we may not be in a position to continue providing our goods or services to you and we shall, in such circumstances, notify you before completing the processing of your request. Should you decide to cancel your withdrawal of consent, please inform us in writing in the manner described in clause 8 above.

11. Please note that withdrawing consent does not affect our right to continue to collect, use and disclose personal data where such collection, use and disclose without consent is permitted or required under applicable laws.

ACCESS TO AND CORRECTION OF PERSONAL DATA

12. If you wish to make (a) an access request for access to a copy of the personal data which we hold about you or information about the ways in which we use or disclose your personal data, or (b) a correction request to correct or update any of your personal data which we hold about you, you may submit your request in writing or via email to our Data Protection Officer at the contact details provided below.

13. Please note that a reasonable fee may be charged for an access request. If so, we will inform you of the fee before processing your request.

14. We will respond to your request as soon as reasonably possible. Should we not be able to respond to your request within thirty (30) days after receiving your request, we will inform you in writing within thirty (30) days of the time by which we will be able to respond to your request. If we are unable to provide you with any personal data or to make a correction requested by you, we shall generally inform you of the reasons why we are unable to do so (except where we are not required to do so under the PDPA).

PROTECTION OF PERSONAL DATA

15. To safeguard your personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks, we have introduced appropriate administrative, physical and technical measures such as up-to-date antivirus protection, encryption and the use of privacy filters to secure all storage and transmission of personal data by us, and disclosing personal data both internally and to our authorised third party service providers and agents only on a need-to-know basis.

16. You should be aware, however, that no method of transmission over the Internet or method of electronic storage is completely secure. While security cannot be guaranteed, we strive to protect the security of your information and are constantly reviewing and enhancing our information security measures.

ACCURACY OF PERSONAL DATA

17. We generally rely on personal data provided by you (or your authorised representative). In order to ensure that your personal data is current, complete and accurate, please update us if there are changes to your personal data by informing our Data Protection Officer in writing or via email at the contact details provided below.

RETENTION OF PERSONAL DATA

18. We may retain your personal data for as long as it is necessary to fulfil the purpose for which it was collected, or as required or permitted by applicable laws.

19. We will cease to retain your personal data, or remove the means by which the data can be associated with you, as soon as it is reasonable to assume that such retention no longer serves the purpose for which the personal data was collected, and is no longer necessary for legal or business purposes.

TRANSFERS OF PERSONAL DATA OUTSIDE OF SINGAPORE

20. We generally do not transfer your personal data to countries outside of Singapore (but please see clause 21 below). If we do so, we will obtain your consent for the transfer to be made and we will take steps to ensure that your personal data continues to receive a standard of protection that is at least comparable to that provided under the PDPA.

Google Analytics

21. We use Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses cookies, which are small amounts of data created in a computer when a person visits a website, to help the website analyse how you use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and Internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

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DATA PROTECTION OFFICER

22. You may contact our Data Protection Officer if you have any enquiries or feedback on our personal data protection policies and procedures, or if you wish to make any request, you may contact us at dpo.sg@hextrust.com.

EFFECT OF NOTICE AND CHANGES TO NOTICE

23. This Notice applies in conjunction with any other notices, contractual clauses and consent clauses that apply in relation to the collection, use and disclosure of your personal data by us.

24. We may revise this Notice from time to time without any prior notice. You may determine if any such revision has taken place by referring to the date on which this Notice was last updated. Your continued use of our services constitutes your acknowledgement and acceptance of such changes.